If I were you, I'd be more focused on paying off credit card and auto loan debt — these types
of debt impact your credit score and availability much more than student loan debt does.
Not exact matches
The GOP acknowledges that the «static»
impact of the tax bill — the addition to the
debt with no economic - growth assumptions — will be just under $ 1.5 trillion.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse
impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse
impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the
impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or
impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Credit scores take a few different major factors into account and weigh them according to how big
of an
impact they have on your ability to repay
debt.
While the high level
of existing
debt means rate hikes will have a stronger
impact in cooling demand than they did in previous years, it is still too soon to know just how much
of an effect the bank's three rate hikes have had, Poloz said.
Actual operational and financial results
of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number
of other reasons, including, in addition to those identified above: the challenges and costs
of integrating operations and realizing anticipated synergies and other benefits from the acquisition
of ExpressJet; the challenges
of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability
of SkyWest's major partners and any potential
impact of their financial condition on the operations
of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and
debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the
impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the
impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
Debt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equ
Debt - to - capital ratio excluding net unrealized gain on investments, net
of tax, included in shareholders» equity, is the ratio
of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equ
debt to total capitalization excluding the after - tax
impact of net unrealized investment gains and losses included in shareholders» equity.
«If they do target aggressively the 2 percent inflation target, and undertake a significant amount
of QE, that may have an
impact on underlying JGB (Japanese government bond) yields as investors become concerned over Japan's
debt,» he said.
The two - day AIM Summit titled The Shifting Paradigm
of Alternative Investments, will see expert speakers discussing risk and return across the private
debt space, look into the regulatory aspects, host interactive sessions on the
impact of US and European leveraged lending guidelines, among other current market trends.
Nixon said the Germans are probably suffering from a «lack
of legitimacy» at the central bank and are still very concerned about the
impact of quantitative easing — a massive stimulus program following the euro zone
debt crisis
of 2011 that's designed to boost lending but also stoke inflation.
There's opportunity in emerging market
debt despite growing concerns over higher credit levels and the
impact of a strong dollar, the chief executive
of Goldman Sachs Asset Management told CNBC on Tuesday.
Tapping into tax credit allocations through the New Market Tax Credits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged
debt from TCE and Capital
Impact and $ 60 million
of tax credit equity from JP Morgan and US Bank.
What I look at right now is our growing national
debt, what the
impact of that's going to be to future budgets.
Standard and Poor's says the surprise resignation
of Italy's Prime Minister Romano Prodi will have no
impact on Italy's sovereign
debt.
«I am deeply sorry and blame myself for the negative
impact of LeEco's
debt crisis,» he said in the statement that was posted on his official WeChat account on Tuesday.
Conservative finance critic Pierre Poilievre called the PBO's findings «damaging» for the government, citing the
impact of larger deficits, higher
debt payments and a carbon tax that he says will erase at least $ 10 billion per year from the national economy by 2022.
In turn, the promoters hope that we may reflect on how «rampant consumerism» has
impacted the environment and fuelled excessive levels
of debt.
These are older
debts that have been sold by whatever company or creditor that incurred them and so I don't know what kind
of impact they truly will be having.»
(Correction: The original story had the wrong figure for the
impact of the rate increase for each $ 1,000 in
debt.)
Other researchers have also studied the
impact of student
debt on long - term financial health and reached similarly troubling conclusions.
Another early obstacle is the projected fiscal
impact of the plan, which would slash U.S. revenues and expand the federal deficit and the national
debt, which now exceeds $ 20 trillion.
While many believe that the public
debt of the new nation «would inevitably be assumed by the Kingdom
of Spain,» Cuenca explains that the direct separation
impact to the
debt is impossible to predict.
By the time the global financial crisis hit in 2008, the foundation had 20 percent
of its portfolio in microfinance and other
impact - driven
debt and equity vehicles.
The
impact portfolio is now approaching 40 percent
of the foundation's approximately $ 11 million in assets, roughly split between
debt and equity.
The
impact of credit card
debt,
of course, depends on how you handle it.
In the Doug Purvis Memorial Lecture, Governor Stephen S. Poloz shows how changing the mix
of monetary and fiscal policies can yield the same outcomes for growth and inflation, but lead to different results for public sector and private sector
debt levels, which can
impact financial stability.
