Your charge card issuer will determine what this limit is based on a number
of factors such as payment history, credit score, income, or economic climate.
Your charge card issuer will determine what this limit is based on a number
of factors such as payment history, credit score, income, or economic climate.
Not exact matches
Important
factors that could cause actual results to differ materially from those reflected in
such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones
such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by
such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws,
such as U.S. export control laws and U.S. and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law,
such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for
payment of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest
payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Actual results, including with respect to our targets and prospects, could differ materially due to a number
of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders
as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up
of production
of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception
of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall
of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability
of receivables and other related matters
as consumers and businesses may defer purchases or
payments, or default on
payments; risks resulting from the concentration
of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers
of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits
of the transaction; the risk that retail customers may alter promotional pricing, increase promotion
of a competitor's products over our products or reduce their inventory levels, all
of which could negatively affect product demand; the risk that our investments may experience periods
of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity
of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization
of products under development,
such as our pipeline
of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development
of new technology and competing products that may impair demand or render our products obsolete; the potential lack
of customer acceptance for our products; risks associated with ongoing litigation; and other
factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
A FICO score is comprised
of five major
factors, although some are weighted more heavily than others,
such as payment history and debt owed.
These guidelines include
factors such as other types
of debt, savings, spending patterns, and
payment history.
If you have a good VantageScore ®, you're likely to have a good FICO ® Score, because both consider the same
factors:
Payment history: your record
of on - time
payments and any «derogatory» marks,
such as late
payments, accounts sent to collections or judgments against you.
Business credit scores use some
of the same
factors (
such as payment history) to determine your score, but there are some important differences.
Some
of the lenders surveyed said they would work with borrowers below these levels, if they had other «offsetting
factors»
such as a large down
payment and / or very little debt.
The amount
of income you receive from an immediate annuity depends on
factors such as your age, gender and the length
of your
payment period.
Discover also considers other
factors,
such as area
of study and potential income, when determining whether a borrower is likely to be able to make
payments in the future.
Examples
of these risks, uncertainties and other
factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Comm
factors include, but are not limited to the impact
of: adverse general economic and related
factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Comm
factors,
such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events impacting the security
of travel,
such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged
as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress
payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other
factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Comm
factors set forth under «Risk
Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Comm
Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
The fee can depend on a variety
of factors,
such as the type
of store, the merchant's
payment processor and the type
of credit card you use (e.g., a rewards credit card versus a non-rewards card).
Global demand for Bitcoins is influenced by
such factors as the growth
of retail merchants» and commercial businesses» acceptance
of Bitcoins
as payment, the security
of online Bitcoin Exchanges and digital wallets that hold Bitcoins, the perception that the use
of Bitcoins is safe and secure, and the lack
of regulatory restrictions on their use.
Of course, as any exchange of goods or service which involves payment and profit is subject to market forces and inflation, the fees for membership of paid sites may rise, whereas free dating sites are unaffected by commercial pressures such as competition as well as financial factor
Of course,
as any exchange
of goods or service which involves payment and profit is subject to market forces and inflation, the fees for membership of paid sites may rise, whereas free dating sites are unaffected by commercial pressures such as competition as well as financial factor
of goods or service which involves
payment and profit is subject to market forces and inflation, the fees for membership
of paid sites may rise, whereas free dating sites are unaffected by commercial pressures such as competition as well as financial factor
of paid sites may rise, whereas free dating sites are unaffected by commercial pressures
such as competition
as well
as financial
factors.
Our Sales Consultants will walk you through the entire financing process, explaining the options available to you
as well
as key
factors such as down
payment, APR and length
of loan.
However, Chase looks at more than just your credit score —
such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number
of credit cards that you currently have,
payment history on other credit cards and other proprietary
factors that Chase may have in their algorithm.
There are many
factors that could impact your credit,
such as your
payment history, the amount
of available credit that you have used, the length
of your credit history, and the number
of accounts you have recently opened.
The success
of your application depends on a combination
of each prospective creditor's standards and the other
factors that comprise your credit profile,
such as your
payment history, ratio
of balances to available credit, and derogatory events, including any bankruptcies, foreclosures or evictions.
The bank can at its sole discretion change the interest rate depending on
factors such as, but not limited to, credit history, purchase patterns,
payment behavior, loyalty and vintage
of the customer.
The credit rating agencies consider other
factors such as your
payment history, age
of credit, credit mix and credit inquiries in determining your credit score.
