Sentences with phrase «of federal institutions»

Since the 1980s real estate downturn and enactment of the Federal Institutions Reform, Recovery and Enforcement Act, states have established appraiser regulatory boards and require appraisers to be certified and licensed.

Both of us were overwhelmed by the scope and complexity of federal institutions and the unexpected number of places where science is critical to sound policymaking.

Not exact matches

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

The federal government has housed condemned inmates since 1999 at a high - security institution in Terre Haute, a town of some 60,000 people in western Indiana.

So, which variable has a closer relationship to nominal domestic purchases of currently - produced goods and services, i.e., gross domestic purchases, the M - 2 money supply or the sum of Federal Reserve and depository institution credit?

In Chart 4, substituted for the changes in the M - 2 money supply are changes in total thin - air credit, i.e., the sum of Federal Reserve and depository institution credit.

On top of the risk of federal prosecution, IRS targeting and asset seizure, cannabis entrepreneurs have to cope with the hazards of conducting a business that deals mostly in cash, since a majority of traditional financial institutions — banks, credit card issuers, and payment transaction companies — won't provide services to the industry.

After all, for many believers in virtual currency, the Federal Reserve is enemy No. 1, an institution that has so badly mismanaged the U.S. dollar as to necessitate the creation of a decentralized currency like bitcoin.

Waller told CNBC financial institutions in Colorado would like to service the legal marijuana industry in that state, but she does not know of a single one that changed its position as a result of the federal memos released last week.

Expanded credit unions, hitherto regulated by the provinces, would be overseen by the federal Office of the Superintendent of Financial Institutions.

Since its formation, the task force has made great strides in facilitating increased investigation and prosecution of financial crimes; enhancing coordination and cooperation among federal, state and local authorities; addressing discrimination in the lending and financial markets; and conducting outreach to the public, victims, financial institutions and other organizations.

The federal government has called on businesses, local and state governments, and residents of the tourist areas to help fund the program, and the rule of law and political institutions still need to be strengthened, said de la Madrid.

Barbara Amiel, Black's wife, collapsed after learning her husband will soon return to a federal institution to sit out the rest of his sentence.

According to the federal Bank Act, every mortgage from a federally regulated institution with a down payment of less than 25 % is required to carry mortgage insurance.

The federal banking regulator, the Office of the Superintendent of Financial Institutions, also last summer said it was reviewing domestic retail sales practices at Canada's key banks, focusing on «risk culture» and «the governance of sales practices.»

America's corporate research labs, which have been working with academic research institutions supported by federal funding, have long been the envy of the world.

I started a government - contracting consulting firm, Integrated Finance and Accounting Solutions, which services military and other government institutions and assists them in federal financial management in the areas of internal audits, internal controls, budgeting and accounting processes.

Financial institutions surveyed are: Alaska USA Federal Credit Union, Alliant Credit Union, Ally Bank, America First Credit Union, American Express, Aspiration, Associated Bank, Bank5 Connect, BankDirect, Bank of America, Bank of Internet, Bank of the West, Barclays, BB&T, BBVA Compass, Boeing Employees Credit Union, BMO Harris, Capital One 360, Charles Schwab Bank, Chase, Chime, CIT, Citibank, Citizens Bank, Comerica Bank, Commerce Bank, Connexus Credit Union, Consumers Credit Union, Discover Bank, EverBank, Fidelity, Fifth Third Bank, First Citizens Bank, First National Bank, First Tech Federal Credit Union, GoBank, Golden 1 Credit Union, HSBC Bank USA, Huntington Bank, KeyBank, M&T Bank, Marcus by Goldman Sachs, MetaBank, Navy Federal Credit Union, Pentagon Federal Credit Union, PNC, PurePoint Financial, Qapital, Radius Bank, Regions Bank, Santander Bank, SchoolsFirst Federal Credit Union, Security Service Federal Credit Union, Simple, Star One Credit Union, State Employees» Credit Union of North Carolina, State Farm Bank, Suncoast Credit Union, SunTrust Bank, Synchrony Bank, TCF Bank, TD Bank, Union Bank, UFB Direct, USAA, U.S. Bank, Varo, Wells Fargo, Woodforest National Bank, and Zions Bank.

Your individual deposits, up to $ 250,000 per institution, are insured by the federal government, through the Federal Deposit Insurance Corp., at virtually all banks — no matter the asset size or number of brfederal government, through the Federal Deposit Insurance Corp., at virtually all banks — no matter the asset size or number of brFederal Deposit Insurance Corp., at virtually all banks — no matter the asset size or number of branches.

There were more than 18,000 institutions in the 1980s, compared to just over 6,400 in the first quarter of 2015, according to the Federal Deposit Insurance Corp..

To keep a step ahead of emerging scams, the Call Center also collaborates with a number of key leaders and community partners including the Attorney General's Office, the Federal Trade Commission, the Washington State Department of Financial Institutions, the FINRA Investor Education Foundation, the Washington State Crime Prevention Association, the Better Business Bureau, and the U.S. Postal Inspection Service.

