Educational districts have to sell Capital Appreciation Bonds or other unconventional methods
of debt finance because assessed valuation of property in the districts unexpectedly declined, thus forcing districts to confront tax and debt limits.
Not exact matches
We don't want to fan
debt -
financed appreciation in the price
of a major asset
because when the escalation reverses, it can trigger a self - feeding spiral
of debt defaults.
Six years into the business,
because of mismanaging the
finances, I was $ 100,000 in
debt.
Chaplin doesn't think the deal makes financial sense at that price
because it's just the use
of debt financing that leads to the earnings benefits, or accretion.
In the presence
of debt finance, textbook analysis would suggest that a cut in the corporate tax rate would raise the cost
of capital
because interest deductions would no longer be as valuable and thus discourage investment.
I'd add a related wrinkle: when a dot.com bubble bursts, it mops up more quickly
because of the difference between «mark - to - market» in an equity bubble and «extend - and - pretend» in a
debt -
financed housing bubble.
Until we understand this do not expect the global crisis to end anytime soon, except perhaps temporarily with a new surge in credit - fueled consumption in the US (which will cause the trade deficit to worsen) and more wasted investment in China (which,
because it is
financed with cheap
debt, which comes at the expense
of the household sector, may simply increase investment at the expense
of consumption).
We were able to grow our way out
of our
debt problem after WWII
because of the huge increase in labor participation (16 million soldiers came home and women entered the workforce), a world that needed our factories and the Marshall plan which
financed our exports.
The
financing needs coming due in the first quarter «imply that euro area banks will not have extra money as a result
of the three - year auction to purchase European sovereign bonds, using a carry - trade strategy,
because the amount
of fresh cash is less than the amount
of bank
debt that will mature during the quarter», Powell wrote recently.
2) The
debt of financial companies is very important
because they often borrow short - term to
finance longer - term assets.
China's stock rally has come as a sharp contrast to the nation's slowing economy and is all the more precarious
because it has been driven by unprecedented levels
of margin
financing, or investors» taking on
debt to trade in shares.
Having trouble making headway with your credit card
debt because of high interest rates and hefty monthly
finance charges?
sorry this is a bit
of the subject does anyone know what the situation with our overall
debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross
debt and about # 97 net
debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side
of the club really intrigues me as it is not a much talked about subject unless you are into that type
of area
of work or care about the general fianacial outcome
of the club does anyone have more insight into our
finances would be great to hear from anyone about this matter cheers gonerwineverything (
because we are)
The board is looking at how to
finance the improvements,
because the state put a cap on bond
debt — the district's usual method
of financing — and requires using limited tax bonds.
More than 550 New York state service members will benefit from a combined $ 2.2 million in consumer
debt relief
because of a settlement New York and 12 other states reached with the military lender Rome
Finance Company.
The
Finance Minister's claim that the public
debt to GDP ratio has declined to 63 %
debt to GDP ratio is plain wrong
because had he used the
debt stock at the end
of Q1 2016 and divided it by the GDP result realised in Q1 2016 he would have obtained 71 % in current 2016 dollars.
The reason for which some
of those plants were not producing and meeting our needs were
because there were
debts owed them, there were crude oil
financing needs that money was not being made available to
finance.
Higher interest rates are a greater danger to the recovery: «
Because of the mess in the public
finances created by the last Government, the amount
of debt interest that we have to pay out is growing and beginning to exceed some core Government budgets.
The former
Finance Minister is therefore «not sure Ghana will have a reduction in the
debt to GDP ratio [
because] it looks like it is going to go higher,» she stated projecting it «to hit 76 % by the end
of the year».
In part
because the district's
finances are so bad — it has $ 2 million in operating
debt and receives $ 2,000 to $ 3,000 less funding per pupil than Minneapolis and St. Paul — Lester had long taken advantage
of every community partnership he could.
We're putting this as the number one survival tool in the kit not only
because we have our very own Personal
Finance Management tool — and yes, we obviously want you to use ours, but using this tool or a tool like it can single - handedly help manage your money and get you out
of debt.
By managing your time well, you are controlling your life and this will flow over into all other areas
of the day to day running
of your household and your
finances and will make the management
of those factors considerably easier to achieve
because you will have planned the time to take care
of that aspect
of your life, including any
debt that may have been acquired.
This type
of arrangement functions as both
debt consolidation and a
debt management plan
because it includes a thorough review
of your
finances and helps you develop an affordable cash - based monthly budget.