MNP survey found that 51 per cent
of respondents fear rising interest rates could
impact their ability to repay their
debts.
Actual results could differ materially from those expressed in or implied by the forward - looking statements contained in this release because
of a variety
of factors, including conditions to, or changes in the timing
of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the
impact of the availability and level
of consumer
debt, the effect
of weather and other factors identified in documents filed by the company with the Securities and Exchange Commission.
The public
debt charges ratio is expected to increase, attributable to the
impact of higher interest rates and an increase in the stock
of debt.
So, in summary these are some
of the themes we might expect to see in the next chapter — the
impact of technology and the growth
of Asia; the normalisation
of monetary conditions; the effects
of higher levels
of household
debt; and the capability
of our workforce and businesses to be flexible, innovative and adaptable.
That kind
of debt, along with adjustable - rate mortgages, is
impacted almost immediately when the Fed raises rates.
One
of the most important factors that student
debt does
impact is your
debt - to - income ratio (DTI).
They understand the increased expense associated with borrowing more than what they really need could burden their business with too much
debt and negatively
impact the ROI
of the project — regardless
of their particular lender.
Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household
debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance
of new product introductions; and geopolitical uncertainty that could
impact consumer sentiment.
Global financial crisis: causes, consequences, cures Central bank responses to the crisis: issues
of democratic accountability, QE and inflation, regulatory reform Fiscal policy responses to the crisis: issues
of inflation, stimulus,
debt sustainability Real estate prices and mortgage problems New directions in economics in light
of the GFC
Impacts of the GFC on the BRICS and the developing world Modern Money Theory, Functional Finance Job Guarantee / Employer
of Last Resort Problems
of Euroland,
In contrast, according to the Parliamentary Budget Officer, the provincial, territorial and local government sector does not have a sustainable fiscal structure, even though their aggregate
debt - to - GDP ratio is currently under 30 per cent, but expected to rise significantly due to the
impact of an ageing population on their finances.
But even that figure is ludicrously large in terms
of its
impact on deficits and outstanding Treasury
debt, as the CRFB points out.
Over the period 2008 - 09 to 2014 - 15, the federal
debt increased by $ 155 billion, attributable to
impact of the 2008 - 2009 financial crisis and the stimulus measures implemented by the government under its Economic Action Plans.
MyFICO points out that the next biggest factor
impacting your score is the amount
of debt you have.
Although the fall in oil prices will negatively
impact the
debt - to - GDP in the short term, the target
of 25 per cent by 2021 - 22 appears achievable.
We have also questioned the
impact of the restraint measures on direct program expenses — total expenses less public
debt charges and major transfers to individuals and other levels
of government.
«However, historically high levels
of household
debt and low wage growth will offset some
of the positive
impact of recent strong employment data, so consumers are likely to remain cautious.»
Our experts discuss the market perception vs. reality that inflation is accelerating, the supply
of US treasuries and the
impact of repatriation, and the demand for short term
debt.
If not needed to offset the
impact of changes to the economic variables and / or to offset errors in translating the economic projections into fiscal projections, it would be used to reduce the federal
debt.
Clearly... No Matter How Deliberately The
Debt Assets Are Released To The Market... It Is A Virtually Impossible Task To Not
Impact The Absolute Level
Of Interest Rates Higher.
And thirdly,
of course, higher leverage means that monetary policy's
impact via its effect on the behaviour
of borrowers will be bigger than in the past — especially in a country like Australia where the majority
of household
debt is at floating rates.
Although the Department
of Finance contents that the deficit
impact of this initiative is neutral, both «other revenues» and public
debt charges are affected by this initiative.
When buying a house with student loan
debt, you need to be aware
of the
impact your loans have.
The net
impact of the slightly more positive economic forecast is to lower the deficit by $ 0.9 billion in 2010 - 11 from their November 2010 Update, primarily due to the
impact of lower - than - forecast interest rates on public
debt charges.
Based on the March 2013 Budget forecast, it will have taken the Government eight years to offset the fiscal
impact of the 2008 — 2009 financial crisis (an increase in the federal
debt of $ 172 billion).