Sentences with phrase «of existing credit lines»

For example, the FICO ® Credit Score model has difficulty producing credit scores for consumers with «thin files,» meaning a limited history of applications for credit and usage of existing credit lines.

Well your new average age of existing credit lines is now 6 years.

Your average age of existing credit lines is 7.2 years.

Additionally you'll want to minimize your use of any existing credit lines that you have, as higher rates of credit usage can negatively impact your score.

Don't open new credit cards, take out new loans or use more of any existing credit lines.

Be sure to use your credit cards wisely and don't carry balances that are more than half of your existing credit line.

However, you can call Chase and ask them to shift some of your existing credit line to a new British Airways card.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Richmond, Va., company said that the transaction was funded with financing under an existing $ 350 million line of credit.

In addition you could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.

This was true whether a black applicant wanted to buy a house, refinance an existing loan or take out a home equity line of credit.

You can receive a 0.25 % deduction on your interest rate if you have an existing account with the bank, including a checking account, savings account, money market account, CD, auto loan, home equity loan or line of credit, mortgage, credit card, student loan or personal loan.

Seeking new credit lines is a negative in the credit bureaus» credit score algorithms and, besides, until 12 months of payment history exist for each of the new accounts, the effect on a borrower's credit score is heavily muted anyway.

In some cases, it may be better to preserve your existing mortgage, or borrow with a home equity loan (HEL), or a home equity line of credit (HELOC).

As you work through the application, make sure to gather account statements on your existing mortgage, car loans, student loans, home equity lines of credit and any other debts.

You will need to gather account statements on all remaining debts, including your existing mortgage, home equity lines of credit, car loans and student loans.

Bill Consolidation Loan: In order to consolidate an existing PenFed loan, line of credit, or credit card, the current rate must be equal to or greater than the rate on your existing PenFed loan, line of credit, or credit card.

Inventure entered into a new $ 60 million senior secured term loan and a new $ 30 million senior secured revolving line of credit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of NCredit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of Ncredit totaling $ 17.6 million as of Nov. 8.

How it works is you would take out a new loan or line of credit and use that to pay off your existing debts.

Citibank also has a very flexible personal line of credit for existing customers with a qualifying Citibank deposit account.

You need to be an existing Wells Fargo customer to get a loan or line of credit from the bank.

This offer is only available to applicants that do not hold a CIBC Home Power Plan at the time of application, unless the CIBC Home Power Plan to which this offer applies is not secured by the same property securing the applicant's existing CIBC Home Power Plan or Home Power Line of Credit.

Home - equity loans and lines of credit may be making a comeback as home values rise again, but homeowners with an existing line of credit from 2004 or 2005 or 2006 could be in for a surprise if they haven't looked at the terms of their loan in a few years.

We recommend a personal loan or line of credit from Santander mostly if you're an existing checking account customer at the bank.

Seeking new credit lines is a negative in the credit bureaus» credit score algorithms and, besides, until 12 months of payment history exist for each of the new accounts, the effect on a borrower's credit score is heavily muted anyway.

We think a personal loan or line of credit from Santander Bank is best suited to those who have an existing checking account with the bank.

If you apply for a credit card or a personal loan to consolidate your existing debt, you apply for a new line of credit.

Many lenders set the credit limit on a home equity line by taking a percentage (say, 75 percent) of the appraised value of the home and subtracting the balance owed on the existing mortgage.

Many local and regional banks are also able to provide personal lines of credit to existing customers.

Avoid running up balances on existing credit cards or lines of credit.

How much will you save if you consolidate your existing debts with Home Equity Loan or Home Equity Line of Credit?

For existing Wells Fargo customers, the bank offers both unsecured and secured personal loans and lines of credit.

Instead, some of the equity in your home is first used to pay off any existing mortgages, and the remaining loan amount is converted to non-taxed cash that you may receive in a lump sum, a monthly disbursement, or a line of credit.

Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Your line of credit can never be frozen (assuming you meet the conditions outlined in the loan agreement) and you will not have to worry about payments possibly tripling in the near future on existing HELOC loans.

Because a HELOC allows you to borrow money against your home's value, your line of credit will depend on several factors, including your home's appraised value, the remaining balance on your existing mortgage, and your credit history.

You may also notify the credit union if you do not wish to receive the automatic coverage from your regular share account or the credit union's courtesy pay program or wish to cease coverage from an existing line of credit loan.

It may not track perfectly with your existing line of credit.

And there's no «grandfather» clause to help people with existing lines of credit: The crackdown applies to old loans as well a...

Your existing home equity determines the size of the line of credit available to you.

It also does not prevent you from using your existing lines of credit.

U.S. Bank only makes personal loans and lines of credit to existing customers.

Organizations like Consumer Credit Counseling contact all existing lenders looking to consolidate lines of credit into a single monthly payment with significantly lower interest Credit Counseling contact all existing lenders looking to consolidate lines of credit into a single monthly payment with significantly lower interest credit into a single monthly payment with significantly lower interest rates.

We also offer Home Equity Lines of Credit to fund home improvement construction on your existing home.

Freezing your credit doesn't impact existing lines of credit.

In other words, you need to have enough equity that a reverse mortgage will leave you with a reasonable lump - sum monthly payment or line of credit after paying off your existing mortgage balance, if you have one.

Payment of loan proceeds — The borrower receives the loan money as a line of credit, monthly installments, a combination of both, as a lump sum, or the payment retires an existing mortgage.

The unsecured loan can not be used to pay existing balances from other First Hawaiian Bank credit cards, loans, or lines of credit or to refinance an auto lease or business loan.

It is important to note that rising rates only impact new borrowers and those with existing variable rate debt, such as adjustable rate mortgages, home equity lines of credit, and credit card balances.

Select Credit is a personal line of credit issued by HSBC Bank USA, N.A., subject to credit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing deCredit is a personal line of credit issued by HSBC Bank USA, N.A., subject to credit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing decredit issued by HSBC Bank USA, N.A., subject to credit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing decredit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing details.