Sentences with phrase «of different insurance companies as»

Not exact matches

He told Squawk Box that his holding company (which would probably operate under a different name) would be «worth twice as much as it is now» if he had just bought a good insurance company instead of putting so much money into a dying textile business.

If any of these scenarios apply to you, we recommend first looking for an insurer that offers fully underwritten coverage for your situation, as insurance companies all have different restrictions.

Over the course of his career, Mr. Maddox has helped create and distribute more than a dozen different mutual fund, variable annuity, and hedge fund complexes for banks, insurance companies, and independent investment advisors, and has served as the chief accounting officer, treasurer, vice president, and president of many of these funds.

There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

An independent agent in the Trusted Choice network who specializes in life insurance can help you review several different high quality companies, as well as the benefits of different types of life insurance policies.

Also, be aware that different insurance companies have different definitions of own occupation and any occupation as it relates to total disability and partial disability.

Of course, an employer can also change health insurance plans or drop them entirely as an employment benefit (or you might quit and go work for a different company), but as long as the employer's health plan is in existence, you (and continuing members of your family) can not be discriminated against and denied coverage under the employer's plaOf course, an employer can also change health insurance plans or drop them entirely as an employment benefit (or you might quit and go work for a different company), but as long as the employer's health plan is in existence, you (and continuing members of your family) can not be discriminated against and denied coverage under the employer's plaof your family) can not be discriminated against and denied coverage under the employer's plan.

As a couple, you may wonder if buying two policies from the same insurance carrier is easiest, but the insurance companies follow different sets of underwriting guidelines.

You can spend a few hours doing online renters insurance quotes with every company you can think of, compare the coverage and price, figure out what coverages are equal to each other since some companies call them different things, and fend off the torrent of time - wasting phone calls you'll receive as soon as you submit the first quote...

As stock life insurance companies management's stock options typically vest, or come due, at different time periods, they are incentivized to maximize the company's performance on what is often a shorter time horizon than that of policyholders, presenting a potential conflict of interest not found with mutual life insurance providers.

While both types of insurers typically offer broadly similar life insurance policies and provisions, as we shall see, the ownership structure of mutual life insurance companies puts these insurers in a position to take a different approach to managing their businesses and offering policy features than that taken by stock life insurers.

As the table above shows, the percentage mix of bond types varies between the different insurance company types due, in part, to duration management and risk appetite.

But instead of investing your money in the insurance company's general account, as with a fixed annuity, your money is invested in a separate account made up of a number of different investment subaccounts.

Just as car manufacturers create different models, each appealing to a different buyer; insurance companies offer a variety of products for each person's unique financial situation.

Buffett tells Becky that his holding company (presumably with a different name) would be «worth twice as much as it is now» — another $ 200 billion — if he had bought a good insurance company instead of dumping so much money into the dying textile business.

This is a different approach to Berkshire Hathaway, approaching it as a group of insurance companies that owns businesses.

Records relating to life insurance policies vary slightly to that of banks and companies as the policy owner may be different from the life insured.

Often a company will offer different levels of insurance, with more benefits as the price of the policy goes up.

I would say that the ease of claiming more to do with the circumstances than the insurance company (they'll all drag their heels to an extent — I filed a claim in Hawaii that the insurance company — a different one — took ages to pay the hospital... we were getting threatening letters from the hospital as well).

Don't forget to ask whether most of the firm's work is for injured people or for insurance companies, as this can indicate vastly different kinds of experience.

The same insurance company, such as Great - West Life, may have many different policy wordings and definitions of disability.

That reputation is as advocates who will ethically and professionally fight the insurance companies at every turn (a reputation we would not have if we spread themselves too thin handling all kinds of different cases).

I serve both local and international clients, in different fields of businesses, including high - tech, pharmaceutical, cosmetic, insurance companies and, as their general legal counsel, has been providing satisfactory advices to the clients.

In addition, there may be many individuals, companies, and other parties who are involved in your truck accident claim such as the 18 - wheeler driver, the truck leasing company, the insurance company, the driver's employer, the owner of the truck trailer (often different from the owner of the truck), the maker of the truck or its components, and your insurance company.

There are thousands and thousands of different insurance companies on the market, and they all sell similar insurance products, but whole life no medical exam plans are not nearly as common as the other types of policies.

There are literally hundreds of insurance companies and just as many different types of policies.

The slogan, «Nationwide is on your side» has helped to vault the recognition of the company over the years as it provides a number of different policies including life insurance.

In the following review of Southern Farm Bureau we will discuss the company's history, ratings, and financials as well as take a look at the different types of life insurance policies offered.

