Sentences with phrase «of debt repayment strategies»

Debt consolidation is a broad term that encompasses a diverse array of debt repayment strategies.

Below is a complete explanation of both types of debt repayment strategies so you can compare which method is right for your situation.

Not exact matches

Researchers said it carries over to debt repayment strategies, where the «small victory» of paying off a card balance can motivate consumers to dig out of debt faster.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

I did some reading on debt repayment strategies and found that the Avalanche method was the best way to get rid of student loans.

When credit card debt is piling up, one of these strategies can kick your repayment plan into high gear.

One of the most effective methods for debt repayment is the snowball method, a strategy made famous by financial guru Dave Ramsey.

There are a number of common debt repayment strategies floating around out there, but my three favorite are the snowball, avalanche, and benefit - focused methods.

This story is more of a cathartic screw you to student loan servicers than it is an effective debt repayment strategy.

Earning more, spending less, or a combination of the two is the best strategy for debt repayment.

Debt management involves working with financial counselors to follow a debt repayment strategy to help you get out of debt as quickly as possiDebt management involves working with financial counselors to follow a debt repayment strategy to help you get out of debt as quickly as possidebt repayment strategy to help you get out of debt as quickly as possidebt as quickly as possible.

In the end, any debt repayment strategy that works for you is better than one that you'll abandon before success, regardless of how strategies compare «on paper.»

Two of them are common debt repayment strategies — the Avalanche debt method and the Snowball debt method — that you can use to pay off your student loans, and the third is a method that I personally follow that you also might find helpful.

Strategies like the Debt Snowball can help you plan out your own debt repayment plan — if you can manage to pay off your debts without the help of another loan, you'll be better off in the long Debt Snowball can help you plan out your own debt repayment plan — if you can manage to pay off your debts without the help of another loan, you'll be better off in the long debt repayment plan — if you can manage to pay off your debts without the help of another loan, you'll be better off in the long run.

By taking advantage of certain student loan repayment strategies, just about anyone can pay off student loans faster and become debt - free.

Better manage the effects of your debt, by reducing the cost of carrying it; follow a repayment strategy or a consolidation approach.

Regarding how the UK authorities plan to remedy this situation in the future, the SLC representative said this: «Government's repayment strategy will boost SLC's capability to trace noncompliant borrowers, pursue and recover outstanding student loan debt, and it also includes the provision for the potential use of a number of sanctions.»

Even though a minimum payment will help maintain good standing with a credit card company including the avoidance of fees and penalties, it is not a good strategy for debt repayment.

With this strategy, you spend 50 % of your income on needs and living expenses, 20 % on savings and debt repayment, and the remaining 30 % on wants and other discretionary expenses.

Co-founder Evan Shoemaker said, «On average, our strategies can help borrowers save close to $ 5,000 over the lifetime of their loan repayment and get out of debt 2 years faster» (Yahoo!)

By optimizing our repayment strategy (avalanche method), we determined that by paying # 1,150 each month we would incur total interest of # 44,774.74, fully paying off our debt in September 2024.

Our programs include resources for employees to learn effective strategies to pay off their student debt and administrative support so that employers can contribute toward the repayment of employee student loans.»

Part Four of Four in a Series by Heather Jarvis In the final installment of her series, student debt expert Heather Jarvis discusses which student loan repayment strategies best fit your existing financial circumstances and your employment expectations.Law graduates work in a variety of positions earning a range of salaries, and