Sentences with phrase «of debt history»

The credit-less: Consumers who don't have credit cards may think their lack of debt history will be a positive when applying for a mortgage.

As a student of debt history I'm probably one of those odd geeks that spends time reading outdated and arcane material about consumer debt and debt relief activities.

As an student of debt history I am very familiar with many periods in the...

Not exact matches

Another layer to this story is the fact no other country in the history of the modern world has accumulated as much debt as fast as China.

Of the nine winners who did report challenges building their startups because of student - loan debt, only three left school owing more than $ 35,000, the average amount for class of 2015 graduates (the highest in U.S. history), according to a report by financial aid resource Edvisors.coOf the nine winners who did report challenges building their startups because of student - loan debt, only three left school owing more than $ 35,000, the average amount for class of 2015 graduates (the highest in U.S. history), according to a report by financial aid resource Edvisors.coof student - loan debt, only three left school owing more than $ 35,000, the average amount for class of 2015 graduates (the highest in U.S. history), according to a report by financial aid resource Edvisors.coof 2015 graduates (the highest in U.S. history), according to a report by financial aid resource Edvisors.com.

«Cryptocurrencies are here to stay given the history of booms and busts in fiat money and debt excesses.

We could tell by their payment history and we started to get rid of them before we had to take on their own debt.

As laid out in a history of the industry included in the New York City Bar report, all promised to reduce debts for a fee, and all eventually provoked a regulatory response.

But if our history of profligacy has taught us anything, it's that Canada can't afford to be complacent about the country's more than $ 500 - billion debt.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

In 2015, federal debt was surpassed by provincial debt for the first time in Canadian history, and this trend shows no sign of slowing.»

First, a sale - leaseback for $ 52 million will pull the school out of debt for the first time in Thunderbird's history.

Caesars Entertainment was taken private in one of the largest and ill - timed leveraged buyouts in history, and the company has struggled under the weight of the debt used to finance the move along with increased competition as more jurisdictions legalize gambling.

Once you've established some history of paying back your debt, your credit card company may be willing to increase your limit.

A FICO score is comprised of five major factors, although some are weighted more heavily than others, such as payment history and debt owed.

But if the founder of the CFPB and one of the most powerful FDIC chairs in American history can't make debt collection calls stop, what chance does anybody else have?

Besides inflating the largest real estate bubble in world history, this massive infusion of debt also financed many white elephant projects, such as useless infrastructure and excess steel, automobile, and cement factories.

On July 18, the city of Detroit became the largest municipality in U.S. history to declare bankruptcy, with debt estimates ranging from $ 14 billion to $ 20 billion.

A CEO can have a history of paying back loans, whereas their business could have defaulted on its debts.

TransUnion and Equifax collect credit information, including a borrower's payment history, debt load, maximum credit limits, names and addresses of current creditors, and other elements of their credit relationships.

All of these documents allow loan officers to dig into a person's history of paying back debts, and they can provide officers with a glimpse into a family's ability to pay back the loans they need.

But the practice of charging upfront fees for debt settlement has a muddied history in the U.S.

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income ratio.

Throughout history, the only way of restoring stability is to write down the debts That is treated now as if it's something that can't be done.

Along with the steepest equity valuations in U.S. history outside of 1929 and 2000 (on measures that are actually reliably correlated with subsequent market returns), private and public debt burdens have reached the most extreme levels in history.

Trying to reflate yourself out of a debt crisis may conjure up memories of the monetary histories of Brazil or Argentina, but good old Uncle Sam has a pretty good track record himself.

If you have a history of being late on your debt payments or defaulting on loans altogether, then the odds of you getting a small business loan become that much more unlikely.

Although a number of factors led to this decision, a few worth noting are a modest level of debt (22 % of the capital structure, as shown in the Capital Structure box), ample cash (nearly $ 15 billion at yearend 2011, as noted in the Current Position box, which is directly below the Capital Structure box), and a lengthy history of solid earnings (which can be seen in the Statistical Array).

The total amount of development finance or rail exports it can provide, however, is tiny compared to domestic demand requirements, and if the recipients find themselves unable to repay the debt, as history suggests could easily be the case, this becomes a worse alternative to misallocating investment at home.

Partial debt forgiveness has been a formal part of nearly every sovereign default or debt restructuring in modern history, although usually not until there has been a long and painful period of angry posturing and one or more partial restructurings.

These guidelines include factors such as other types of debt, savings, spending patterns, and payment history.

And as some of the advice in the article mentioned, when an employer asks your permission for a background check, it would probably be a good idea to disclose (not in any specific amounts) that you do have a high debt load but you also have a perfect payment history and that you expect to be able to continue this in the future.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

Steve Ketchum, executive director of Sound Point, told Bloomberg that in Puerto Rico, «there are no obvious great economic difficult situations... We are comparing Puerto Rico with some of the worst situations of sovereign debt in history and it simply does not make sense to us, especially since Puerto Rico is a territory of the United States.»

If you want to boost your chances of getting approved, we recommend that you have at least two to three years of credit history, a credit score of 680 or above and a debt - to - income ratio under 40 %.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

Secondly, if the debt amassed is one you can not pay off, or are late to pay, the consequences (known as derogatory marks) will be reflected only on the primary accountholders credit history --- not that of the authorized user.

It is wishful thinking to imagine that the most extreme economic, debt and investment bubble in history was corrected by a mild economic downturn, a market decline that leaves stocks at 21 times peak earnings (higher than at the 1929 and 1987 peaks), and just a few large - scale defaults from a corporate debt position which continues to claim a record share of operating earnings to finance.

This means having a few years of credit history, a variety of account types (i.e., credit cards, mortgages, installment loans, etc.), liquid savings and assets and a low debt - to - income ratio.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

He understood and accepted the factors underlying the emergence of the largest deficit in Canadian history, but he disliked debt and he was absolutely committed to eliminating the deficit.

Abstract In this paper we recall the history of Jubilee debt cancellations, emphasizing what their social purpose was at that time.

At 77 percent of GDP, debt is currently higher than at any time in history outside of World War II and its aftermath.

In this episode we discuss the ancient history of debt cancellation, the untold life of Jesus as an economic justice activist, and more largely Professor Hudson's forthcoming book,»... and forgive them their debts,» out in summer...

And while that's true to some extent, it's really more about showing a history of using and regularly paying off debts.

Your FICO score is based on your payment history, the amount of debt you owe, the types of debt you have, inquiries for new credit and the age of your accounts.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

They pay dividends, have little debt and a long history of stable earnings.

Depending on your credit history, income, and amount of debt, you could qualify for a credit card consolidation loan with an interest rate as low as 4.98 %.

When lenders decide whether or not to extend credit to you, they're assessing the amount of debt they think you can realistically take on given your income, employment history, and credit history.