To overcome this challenge, retailers must make every effort to drive impulse purchases
of discretionary items.
What are some other examples
of discretionary items that perhaps would be areas where I could cut back in?
For each day of controlled feeding, the subjects recorded their intake
of discretionary items (beverages and salt).
Dollars saved at the pump are being directed to personal savings or on non-retail activities, such as holidays, instead
of discretionary items.
Not exact matches
Then they doubled that number, following the 50-30-20 budgeting rule
of 50 percent for necessities, 30 percent for
discretionary items and 20 percent for savings.
First, go through all the major
discretionary items on which you spend money and order them in terms
of expense and importance.
Pricey gas hikes the cost
of getting to and from a weekend place,
of course, while also diminishing cash on hand for
discretionary items such as cottages.
«Republicans always wanted to raise spending on defense, Democrats wanted to raise spending on the rest
of the
discretionary budget across the board, and Republicans supported increased spending on a lot
of those line
items as well.»
However, I suspect that spending by the average household, strapped with a record level
of debt, will continue to contract — especially spending on
discretionary items.
Factors affecting the level
of consumer spending for such
discretionary items include general economic conditions, and other factors, such as consumer confidence in future economic conditions, fears
of recession, the availability and cost
of consumer credit, levels
of unemployment, and tax rates.
Factors affecting the level
of spending for such
discretionary items include general economic conditions and other factors such as consumer confidence in future economic conditions, fears
of recession, the availability
of consumer credit, levels
of unemployment, tax rates and the cost
of consumer credit.
The strength
of retail trade has been broadly based, with growth in some
of the more
discretionary items of expenditure, such as durable household goods and recreational goods, being particularly strong.
That there is a market for these
items suggests not only increased
discretionary income for at least a portion
of the population, but an intense desire to establish and preserve new forms
of friendship.
Robert Russo, vice president
of marketing and sales for Hoffman Homes, reports that
discretionary spending at his company «s Northgate development in Arlington Heights, where seven models start at about $ 152,000, is going for such
items as stained millwork, colored plumbing, colored grout for tiles, vaulted ceilings and French doors.
On Monday, prosecutor Howard Master asked Assembly staffer Victor Franco what steps he took to «conceal or not reveal the amount
of discretionary funding that Sheldon Silver had allocated to
items of his own choosing?»
The 3rd one is aimed at the city council for failing to release a list
of their member
items, known as «
discretionary funding».
Tedisco's bill requires all member
items,
discretionary funds, and so - called «lump sum payments», which are controlled by the Speaker
of the Assembly, Senate Majority Leader and Governor and negotiated in many instances behind closed doors, be made public and fully transparent within the state budget.
Though she has been in the Council for only 18 months, she has already managed to blur the lines between her election donors and the organizations she personally allocates hundreds
of thousands
of taxpayer dollars to through her
discretionary «member
items.»
Around a fifth
of the
discretionary fund is set aside for so - called «member
items,» projects sponsored by individual Council members.
Two months before they take office — and a week before they are even officially elected — gay Democratic nominees like Corey Johnson
of Chelsea, Brooklyn's Carlos Menchaca, and Ritchie Torres
of the Bronx joined their future colleagues, led by Brooklyn Councilman Brad Lander, to present a proposal that would «take the politics out
of member
Items» by allocating
discretionary funding for Council districts on a «fair and objective basis.»
Then, several days later, the 51 members are given their allocations for
discretionary funding known as «member
items,» a roughly $ 50 million pot
of cash for local nonprofits, including churches, little leagues and senior programs.
Council member Brad Lander
of Brooklyn explains, «City council members get
discretionary member
item capital to allocate to projects in our district — school auditoriums, playground upgrades, lights at the subway.»
The focus on Tuesday, at least for some Council members, is what they were able to bring home for their districts in the form
of member
items — the body's
discretionary funding grants it sends to local nonprofit organizations.
Senate Republicans entered budget negotiations with a wish list
of more than a dozen
items to benefit the charter school sector, but in the end they settled for $ 54 million in additional funding for charter schools paid for by the state Senate out
of its
discretionary fund and a renewal
of some
of the previous budget's pro-charter policies.
Despite rules supposedly banishing «member
items,»
discretionary funds are still flowing into home districts
of rank - and - file members who play their...
For the first time, each council member generally received the same amount
of money to distribute, a change from the past when some accused former Speaker Christine Quinn
of using
discretionary funds — known as «member
items» — as a tool to punish members deemed disloyal...
