Not exact matches
U.S. household
debt rose to a level not seen in five years in the third quarter
of 2013, according to the latest
data from the Federal Reserve Bank
of New York.
It then explained its view on how
debt analysts should pursue their profession: «Credit rating decisions should be based on objective
data, policymakers» announcements and realistic assessments
of the conditions facing an economy.
Their newest paper uses historical
data from multiple countries to show that an increase in the ratio
of household
debt to gross domestic product over a three - to - four - year period predicts a decline in economic growth.
An analysis
of a company's
debts, assets, and investments can provide a solid picture
of its credit worthiness, particularly when the
data are compared to a composite
of companies
of similar size in similar industries.
The normalization
of excessive
debt is reflected in the
data that Statistics Canada regularly releases.
You can literally watch total American student - loan
debt rise on this visualization
of Federal Reserve
data:
But a poll conducted by Abacus
Data on behalf
of Maclean's for the Canada Project shows the country's citizens are getting more and more comfortable carrying large amounts
of debt — with more
of that money coming from family and friends.
A parade
of reports and experts explained away high house prices and
debt levels with many
of the same arguments we hear today in Canada — yes, prices are way up compared to rents, but the analysis is built on flawed
data;
debt levels are high, but so are house prices, which minimizes the risk; America's demographics support the boom; and then the classic: There'll be a soft landing.
The news
of missed
debt payments by Espirito Santo International also comes on the heels
of discouraging economic
data out
of the eurozone.
But there is
data available in the U.S. — where state and federal regulators have sparred repeatedly with
debt - settlement firms — and none
of it looks good for the industry.
But that
data also likely will show the extent to which Canada's economy is riding a wave
of household
debt.
It's no surprise that
debt is a focus: At the end
of 2016, the average household carrying
debt owed $ 134,643, according to a NerdWallet analysis
of Federal Reserve
data.
And for the first time since the final quarter
of 2011, China's
debt - to - GDP ratio didn't increase and stayed unchanged at 255.9 percent in the second quarter this year, latest
data by the Bank for International Settlements showed.
MBA programs that will no longer disclose student
debt data include USC's Marshall School
of Business, Columbia Business School, Dartmouth's Tuck School
of Business, Yale School
of Management, Northwestern's Kellogg School
of Management, and Georgetown's McDonough School
of Business.
In their
data set, there are 110 years
of data available for countries that have a
debt / GDP over 90 percent, but they only use 96
of those years.
The move will allow U.S. computer maker Dell to trim some
of the $ 43 billion in
debt it is taking on to fund its pending cash - and - stock acquisition
of data storage provider EMC Corp, a deal worth close to $ 60 billion.
Examination
of data from the Federal Reserve's Survey
of Consumer Finances — the central bank's effort to examine the financial conditions
of American families — by two Northeastern University scholars shows that households with more student
debt are less likely to start businesses than other households.
For many, buying a home means taking out a mortgage, but
data from Attom Data Solutions shows that 28.8 % of homes purchased in 2017 were made without any debt incur
data from Attom
Data Solutions shows that 28.8 % of homes purchased in 2017 were made without any debt incur
Data Solutions shows that 28.8 %
of homes purchased in 2017 were made without any
debt incurred.
The increase is the largest second quarter spike since the company began tracking
data in 2009, CardHub reports, adding that it expects the net increase
of debt to reach $ 60 billion by the end
of 2015.
To determine how much
debt Americans are carrying and how much it's costing them in 2017, NerdWallet analyzed
data from several sources, including the Federal Reserve Bank
of New York and the U.S. Census Bureau (see additional details in the methodology below).
[5] We used consumer - reported
data from the Federal Reserve's Survey
of Consumer Finances and revolving credit card balance
data from Experian as
of June 2017 to estimate revolving
debt based on household income.
[1] This $ 931 billion total is a NerdWallet - adjusted version
of the Federal Reserve Bank
of New York's Household
Debt and Credit report
data.
Households with any kind
of debt owe $ 133,568 (including mortgages), on average, the
data analysis found.
yields will hit the highs on close end
of the day... equity markets setting up to be slammed tomorrow maybe but today they have run over weak shorts in the face
of rates... the federal reserve see's this and again will wonder if they are behind on hikes, strong
data, major expansion in credit, lack
of wage growth rising bond yields and ballooning
debt... rates will go much higher and equities will have revelations as to what that means for valuations
Consumers now hold $ 3.8 trillion in total
debt, an increase
of 31 percent over the past five years, according to Fed
data.