In that case, the acquirers may be looking at EBITDA
because they will be
financing the acquisition with a large slug
of debt.
These cash advance loans however, can't be used as a regular source
of financing because the interests or fees accumulate easily creating and building up
debt uncontrollably.
Thus, you should avoid using payday loans as a common source
of financing because that is the main reason why
debt accumulates: people fail to raise the money to repay a loan and so, they take another loan to repay the previous one.
Now, I don't have massive loads
of debt because I've never gotten in to a car loan, mortgage, or anything in general that would've required significant
financing.
Many people believe
debt relief can have a negative impact on a credit rating
because you had to turn to a
debt relief program to help you regain control
of your
finances.
When homeowners need money swiftly, they come our website
because we have several decades
of experience helping consumers find companies to
finance construction, remodeling,
debt consolidation and much more.
However, your
debt is now triggering lower
finance charges, which means that in future months, less
of your money will go to the bank and your net worth gradually heads upward
because of your
debt payments.
I don't know if it's
because I frequent personal
finance sites and Facebook is tracking me or if it's
because I recently liked a page called «Oh god why did anyone let an 18 - year - old decide to take on all
of this
debt this system makes no sense.»
If you ended up in
debt because of an unforeseen life event, like job loss, divorce or medical emergency, but your
finances were otherwise in good shape, you may have the financial discipline and wherewithal to use the avalanche method.
This is
because the company takes control
of your
finances, introducing strict conditions with their
debt consolidation loan.
Reading the horror stories
of college grads who are sinking financially
because of the
debt load they took on should be inspiration to keep your
finances in order while getting an education.
Debt consolidation is one of the most common approaches to eventually become debt free because it allows you to pay less on interest over time and manage your finances bet
Debt consolidation is one
of the most common approaches to eventually become
debt free because it allows you to pay less on interest over time and manage your finances bet
debt free
because it allows you to pay less on interest over time and manage your
finances better.
If you only learned one thing about personal
finance, it should be compound interest
because of its huge impact on how your money (or
debt) grows over time.
And
because we are working directly with your creditors, it's easier for us to engage in
debt negotiation, seeking possible reductions in
finance charges, interest rates, late fees and other charges in order to reduce the amount
of money you owe and help you to pay off your
debts faster.
But
because Chapter 13 involves a reorganization
of your
finances rather than a discharge
of debts, it is the Plan payment that gets allocated first to any arrears due on a secured
debt before anyone else gets paid.
If you live in Canada and you've been turned down for a loan by your bank or credit union
because you are one
of the people whose credit doesn't meet their requirements and you are now looking for a bad credit personal loan, you may actually have other options that can solve your
debt problems, re-establish your credit, and get your
finances back on track.
Because getting higher education is expensive and millions
of students rely on student loans to
finance their education, federal loan consolidation provides a break for graduates with
debt.
An assessment or tax
of some form on each resident
of NYC (all benefit from the work,
because all benefit from safety, even if they're not Con Ed customers)
of ten dollars a month would see the work completed and paid for in full with zero
debt and zero city
financing within nine years.
Now consider this for one moment,
because it affects a lot
of people who are in dire financial straits with insurmountable
debt — your health and well - being are more important than any problems that you have with
finance at the moment.
2) The
debt of financial companies is very important
because they often borrow short - term to
finance longer - term assets.
This is
because when
debt - to - equity level increases, the more expensive source
of finance (i.e. equity) is replaced by the cheaper alternative (i.e.
debt) leading to an increase in shareholder wealth.
If you're feeling negative about your
finances because you have a lot
of credit card
debt and other bills, it may be time to make some changes.
This is
because debt is a cheaper source
of finance compared to equity
because of tax savings (dividends are not tax deductable) and predictable return for lenders.
However, increasing the gearing level too high would cancel any benefits associated with
debt -
financing because the increase in the required rate
of return
of investors and lenders
because of the risk
of bankruptcy would outweigh the tax savings as explained in the Trade - Off Theory
of capital structure.
Liabilities that are not related to
financing activities
of an organization (e.g. accrued liabilities, trade payables, tax liabilities, etc.) may be excluded from the calculation
of debt because they usually do not affect the financial risk
of an organization significantly and any liquidity risk that such liabilities may pose can more effectively be measured under liquidity ratios.
Financing a vehicle may be a necessity
because of the cost, but it's not necessarily good
debt.
If you are struggling to keep your family
finances above water
because of too much
debt and think a consumer proposal, or bankruptcy, can help contact us today to discuss your situation.