Sentences with phrase «of debt with higher interest rates»

In the era prior to the CARD Act many issuers applied payments made by cardholders to finance charges and balances with lower interest rates which cause higher interest accrual on the accounts and made it more difficult to pay down the total balances on their credit card accounts faster as the portions of their debt with higher interest rates were carried forward from month to month.

The interest rate on margin balances with my broker is 1.58 % right now, so I could borrow another 12K, withdraw my 24K from my brokerage account, and significantly pay down some of my private student loan debt and in fact pay off some of the debt with the highest interest rate.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

If mortgage interest rates were higher, paying down this debt would make more sense, but with rates at about 4 percent, investing that money could yield a higher rate of return.

Although mathematically it makes the most sense to pay back the debts with the highest interest rates first, for Sall, starting with the smallest ones — regardless of interest rate — was far more motivating.

In the near term, higher interest rates will have an immediate effect on consumers with credit card debt, home equity lines of credit and those carrying adjustable rate mortgages.

Any refinancing of our debt could be at higher interest rates and may require us to comply with more onerous covenants, which could further restrict our business operations.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

This brings me to a third plot line: that is, how we deal with the higher level of household debt and higher housing prices, especially in a world of more normal interest rates.

In 1994 high interest rates combined with high debt were the main cause of the rising deficit and debt.

Our Global Market Strategies segment, established in 1999 with our first high yield fund, advises a group of 46 active funds that pursue investment opportunities across various types of credit, equities and alternative instruments, including bank loans, high yield debt, structured credit products, distressed debt, corporate mezzanine, energy mezzanine opportunities and long / short high - grade and high - yield credit instruments, emerging markets equities, and (with regards to certain macroeconomic strategies) currencies, commodities and interest rate products and their derivatives.

Continuing the theme of rising interest rates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviinterest rates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environrates and following up from my last blog, «With all the News of Higher Interest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviInterest Rates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environRates, Don't Forget About Floating - Rate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environmRate Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate enviinterest - rate environmrate environment.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

But they come with some of the highest interest rates on any form of debt, and no formal repayment plan.

By throwing those extra funds toward your smallest balances or the loans with the highest interest rate, you can start really digging your way out of debt once and for all.

An example of high - interest debt is an outstanding balance on a credit card, which can sometimes come with interest rates in excess of 20 %.

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

For many borrowers, especially those with higher interest rates, keeping up with interest charges is the biggest pain point of student debt.

In a seven page report released Friday, Beata Caranci says the need for financial literacy has never been higher because of record low interest rates and household debt growing faster than income, something the millennial population seems unprepared to deal with.

Having trouble making headway with your credit card debt because of high interest rates and hefty monthly finance charges?

Most credit cards come with high - interest rates, which could lead to a significant amount of debt each month.

He noted that the economy is saddled with increasing inflation, high interest rates, declining real GDP growth, massive increase in the public debt stock, huge and increasing central bank financing of government, etc..

In the current low - interest rate environment, this issuance provides an opportunity to refund higher - interest bonds and replace them with lower - cost debt, generating substantial future savings to the State of New York.

But because they're a small biotech company, with high risk of default (i.e., a high risk of not paying off their debts), they would have to pay a very high interest rate in order to make the bond attractive enough for investors to purchase it.

Finding a Solution to Student Debt Several Solutions to Student Loan Interest Rate Dilemma Faced with record - high tuition costs, undergraduate and graduate students seeking higher education opportunities were recently handed another blow — the doubling of student loan interesInterest Rate Dilemma Faced with record - high tuition costs, undergraduate and graduate students seeking higher education opportunities were recently handed another blow — the doubling of student loan interestinterest rates.

In February, Chicago Public Schools borrowed $ 725 million to cover debt payments and construction projects, but it came with extraordinarily high interest rates — which Emanuel has blamed, in part, on Rauner's talk of a state takeover.

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

If you're unable to pay off your debts with the high rate of interest, then you may enroll in a debt consolidation program.

Out of all your debts, you'll want to pay off your credit card first, then your debt with the highest interest rate, since it grows the fastest.

The debt avalanche is just like the snowball debt method, except it focuses on paying off the debt with the highest interest rate first, but like the snowball debt method you continue to pay the minimum for the rest of your loans.

With high interest rates in credit cards, it becomes nearly impossible to get out of your debt.

As a result of the high interest rates you are paying on these existing debts, you may even find it difficult to meet up with the monthly payments.

Debt avalanche is a strategy one can use to pay off his debts whereby the debt with the highest interest rate is paid first before attention is directed to other debts with lower Continue ReadingUsing Debt Avalanche Strategy to Get Out of DeDebt avalanche is a strategy one can use to pay off his debts whereby the debt with the highest interest rate is paid first before attention is directed to other debts with lower Continue ReadingUsing Debt Avalanche Strategy to Get Out of Dedebt with the highest interest rate is paid first before attention is directed to other debts with lower Continue ReadingUsing Debt Avalanche Strategy to Get Out of DeDebt Avalanche Strategy to Get Out of DebtDebt →

Combine this with rising interest rates, high margin debt, age of this bull market and lack of fear a potential bear market might not be that far off.

Second mortgages come with higher interest rates than the first but still, they are cheaper than other forms of debts.

Refinancing helps you to consolidate high - interest debts into a single manageable payment with a more affordable interest rate in comparison to other types of unsecured credit.

There are two main schools of thought when it comes to paying down debt quickly: Pay off the loan with the highest interest rate first (the Avalanche Method) and pay off the loan with the lowest balance first (the Debt Snowbadebt quickly: Pay off the loan with the highest interest rate first (the Avalanche Method) and pay off the loan with the lowest balance first (the Debt SnowbaDebt Snowball).

You will only do this if you have other forms of debt with the interest rates that are higher and you will want to reduce the debt on the ones with the highest interest rates first.

The second step in consolidating your debt is to make a list of your credit cards with the credit card with the highest interest rate being first and the credit card with the lowest interest rate being last.

List all of your debts in order and attack the one with the highest interest rate.

But if you have a large amount in credit card debt with high interest rates and you don't use your 401 to pay off this debt, it still will be there when you retire and all the interest, so you are still using your retirement to pay this.Doesn't it make sence to go ahead and pay the penalty and taxes and be debt free instead of paying all the debt and interest when you retire..

Order your debts by interest rate, so that the one with the highest rate is at the top of the page and the liability with the lowest interest rate is at the bottom.

You could still make this work, though, by transferring the debt with the highest interest rate, even if it's just a portion of the balance.

With a higher interest rate, costs go up and the time it takes to get to debt - free forever lengthens, both of which make the folks who fall prey to these cheques extremely profitable.

If you end up with additional debt from, say, credit cards, you should probably try to get rid of that first, as it's almost certainly at a higher interest rate than a subsidized student loan.

Rising interest rates can also lead to increased default rates, as holders of adjustable rate debt find themselves faced with higher payments.

To follow the avalanche method, you'll need to list your debts in order of the interest they charge, starting with the debt with the highest interest rate, then the next - highest rate, and so on.

In the avalanche method, you first pay off the debt with the higher rate of interest and then pay off the debts in descending order of interest rates.

If you have a great deal of high interest rate debt, increasing the size of your fixed rate mortgage with a refinancing (even if you end up with a slightly higher mortgage rate than what you currently have) may result in lower overall interest costs.

And that's when you have other forms of debt that come with higher interest rates.