Along with their score, Citi customers will also be able to see information relating to how their credit score is influenced by different
factors,
such as payment history and amount
of credit owed.
That said,
factors such as your track record in making timely
payments on credit cards and loans are by far the most important determinant
of your credit score.
The size
of mortgage you can afford depends on
factors such as interest rates, your current income and monthly debt
payments.
Processing times will vary depending on
factors such as whether you previously submitted documentation
of employment for review or submitted documentation only at the time you applied for loan forgiveness, the number
of your employers, any gaps in your employment or
payment history, and any required follow - up.
There is much confusion over how a closed account affects other credit score
factors,
such as payment history, length
of credit history and mix
of credit.
If you have a good VantageScore ®, you're likely to have a good FICO ® Score, because both consider the same
factors:
Payment history: your record
of on - time
payments and any «derogatory» marks,
such as late
payments, accounts sent to collections or judgments against you.
Keep in mind, however, that individual lenders may raise the bar higher based on other
factors,
such as your income or how much
of a down
payment you're putting down.
Your credit score depends on various
factors such as outstanding debt amount, type
of loan,
payment history, and length
of credit history.
It depends on many
factors such as non-
payments, late
payments, current debt, history
of applying for credit, types
of credit accounts, and inquiries on credit report.
Some
of the lenders surveyed said they would work with borrowers below these levels, if they had other «offsetting
factors»
such as a large down
payment and / or very little debt.
But if you are getting a loan that requires a down
payment lower than 20 percent
of the home's value,
factor in the possible higher long - term costs,
such as a higher interest rate and private mortgage insurance.
Business credit scores use some
of the same
factors (
such as payment history) to determine your score, but there are some important differences.
The credit bureaus take information in your credit report,
such as the number
of inquiries, open credit accounts,
payment history, and other
factors, to generate a credit score for that moment in time.
Other, less - critical
factors might include weighing which card companies have provided the best service in the past and keeping a variety
of cards open,
such as at least one each from Visa, MasterCard, American Express and Discover, to provide an alternate method
of payment in case one
of the card networks is unable to approve a purchase.
That means you could possibly increase, decrease, or even skip a
payment depending on
such factors as the amount
of premium you have paid into the policy, its cash value, and any policy loans or withdrawals that you may have taken.
There is a long form
of the means test that
factors in secured debt
payments such as your mortgage and other necessary expenses like medical bills and insurance.
In the filing we referenced, Allstate describes
factors such as «Number
of 30 days Past Due
Payments in the Past Year» or «The Current Amount Due» which is your outstanding balance for all open credit lines.
There are many
factors that go into paying for college and avoiding debt,
such as understanding what your intended career will pay and what type
of loan
payments you'll be able to afford.
They base the score on
factors such as your open credit lines, your credit history, your monthly
payments and pay - offs and a variety
of other
factor.
The actual amount
of money that you need to borrow depends upon an array
of factors,
such as the amount
of money you are capable to pay
as down
payment, the kind
of house you are buying, and where exactly the property is located.
There are other
factors that are taken into account
such as the length
of your credit history, the number
of credit inquiries you have had recently, your
payment consistency, and many others.
She adjusted different variables
such as the numbers
of items and amount
of taxes, and
factored in data from the Bank
of Canada on what
payment methods consumers are most likely to use.
But
factors such as debt,
payment history, new extensions
of credit, and types
of credit lines that you hold will affect your credit rating.
Lenders also consider information
such as your income, employment status, the amount
of down
payment you're prepared to make, and the value
of the purchase you wish to finance — all
factors outside the scope
of a credit score.
The
payment history section
of a credit report will include
such factors as the types and amount
of credit you use, how long your credit accounts or your debts have been open, and your level
of payments made on time or late.
The status quo is burdensome for the increasing number
of subprime borrowers with bad credit whose position in the present real estate market is not an enviable one: Due to a convergence
of factors such as plummeting property values, zero down
payments, and significant
payment increases that they can not satisfy, homeowners find themselves with a mortgage debt exceeding the value
of their home.
One
such factor is that, by refinancing, you may end up extending the length
of time that you have
payments,
as mentioned earlier.
Your education may
factor in, but the company also focuses on other criteria,
such as your history
of payment timeliness, savings account balance and income.
Loan approval is based mainly on a person's credit score, which in turn is based on a number
of factors such as the person's
payment history, the amount
of additional debt that the person is carrying, and the person's credit score.