Before taking the plunge into refinancing, experts suggest conducting research and considering
some of these factors for student loan refinancing products.
We could speculatively blame a confluence
of factors for our over-acquisitive ways — offshore manufacturing and faster fashion trends making clothes cheaper; online and big - box retailing driving prices further down.
Stepping back from the world
of factors for a minute, this strikes me as a practical way of building a bond portfolio.
The number of days in a given month is equal to the number
of factors for a month.
Ava Morgan is a traditionally published author who stated «As an author who published traditionally for the Christian / inspirational market in the past, I agree about the changing demands of readers being one
of the factors for sales decline.
The compact sedan has been a pretty decent seller for Honda (than the Brio) and this could have been one
of the factors for the automaker's decision to reveal only the second generation Amaze and not the second generation Brio at the 2018 Auto Expo.
If you read their blog post that's sourced, you'll see that they said sales did not meet expectations and therefore that's one
of the factors for not releasing the level editor.
Similar to murine NSCs, human NSCs also express high levels of SOX2 and may therefore only require a limited set
of factors for induction into pluripotency.
Scientists cite a variety
of factors for the marked difference, including lower mosquito densities and the fact that people spend more time inside.
Testing
each of these factors for their ability to return differentiated tumor cells to a stem - like state, identified a combination of four — POU3F2, SOX2, SALL2 and OLIG2 — that was able to reprogram differentiated tumor cells back into glioblastoma stem cells, both in vitro and in an animal model.
The minimum capital investment is set depending on a variety
of factors for a region, including whether a casino is sited in a specific county.
John McDonnell has called on Labour MPs to unite behind Jeremy Corbyn as he blamed a range
of factors for the party's shock defeat in Copeland.
Interestingly,
both of these factors for health and well - being are connected to our oxytocin production, the mother's during labor and the rest of us in relationship with each other.
I believe this has been one
of the factors for our conceiving of the «church» as an institution, rather than focusing on its true nature, which I believe to be the body of Christ as manifest in Christians.
While there are a number
of factors for investors to stay mindful of — including relatively lofty US valuations (the S&P 500 price - to - earnings ratio suggests stocks may be expensive relative to historical values), geopolitical tensions around the globe (including the Korean peninsula), and legislative uncertainty (such as the final details and implementation of tax reform legislation)-- healthy corporate earnings have underpinned the market's rally to record highs.
Stepping back from the world
of factors for a minute, this strikes me as a practical way of building a bond portfolio.
«So while genetics determined human and chimpanzee brain size, it isn't as much
of a factor for human cerebral organization as it is for chimpanzees.»
In this case, insulin resistance is probably even more
of a factor for overweight people with hypothyroidism than for the general population.
At this point gentleman's frock coats remained high and extremely tight; comfort was not much
of a factor for either sex.
It's not much
of a factor for us unless we decide to upgrade to a larger house at some point in the future.
Not exact matches
For example, as Taya Cohen, Ph.D., an assistant professor
of organizational behavior and theory at Carnegie Mellon University, told New Scientist, people who score low on the Honesty - Humility
factor might be more likely to cheat on their time sheets or steal office supplies.
To find the wealthiest people in the world, Wealth - X looked at its database
of dossiers on more than 110,000 ultra-high net - worth people and used a proprietary valuation model that takes into account each person's assets, then adjusts estimated net worth to account
for currency - exchange rates, local taxes, savings rates, investment performance, and other
factors.
You probably don't want to go out
of your way to take on loans you don't need, so don't worry: this
factor only accounts
for 10 %
of your credit score, and you won't be penalized much
for not borrowing too much all at once.
«In determining fair values
for our private investments, we continued to follow our long - established process
of considering a variety
of company - specific and market - based
factors,» the statement said.
Plus, one
of the most important
factors for successful branding is consistency; if you change too much too quickly or at an inopportune time, you could interfere with your existing customers» loyalties to your brand.
«Finally, the increased role
of bond and loan mutual funds, in conjunction with other
factors, may have increased the risk that liquidity pressures could emerge in related markets if investor appetite
for such assets wanes.»
