Sentences with phrase «of establishing a credit»

«My lack of established credit history was the reason I was rejected for this position,» charged Lebron, who is studying Computer Information Systems and interviewed in 2012.
No chance of establishing credit with this company.
As said earlier in the article, there are many benefits of establishing credit.
The amount of debt you have available, the amount of debt you owe and the length of your established credit are all separate criteria that they rate.
Some of the qualifications that lenders will review in lieu of an established credit history include:
With a student loan on your credit report, there's no need to carry a credit card solely for the purpose of establishing credit.
The main headline on the card is the promise of an established credit line that inspires responsible spending; the credit line is determined by the security deposit upon application.
Less weighting being given to authorized users on a credit card account for the purposes of establishing credit history.
The better your score, the length of established credit and your payment history the better when it comes to mortgage financing.
It's like free loan payments with the benefit of establishing credit at the same time.
Because many first - time home buyers typically don't have a lot of established credit, getting qualified for a conventional loan can be difficult.
This gives off the perception that you don't have more of an established credit history.
In the absence of an established credit history to prove you can repay your debts, many issuers will simply assume you can't and reject you accordingly.
Applying for a business card is a good way of establishing a credit history for your business and keeping personal and business expenses separate.
Applying for a small business card is a good way of establishing credit history for the business and keeping personal and business expenses separate.
No chance of establishing credit with this company.
They evaluate such things as your payment history, how long and how well of a established credit history you do have, as well as your credit sources.

Not exact matches

For many small businesses, guaranteeing a line of credit — especially if you are lacking a well - established credit history — can be a struggle.
Many small businesses are reluctant to establish a firm credit policy for fear of losing their customers.
Understanding how his process works and what you need to do in order to establish good business credit could open up new doors to fuel the growth of your business.
The stealing of financial information is nothing new, with stolen credit or debit card data on the black market a well - established and lucrative business for cyber criminals.
Although both appellants and the government argue that the ACA, read in its totality, evinces clear congressional intent, they dispute what that intent actually is... We conclude that the appellants have the better of the argument: a federal Exchange is not an «Exchange established by the State,» and section 36B does not authorize the IRS to provide tax credits for insurance purchased on federal Exchanges.
Protect yourself by doing business only with one of the many established and reputable companies that provide this service, asking for references and, if possible, using a credit card for payment to protect yourself from liability.
One of the factors considered when calculating your credit scores is the length of time you've had credit established with each creditor.
It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.
Employers can receive a tax credit that offsets 50 percent of the costs to establish a 401 (k), up to $ 500 annually for each of the plan's first three years.
Dan Price, founder of credit - card processing company Gravity Payments, was also named our «Established Entrepreneur of 2014.»
Finally, he wants to establish a permanent tax credit «equal to ten percent of wages spent on R&D.»
Once you've established some history of paying back your debt, your credit card company may be willing to increase your limit.
Derek Nettles, IT director of Dickie Brennan & Company, believed that in addition to facilitating the payment dance between diner and waiter, such a system would allow the company to accept EMV (chip - enabled) cards ahead of the fall 2015 deadline established by the credit card industry, when restaurants without that capability may be held financially liable for fraud.
Pick started his interview at the Credit Suisse conference talking about markets more broadly, saying that this is «the finishing phase» of a climb down from well - established market highs.
Used correctly, a credit card can not only provide the added benefit of points and rewards, but also help establish a healthy credit score which will be valuable for such things as a lease or mortgage in the future.»
Piggybacking on that last point, you will definitely need help establishing credit if you are under the age of 18, as federal law prohibits minors from having their own credit card accounts.
One of the factors considered when calculating your credit score is the length of time you've had the credit established with each creditor.
Wells Fargo unsecured business lines of credit are ideal for new or established businesses looking for an unsecured financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business, or cover expenditures.
The collective contributions of our alumni and employees have established a solid foundation for Moody's continuing contribution to credit markets, business growth and financial success.
As your business becomes more established, your success may make it easier to secure a loan or line of credit.
This includes, but is not limited to, the fraudulent use of your personal identity to establish credit accounts, secure loans, enter into contracts or commit crimes.
No bank is going to give a line of credit to someone unknown to them, especially if that person doesn't have a credit rating established.
Hopefully, you've already prepared the way to access this source of funds before you decided to start a business by having established a relationship with your local bank manager and by ensuring that your credit rating is in good shape.
It treats every user equally on the basis of real transactional data, establishes a scientific and standardized credit rating, and displays the characteristics of blockchain equality and democracy in the field of credit investigation.
Even that is an exaggeration: by further digging through the data, the researchers establish that the borrowers with the best credit records are only shifting their borrowing from card to card to take advantage of improved terms — not borrowing any more in aggregate.
Those with establish credit in good standing have a better chance of obtaining lower interest rates.
If your goal is to establish a strong business credit profile in the early years of your business, because your personal score is an important part of getting started (and, many lenders start there), it could make sense to begin with your personal credit.
Another benefit of this method is that you can establish a credit account at an early age — even as young as 16.
Each one will come with their own set of pros and cons, and perhaps you've discovered that most of the low - cost options are not available to business owners without a couple years of business under their belts or ones with established business credit scores.
Our Global Market Strategies segment, established in 1999 with our first high yield fund, advises a group of 46 active funds that pursue investment opportunities across various types of credit, equities and alternative instruments, including bank loans, high yield debt, structured credit products, distressed debt, corporate mezzanine, energy mezzanine opportunities and long / short high - grade and high - yield credit instruments, emerging markets equities, and (with regards to certain macroeconomic strategies) currencies, commodities and interest rate products and their derivatives.
Dec 18, 2014 Establishing a good credit rating is one of the most important things you can do to get ahead financially.
In addition to the option of a small business loan, an alternative some restaurant owners consider is to establish a line of credit that can be accessed when needed, repaid, and used again.
Here's a list of tips for college students who are ready to begin establishing credit.
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