39 The Federal Home Loan Banks (FHLBs) are one type of institution that requires this feature for some of their cash holdings.

A CFPB spokesperson said in an email to Vox that the bureau is authorized to take «supervisory and enforcement action against certain institutions engaged in unfair, deceptive, or abusive acts or practices, or that otherwise violate federal consumer financial laws,» including the failure of institutions to engage in «reasonable data security practices» in connection with consumer report information.

Federal Funds Purchased / Securities Sold Under Repurchase Agreement represents funds acquired from a financial institution for a limited period of time to cover reserve requirements.

an independent agency of the federal government, created in 1933, charged with preserving and promoting public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions up to applicable limits; by identifying, monitoring, and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails; further information on the FDIC and FDIC coverage may be found at fdic.gov

Federal Funds Sold / Securities Purchased Under Resale Agreement represents funds provided to a financial institution for a limited period of time to cover reserve requirements.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The CCPA today released my report: â $ œThe Big Banks Big Secretâ $ which provides the first public estimates of the emergency funds taken by Canadian banks. The report bases its estimates on publicly available data from CMHC, the Office of the Superintendent of Financial Institutions, US Federal Reserve, the Bank of Canada, as well as quarterly -LSB-...]

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan.

Bogle: I think you could have a federal statute requiring investment advisors large and small, institutions and individuals in the profession, to observe a fiduciary duty around things like reasonable costs, good corporate governance, and conflicts of interest.

Shadow banking is a blanket term to describe financial activities that take place among non-bank financial institutions outside the scope of federal regulators.

He helped pilot Goldman Sachs to the forefront of investment banking and led the boards of Harvard, the Asia Society and the Federal Reserve Bank of New York, among other institutions.

The many strengths of the metropolitan area as a financial and business center, and as a desirable place to live and work, are of great importance to me and my institution, the Federal Reserve Bank of New York.

The decision means a previously obscure grouping of senior officials - the Financial Institutions Supervisory Committee - will be thrust into the spotlight as Canada's answer to the pledge the federal government and its allies in the Group of 20 made to correct regulatory failings that contributed to the financial crisis.

Mr. Perry has the unique tripartite experience of a white collar criminal defense and government compliance, investigations attorney at a national law firm; a senior enforcement attorney at a federal regulatory agency; and the Chief Compliance Officer of a global financial institution.

WILMINGTON, Del. (AP)-- Four former executives for the only financial institution to be criminally charged in connection with the federal bank bailout program were convicted Thursday of fraud and conspiracy charges.

In short, Canada's staggeringly powerful oil industry wants «oversight» (their word) of political, civil service, and regulatory institutions in both the Alberta and federal governments.

Amid economic expansion at home, the Federal Reserve proceeded to tighten monetary policy so much that it threatened the profitability of financial institutions.

It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).

Instead, it advertises a variety of programs backed by other institutions like Fannie Mae and the Federal Housing Administration.

On Tuesday, Bank of America announced that after passing the Federal Reserve's latest stress test — an exercise implemented after the financial crisis that requires big financial institutions to prove they have the capital to sustain operations in a recession — it would raise its dividend to $ 0.48 per year.

According to the Federal Reserve's statistical data on the Financial Accounts of the United States, non-financial business debt stood at $ 13.7 trillion at the end of first - quarter 2017, rising more than 6 percent on a year - on - year basis, while the total outstanding debt with domestic financial institutions was at $ 15.7 trillion.

Since 2007, U.S. Federal Reserve Chairman Ben Bernanke has greatly expanded his role and that of his institution.

«We have been encouraged by the great progress Secretary Shulkin has made and believe that he remains the best person to lead this important federal public institution on the behalf of the American people,» the group's national commander, Denise Rohan, said in a statement Monday.

Chairman Nunes» decision, supported by House Speaker Ryan and Republican Members of the House Permanent Select Committee on Intelligence, to publicly release misleading allegations against the Department of Justice and Federal Bureau of Investigation is a shameful effort to discredit these institutions, undermine the Special Counsel's ongoing investigation, and undercut congressional probes.

«Chairman Nunes» decision, supported by House Speaker Ryan and Republican Members of the House Permanent Select Committee on Intelligence, to publicly release misleading allegations against the Department of Justice and Federal Bureau of Investigation is a shameful effort to discredit these institutions, undermine the Special Counsel's ongoing investigation, and undercut congressional probes,» the committee's Democrats said in a statement.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

For near - total security, make sure you invest with an institution that's a member of the Federal Deposit Insurance Corporation.

According to the Federal Deposit Insurance Corporation (FDIC), as of March 31, 2016, there were 6,122 FDIC insured financial institutions in the United States.

Our energy relationship with Asia should be framed within the context of a broader Canada - Asia strategy that champions stronger diplomatic relations, trade and investment agreements with key Asian partners, engagement with Asian regional institutions, and market diversification strategies at the federal, provincial and sectoral levels.