Important
factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences
for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
This is the second generation
of the API undertaking and will extend the study to a larger share
of people who have the APOE4 gene, which is a major genetic risk
factor for Alzheimer's.
O'Reilly, who hosted The O'Reilly
Factor, was fired by Fox last week following news about Fox settling sexual - harassment cases involving him
for millions
of dollars.
Create additional customer convenience
factors to overcome a perceived lack
of convenience
for customers planning to ride roads and trails some distance away from our shop
The data sets aren't huge — 232 participants in October before the election and 152 after, with a total
of 772 negotiations recorded — and there may be some other difference that explains the later group's more aggressive behavior, though Low tried to control
for factors, like party affiliation, that might offer alternate explanations
for the shift.
When BHP Billiton was in the process
of establishing its coal and base metals offshoot, South32, a key
factor for many who decided to join the new business was their desire to work with its chief executive, Graham Kerr.
When the company auctions that oilfield drill,
for example, the goal is
for its pricing model to forecast demand in the near future based on different
factors, such as the price
of oil, leaving Ritchie Bros. less vulnerable to market surprises.
Outsourcing has really been an important
factor for the everyday accomplishment
of tasks in my company and I'm glad there are professional virtual assistants who are always willing to extend their hands to my clients.
The company objects particularly to the idea that sales were a motivating
factor: «Only McKesson's Regulatory personnel have the authority to raise a customer's threshold limit, and the compensation
for these personnel has never been based on revenue or profitability targets
for sales
of controlled substances,» a McKesson spokesperson commented.
One
factor favoring the idea
of first listing locally is the anticipated award in June
of emerging market status
for Saudi Arabia by index firm MSCI.
Nike (nke) is an excellent representative
of the two
factors Kilbride
of Wellington looks
for: companies that are creating value and making a habit
of distributing that value to shareholders.
Actual operational and financial results
of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected
for a number
of other reasons, including, in addition to those identified above: the challenges and costs
of integrating operations and realizing anticipated synergies and other benefits from the acquisition
of ExpressJet; the challenges
of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand
for air travel; the financial stability
of SkyWest's major partners and any potential impact
of their financial condition on the operations
of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners
for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact
of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact
of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated
factors.
Some
of that's down to demographic
factors (more senior people are more likely to have this freedom and more likely to go the extra mile,
for instance), but not all
of it, the researchers conclude.
Even allowing
for uncontrolled
factors such as diet, previous night sleep quality and mood, employees» overall sharpness fell by an average
of 15 percent when CO2 levels reached «moderate» levels
of about 945 parts per million (ppm).
So, if you're thinking
of moving to a new city to save on expenses, be sure you take into account all the
factors that go into its cost
of living to find the place that's the best fit
for you.
Even though a clear majority
of marijuana companies mentioned Trump's name, they account
for only 4 %
of filings where the president's name gets mentioned in a discussion
of risk
factors, according to Sentieo.
There are no official definitions
of what it means to be rich, and many
factors come into play
for measuring where one falls in the often amorphous class structure
of American society.
A merchant's particular chargeback risk is one
of the most important deciding
factors in the risk / benefit scenario
for waiting or upgrading now.
There are still a number
of other
factors we have not accounted
for, including job quality.
The companies were selected based on a combination
of factors: their prodigious revenues or assets, their social currency, their deep connection to our daily lives, and (particularly
for the newer and smaller companies), their disruptive impact.
You see that Orphan Drug Act (and a confluence
of other
factors as well, both regulatory and economic) helped set the stage
for the Wild West marketplace we have now, in which gun - slinging drug makers can charge into town and charge whatever the heck they want
for their wares.
Investing
for a future large purchase, your retirement, or to simply build your wealth is a smart financial decision, but
factors such as lack
of general knowledge and high costs
of investing often deter people from jumping in the investment world.
There are a number
of factors we could still control
for, such as the ratio
of new Canadians to those born here.
It appeared to me that one major set
of fixes and updates (which had been a gating
factor for a lot
of the work to follow, and consumed a lot
of time and resources) was nearly complete.