Sentences with phrase «of equity cushion»

And remember, these insurers are not at risk of imminent financial failure, so the regulators can't argue they were forced to act; indeed they have all maintained they CAN pay their claims, but don't have enough of an equity cushion to keep a triple A.

Not exact matches

Part of the reason to have bonds is to have stability on days like this; government bonds provide that stability, and they're acting like they should act, by providing that cushion to the equity volatility in your portfolio.

This is because bankers may consider it part of the «equity cushion» that supports the senior bank debt.

«While the stock at its current valuation is discounting the end of the Yieldco business model, we believe that management has a nice cushion of cash and several options to ride through this market dislocation until cost of raising equity for Yieldcos normalizes,» RBC Capital analysts said.

That's how the equity - indexed annuity — a costly product with a woeful past — slipped out of the hands of a potentially strong regulator and into the cushioned lap of a weak one.

But if you need the «cushion» of a sizable bond / cash portion to handle market turbulence, then your own index portfolio will lag the equity index performance over long term.

Think a «cushion of equity» is going to protect you from foreclosure if you lose your job?

The main downside of a cash - back mortgage is that you have little equity cushion if home prices fall and you need to sell.

Having a healthy cushion of equity gives you more flexibility to refinance or sell your home in the future, even if its price drops somewhat.

The short version is that instead of selling options only one to two months out I'm going to create a base of diversified index LEAPS (Long - Term Equity Anticipation Securities) that I believe will cover me for a decent return yearly with some downside cushion and then use shorter term options to push for a much better return.

The Fund's emphasis on income from equities may also provide investors an alternate source of income and help provide a cushion in volatile markets.

1) maintain large cash cushion 2) ability to tap into home equity 3) financial plan extends beyond actual anticipated lifespan 4) targeting available cash flows of more than 50 % above anticipated spending

The purpose is to replace the cushion of equity («Tier 1 capital») that stands between the bank's customers and bankruptcy.

1) The bondholders could voluntarily agree to move a portion of their claims lower down in the capital structure, swapping debt for equity (preferred or common), allowing the bank to have a larger cushion of Tier - 1 capital, avoiding insolvency, and hopefully allowing the bank to recover by its own bootstraps, preferably assisted by debt restructuring on the borrower side (via property appreciation rights and the like).

Tax - managed equity investing can help cushion the effect of future increases in income tax and capital gains rates.

A measure of the proportion of the equity part compared to the cushion, or (CPPI - bond floor) / equity.

Bankruptcies resume climbing, aided by tax refunds — Bankruptcy filings rose 17 percent over a year ago; once - available cushions of credit and home equity have vanished... (See Bankruptcies rising)

Retail banking operations would be required to increase the amount of equity they hold to at least ten per cent of risk - weighted assets — by comparison, Basel III requires banks to hold seven per cent equity — and to have an additional seven to ten per cent of capital to cushion any losses.

The challenge is especially great for first - time buyers who don't have the equity cushion of long - time owners.

If you have the cash handy, I would buy in cash 100 % of the time, and have a large enough equity cushion to refinance should I desire.

Of course, I also like to get an equity cushion, but I won't pass on a deal if I can get a good return on the cash I have into it and I have some extra cash sitting idle.