«Member
items» and other legislative
discretionary spending — like the Multi-Modal Program — have been a feature
of Albany and New York City corruption scandals for decades.
Conflicts
of interest: The commission is looking into potential conflicts
of interest between legislators» official duties and outside jobs and their designation
of member
items and other
discretionary funding.
Thirty members
of the caucus signed onto the reforms last year, citing the need to amend the council's non-existing formula to distribute
discretionary funding, known as member
items.
Separately, Halloran is also accused
of steering $ 40,000 to $ 80,000 in
discretionary member
items to a company he thought was controlled by a wealthy contributor who in fact was an undercover agent.
In the complaint, Silver is accused
of awarding two
discretionary grants, better known as «member
items,» totaling $ 500,000 to a center that did research on an illness related to asbestos exposure.
Much
of the testimony by Victor E. Franco, a New York State Assembly staff member, focused on the budgetary process and Mr. Silver's power to approve
discretionary funding, known as member
items, like Health Department grants.
A week before the November election, several dozen members and candidates just days away from winning their seats gathered at City Hall to embrace a package
of procedural reforms, chief among them one that would «take the politics out
of member
items» by allocating
discretionary funding for Council districts on a «fair and objective basis.»
The money for «
discretionary»
items that's left over — including R&D — is expected to drop to 23 %
of the federal budget by 2040, down from 67 % in 1970 and 36 % in 2012.
Child care expenses and the needs
of low - income families with children are also addressed by a number
of direct federal programs that are funded through line
item discretionary or mandatory budgets.
In setting your initial withdrawal rate, you'll also want to consider how much
of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much
of your retirement spending goes to essential expenses that you would have a hard time trimming vs.
discretionary items that leave you with a lot more leeway cutting back should you need to in the future.
You can do that by going to an online tool like BlackRock's Retirement Expense Worksheet, which allows you to break down your expected retirement expenditures into upwards
of 50 different
items, ranging from essential expenses like food, clothing, housing and health insurance to
discretionary ones such as travel, entertainment and charitable donations.
Aside from the fact that it's pretty comprehensive — it allows you to enter several dozen expense
items in eight broad spending categories — the tool also helps you see how much
of your spending goes toward essentials (food, housing, health care, etc.) vs.
discretionary expenditures (entertainment, dining out, charitable donations, etc.).
BlackRock's Retirement Expense Worksheet, for example, allows you to enter upwards
of 50 separate expense
items in eight categories ranging from essential expenditures such as housing, food and insurance to more
discretionary outlays like entertainment, travel, gifts and charitable contributions.
A tax refund is generally regarded as a type
of windfall, «found money» that the recipient feels free to spend on a
discretionary item, when in fact it rightfully belonged to the individual in the first place and could go into the savings account.
«Because
of social pressures to buy cosmetics, handbags, and clothes, women tend to spend more than men on
discretionary items.
This online tool allows you to enter 50 different expenses in a variety
of categories ranging from household expenses to medical costs to expenditures for
discretionary items like travel, entertainment, hobbies and charitable contributions.
Most students are not keeping a budget and tend to overspend when it comes to
discretionary spending (40 %
of student income goes to
discretionary items such as entertainment, apparel, services, travel, vacation).
The benefit to the later,
of course, is that the money you keep channeling into the game goes toward expansions, updates, customer service, and if you have a lot
of discretionary funds, premium
items.
Respondents were presented 31
of the major line
items of the
discretionary federal budget with a description
of each one, the amount budgeted for 2015, and the projected deficit.
Basic salary and bonus — the award may be partitioned, with needs
of strict necessity being met from the base salary and additional,
discretionary,
items being met from the bonus on a capped percentage basis.
Where the respondent's income comprises a base salary and
discretionary bonus, the award can be equivalently divided, with needs
of strict necessity met from base salary and additional
discretionary items met from the bonus on a capped percentage basis.
> Required
Items to Bring (In - person) or Send via Mail: • Copy
of current auto insurance (liability) policy • Copy
of your TX Drivers License (must be valid) • Signed & completed DSC application (download form) • DSC Fees: Mandatory DSC Fees: — School Zone Moving Violation: $ 137.10 — Moving Violation: $ 112.10
Discretionary DSC Fees: — School Zone Moving Violation: $ 177.10 — Moving Violation: $ 152.10