Sentences with phrase «of debt and credit»

The value of the debt to the agency depends on the status of the debt and the credit worthiness of the debtor.

If you're turned down due to your credit score, try again once you pay down some of your debt and your credit score improves.

The Consumer Credit Protection Act, for example, deals with credit reports and other aspects of debt and credit.

Tracking your credit score is one way to measure the success of your debt and credit management efforts.

With over 30 years of experience, we understand the complexities of debt and credit for British Columbia.

We help you estimate how much you may save with each offer based on the amount of your debt and your credit score.

A P2P lending system built on DLT guarantees a time - stamped and permanent record of debts and credits, enforced by smart contract for validation and verification of user identities by cryptographic signatures.

Your credit report is a brief history of your debts and credit accounts, as well as relevant data like bankruptcy information.

Not exact matches

And since you probably couldn't afford to take a comparable salary at first, you also faced a variety of unappetizing choices like dipping into savings, or running up credit card debt, or borrowing money from your friends and famiAnd since you probably couldn't afford to take a comparable salary at first, you also faced a variety of unappetizing choices like dipping into savings, or running up credit card debt, or borrowing money from your friends and famiand family.

Times editorial board member Elizabeth Williamson writes that wealthier tech employees seem to support Clinton; meanwhile, those living in «a less glamorous Silicon Valley, inhabited by brainy young people whose long hours power the big companies and whose college debt is so heavy that some of them can't even qualify for a credit card» are «feeling the Bern.»

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

With a $ 320,000 mortgage on their $ 450,000 house in St. Albert, Alta., and $ 4,000 on a line of credit, their debt is reasonable.

Credit scores take a few different major factors into account and weigh them according to how big of an impact they have on your ability to repay debt.

Wynne may be using debt and revenue as synonyms, but they're not — just as having your credit card limit raised is not a new source of income.

It then explained its view on how debt analysts should pursue their profession: «Credit rating decisions should be based on objective data, policymakers» announcements and realistic assessments of the conditions facing an economy.

«Ultimately, Moody's downgrading of Greece's debt reveals more about the misaligned incentives and the lack of accountability of credit rating agencies than the genuine state or prospects of the Greek economy,» the response continued.

«They go ka - ching out of their house and pay off their credit card debts, but they go and run up their cards again,» he says.

When shopaholics are forced to turn to credit cards to finance their addiction, it can quickly spiral out of control and lead to life - altering amounts of debt.

She still has a mortgage and a line of credit, but is finally free of high - interest credit card debt.

Cell phone bills, followed by transportation, rent and utilities, tops the list of living expenses, and with debt, parents are most commonly helping with student loans, followed by auto bills, medical debt and credit card bills.

But the relief is usually temporary, and the debtor is out getting new credit, on top of the existing debt consolidation loan.

According to the Canadian Bankers Association, 69 per cent of household debt in Canada is made up of residential mortgage debt, while 18 per cent comes from lines of credit and five per cent is credit card debt.

An analysis of a company's debts, assets, and investments can provide a solid picture of its credit worthiness, particularly when the data are compared to a composite of companies of similar size in similar industries.

Further, in cities with rising home values, particularly Toronto and Vancouver, homeowners can secure a home equity line of credit (HELOC) to pay other debts or simply fund their lifestyles.

She moved in with a friend and was able to pay off her mortgages, but she couldn't make much of a dent in her credit card debt.

Mortgages aren't the only debt Canadians are saddled with, however, and the rates on credit cards, car loans, and home equity lines of credit could tick up as well, further increasing a household's overall carrying costs.

The bottom 60 % have less liquid forms of wealth (cars, real estate) and more costly forms of debt (student loans, credit card debt).

• More than half (58 per cent) of Canadians pay their credit card balance in full each month, avoiding credit card debt and interest payments altogether.

Focus on eliminating your monthly credit - card balance first, then other forms of consumer debt such as car loans and lines of credit.

Instead, a good portion of Valeant's debt is held by collateralized loan obligations, or CLOs, essentially loan funds that buy and hold lower credit debt.

Meanwhile, corporations can take advantage of cheap credit to pay down debt and accumulate cash, some of which makes its way to shareholders through increased dividends.

There's opportunity in emerging market debt despite growing concerns over higher credit levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC on Tuesday.

This took three years of focused budgeting and willpower, but I'm happy to say that I completely wiped out my student loans, credit card debt and all but the last $ 1,500 of my car loan — which is on track to be paid off in September.

I finished my higher education deeply in debt and with seven years of bad credit in my future.

According to the agency, the ARC loans can be used to pay principal and interest on any «qualifying» small business debt, «including mortgages, term and revolving lines of credit, capital leases, credit card obligations and notes payable to vendors, suppliers and utilities.»

The pressure to put money into the industry has created ideal conditions for fundraising, which is why we have such a high amount of dry powder and that's creating even more intense competition for deals along with continued favorable credit markets which allow for cheap debt.

Tapping into tax credit allocations through the New Market Tax Credits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and UCredits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and Ucredits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and US Bank.

Start by making a list of all your credit card debts, sorting by card and interest rates.

If consumers are tapped out or wary of taking on more debt, then bank credit can be expanded to the moon and households will not borrow more money.

The «answer» was to financialize the U.S. economy with vast increases in credit, debt and leverage, enabling a hyper - consumerist economy built on a pyramid of debt and leverage.

Despite lower pay, women handle credit more responsibly than men, on average, according to Experian, which reports that men have a 7 percent higher incidence of late mortgage payments and 4.3 percent more debt than women.

Concurrent with this orgy of public debt, the State encourages massive expansion of private credit via fractional lending, low bank reserves, and other forms of leverage, in a vain attempt to stimulate demand in an economy burdened with overcapacity, declining employment, marginal return on capital and saturated markets.

Cheap credit has caused a host of problems: it has blown out household debt and inflated home prices in some markets to unsustainable levels.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.

The average American has a credit card balance of $ 6,375, up nearly 3 percent from last year, according to Experian's annual study on the state of credit and debt in America.

Tax code changes and rising interest rates may mean debts like home equity lines of credit should take higher repayment priority.

What we don't know the state of credit default swaps held by banks against sovereign debt and against European banks, nor do we know the state of CDS held by British banks, nor are we certain of how certain the exposure of British banks is to the Ireland sovereign debt problems.»

They rank above average in delinquency rates on all types of debt and rank in the top 10 for lowest rates of auto loan delinquency and credit - card delinquency.»

Critics routinely point out that overall levels of debt are still rising, and that the talked - about «deleveraging» should more accurately be described as a slowdown in credit growth.