Sentences with phrase «of excellent payment history»

From what I've see, the more errors that I've corrected the and along with three years of excellent payment history, the more diverse my credit mix the more my score has decreased.

Not exact matches

Borrowers with excellent credit and a history of managing similar mortgage payments could still qualify for an FHA loan, even if their DTI is higher than 43 %.

All of these will ensure your length of payment history and credit utilization align to give you an excellent score and make you a reliable potential borrower, say, for a lender.

This type of loan is considered an excellent program for people with poor credit histories, especially if they have not managed to amass a sizable down payment.

Borrowers with excellent credit and a history of managing similar mortgage payments could still qualify for an FHA loan, even if their DTI is higher than 43 %.

Using assets that have legal contracts or a long history of consistent payments are excellent proofs to determine reliability.

For example, borrowers with excellent credit, significant cash reserves, or a long history of making mortgage payments on time are often allowed to exceed the 43 % debt threshold.

Yes, how dare Chase or any other credit card company change the terms of a loan retroactively to try to force borrowers with good credit and excellent payment histories to repay their balance early like a borrower with bad debt would be required.

Credit scores range from 300 (poor) to 850 (excellent) and are calculated by looking at a person's past payment history (35 percent), amount owed (30 percent), length of time he or she has had credit (15 percent), new credit (10 percent) and types of credit (10 percent).

You could have an excellent credit payment history, with multiple lines of credit going back many years, and still get turned down for a loan because of a high credit utilization ratio.

You need a good length of payment and credit history to have an excellent credit score.

Even years of an excellent credit history of making payments on time can be wiped out in just a few months when unforeseen circumstances arise for the hardworking man and woman.

Borrowers with excellent credit and a history of managing similar mortgage payments may qualify with a higher than 43 % debt - to - income ratio.

Some compensating factors are history of savings, long - term job stability, a substantial down payment or excellent credit history will influence the decision to approve or deny a particular loan.

According to the company, «excellent credit» means no payment delinquencies, a proven ability to save money, sufficient income to cover debts, five or more years of credit history, and a variety of account types.

It's been one year of perfect usage and payment history between your secured and now unsecured credit card — and again it's appearing as two years of excellent usage and payment history on your credit card because you've been making double payments each month.

The benefits of the parents» excellent card payment histories could still flow through to the kids» credit scores rather than being blocked.

While factors such as your credit utilization ratio and payment history can keep you out of the excellent credit range, you can still qualify for cards with excellent benefits, including cash back, rewards points, and no annual fee.

Payment history: Obviously, or maybe not so obviously, making payments on time every time and as agreed is an important aspect of an excellent credit score.

While good - credit consumers will show many of the same responsible credit behaviors as those with excellent credit, they may have shorter credit histories, higher utilization rates, or a reported late payment in the (moderately distant) credit past.

Specifically, to have excellent credit, you'll generally need an established credit history of at least one year that is free from any negatives, including delinquent payments.

As a mutual insurer, MassMutual has an excellent history of refunding premium dollars to policyholders through dividend payments.

However, despite my excellent credit rating and driving record, Amica Insurance decided to increase my rates because I purchased a new vehicle, not because of accidents or insurance claims, or poor credit and payment history, but penalized for buying a car.

• Highly experienced in interviewing patients and families to derive information regarding medical histories and past surgeries • Hands - on experience in determining patients» suitability for required surgical procedures by conferring with medical staff members in details • Demonstrated expertise in deciphering the need for preoperative tests such as MRS and bone scans • Qualified to juggle surgeons» schedules to fit in emergency synergies and procedures • Competent in following up with labs and radiology departments to expedite teat results • Deeply familiar with creating and maintaining effective liaison with insurance companies to obtain coverage and claim information • Proven ability to assist patients in filling out admission and insurance forms, with special focus on accuracy and legibility of information • Track record of effectively and efficiently coordinating post-surgery appointment in a bid to ensure patient health and wellbeing • Deep insight into interacting with patients» physicians and other staff members, both within the facility and at outside clinics to provide accurate, timely and responsive information • Highly skilled in creating consent forms and ensuring that patients and families fill them out and sign them prior to scheduled surgeries • Excellent skills in performing surgery related surgical procedures including answering telephones, maintaining records and accounts and fulfilling equipment requirements • Special talent for handling surgery related payments and insurance processing duties

1) Credit Score — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importantly, the history of payments on credit accounts should be scrutinized.

If your credit score is «good» or «fair» rather than «excellent», if you've had financial difficulties in the past or if you just haven't had time to build a strong history of on - time payments, an FHA loan could be the answer to your mortgage needs.

Payment history makes up 35 percent of FICO scores, or the Fair Isaac Corporation, which rates excellent scores at between 781 to 850.