China certainly has a high absolute level
of debt, with levels much higher than those seen in other emerging market (EM) countries who experienced
debt crises, according to Bloomberg
data.
The panel is based on credit report
data collected by Equifax (one
of the three credit bureaus in the United States) and it contains information on all outstanding loans — including mortgages, auto and student loans, and credit card
debt — at the individual consumer level.
A recent study run by the Department
of Education generated new
data pertaining to student loan
debt.
About the report: The Federal Reserve Bank
of New York's Household
Debt and Credit Report provides unique
data and insight into the credit conditions and activity
of U.S. households.
The $ 1.2 trillion market for U.S. junk bonds yields about 6.6 percent, double what's offered by higher - rated company
debt, according to Bank
of America Merrill Lynch index
data.
At that time, the main
data sources on consumer
debt consisted
of loan - level
data sets on specific categories
of loans, such as mortgages, as well as aggregated
data on household sector
debt from the Board
of Governors» Flow
of Funds statistical release.
Private
debt and equity placement firm the Audax Group signed a new lease in mid-July for the entire 19th floor
of 320 Park Avenue, between 50th and 51st streets, information from the leasing
data firm CompStak showed.
In fact, according to the Treasury Department's most recent
data, two
of America's biggest foreign lenders (China and Japan) are already cutting back on their $ 2.37 trillion
of US
debt.
The kinds
of data collected using the Access Information may include bank account
data, mortgage, student loan, and other loan
data,
data on credit card
debt, spending patterns and the like.
The Household
Debt and Credit Report provides an updated snapshot
of household trends in borrowing and indebtedness, including
data about mortgages, student loans, credit cards, auto loans and delinquencies.
Combined
data from the U.S. Census Bureau and the Federal Reserve allowed us to dive deeper into credit card
debt in the United States, and look beyond the face value
of those two figures.
To help students and their families, using Peterson's
data from the class
of 2015, we compiled and analyzed average student loan
debt data from 1,238 colleges and universities around the nation.
To obtain this figure, we looked at
data reported by the Federal Reserve for Outstanding Revolving
Debt - we then divided that number by the number
of card - carrying households each year.
The mean credit card
debt of U.S. households is approximately $ 5,700, according to most recent
data from the Survey
of Consumer Finances by the U.S. Federal Reserve.
Banks have been offloading bad
debt portfolios in the past few years, with UK, Irish, Spanish and Italian banks among the big sellers
of bad
debt, according to Dealogic
data.
The Report is based on
data from the New York Fed's Consumer Credit Panel, a nationally representative sample
of individual - and household - level
debt and credit records drawn from anonymized Equifax credit
data.
«However, historically high levels
of household
debt and low wage growth will offset some
of the positive impact
of recent strong employment
data, so consumers are likely to remain cautious.»
According to Bloomberg
data, EM
debt is offering yields
of above 4 %, and despite a strong year - to - date performance (more than 13 %), we see potential for significant income with lowered spread risk, given the diminished expectations
of a near - term Fed move.
We do this using
data from Chicago, where the city recently implemented an aggressive program to collect parking
debts by seizing the cars and suspending the licenses
of consumers with large
debts.
The government also needs to refinance a 1 billion - euro bond maturing in November and a smaller yen note due in July, according to
data on the website
of the
debt - management agency, known as AKK.
It is not a perfect analogy but — except,
of course, for the part in which analyses that use the number
of bookshops as a proxy for literacy are widely ridiculed — it is nonetheless similar to what happens when the health
of the Chinese economy is measured by the reported GDP
data, or when second - order measures, such as the dependence
of Chinese growth on
debt, is estimated by looking at credit growth in relation to GDP growth.
The standard proxy for growth in
debt - servicing capacity is GDP growth, but this is only valid in economies in which GDP growth
data is a systems output that measures the underlying performance
of the economy.
In Illinois, the average amount
of a student loan owed is $ 29,305, according to the latest
data from the California - based Project on Student
Debt.
We began by analyzing
data from our survey to better understand the burden
of student
debt that college graduates face.
When China was underinvested, investments were nearly always productive, and so the ability to ignore budget constraints and hide the costs
of nonproductive investment in the form
of rising
debt had little effect on the GDP
data — or, to put it differently, rising
debt did not reflect a rising
debt burden.