We here at TermLife2Go operate as an independent life insurance brokerage that is able to work with dozens of different life insurance companies so that when it comes time to finding that «perfect» life insurance policy, we don't have to rely on just one or two options.

Underwriting looks at dozens of different factors regarding your life, and will include (in some cases) taking a medical exam (paid for by the insurance company) as part of this process.

Although auto insurance brokers are usually agents that offer, or «broker», different types of policies for multiple companies, online websites that allow you to compare quotes and purchase policies from multiple companies basically perform auto insurance policy brokering services as well.

As you may have read in other Nationwide Life Insurance Company reviews, Nationwide Insurance does offer strong life insurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specifInsurance Company reviews, Nationwide Insurance does offer strong life insurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specifInsurance does offer strong life insurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specifinsurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specific needs.

The company provides a wide variety of different types of life insurance coverage, as well as health insurance, annuities, and pension plan products.

If you truly want to know which company is best for you then you have to do one of the following: either engage in a search yourself or call an agency, such as TermLife2Go, that works with many different life insurance companies.

As long as your insurance needs are limited to $ 25,000 or less, we here at TermLife2Go should be able to find several different insurance companies that will be willing to extend coverage to her (provided that she is over the age of 50As long as your insurance needs are limited to $ 25,000 or less, we here at TermLife2Go should be able to find several different insurance companies that will be willing to extend coverage to her (provided that she is over the age of 50as your insurance needs are limited to $ 25,000 or less, we here at TermLife2Go should be able to find several different insurance companies that will be willing to extend coverage to her (provided that she is over the age of 50).

Each insurance company has their own set of guidelines for these types of discounts, so inquiring as to what different ones are available is the first step to finding out if they exist.

Review affordable car insurance companies such as Titan Insurance to learn about the different types of insurance coverage you may need for your new or insurance companies such as Titan Insurance to learn about the different types of insurance coverage you may need for your new or Insurance to learn about the different types of insurance coverage you may need for your new or insurance coverage you may need for your new or used car.

Various insurance companies view different types of activities as «business pursuits,» even if the activities are part - time, freelance or intermittent, such as horse boarding, riding instruction, landscaping, auto repair, boat deliveries, or child care.

And though you can get homeowner insurance quotes through a variety of different sources such as insurance agents, brokers, and the insurance companies themselves, you really can't beat the advantages that online homeowner insurance quotes offer.

Because your car is no longer being used for personal use, it is being used for business use and car insurance companies offer a different type of policy to cover business use vehicles often referred to as a commercial auto policy.

We serve our customers by staying on top of the latest trends and innovation in the insuretech marketplace so we can provide superior service and products to our clients, as we draw from a deep pool of different life insurance companies and policies offering both conventional and accelerated underwriting.

Different car insurance companies may not assign the same level of risk to your neighborhood as others and could offer you a better rate.

An independent agent in the Trusted Choice network who specializes in life insurance can help you review several different high quality companies, as well as the benefits of different types of life insurance policies.

The Select - A-Term product offered by AIG American General is a unique policy as it allows you to choose the length of coverage that best suits you out of 17 different option compared to other insurance companies who typically offer you only 4 choices.

As much as myths persist that your auto insurance rates should match those of your neighbor's, or that auto insurance prevents you from ever being at fault, several different factors actually do go into determining your individual insurance rates — your age, your driving record, the car you drive, your insurance claims history, where you live, and your insurance company all play a role in factoring your premium costAs much as myths persist that your auto insurance rates should match those of your neighbor's, or that auto insurance prevents you from ever being at fault, several different factors actually do go into determining your individual insurance rates — your age, your driving record, the car you drive, your insurance claims history, where you live, and your insurance company all play a role in factoring your premium costas myths persist that your auto insurance rates should match those of your neighbor's, or that auto insurance prevents you from ever being at fault, several different factors actually do go into determining your individual insurance rates — your age, your driving record, the car you drive, your insurance claims history, where you live, and your insurance company all play a role in factoring your premium costs.

And because you have many different options such as the type of policy, how much to buy, and which life insurance company to go with, it can be easy to put off making a decision - especially if you're overwhelmed with your choices or don't fully understand them.

There are also rating agencies such as AM Best that act as external market guides to the strengths of insurance companies and they will independently evaluate firms in terms of many different factors including their ability to meet claims and benefits, their approach to financial management and risk analysis as well as other client facing expectations and experiences.

Each insurance company develops rate tables for different risks, such as age and health, for the different types of insurance it offers, and then files those rate tables with the state's insurance department.

By comparing policies online using calculating tools not only can you save on term policies and get added benefits such as return of premium, but do away with expenditure on gas related to driving to different insurance companies or those related to hiring an agent.