These payouts, called Survival Benefits, aim to liquidate
some of the financial assets from the plan for use by the Policyholder
This article discusses personal investment portfolio asset allocation and some considerations about where to hold different classes
of financial assets from the standpoint of more optimal taxation.
Not exact matches
Important factors that could cause actual results to differ materially
from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting
from cancellations, deferrals, or reduced orders by their customers or
from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations
from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover
from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan
assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition
from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Dubai has seen a surge
of interest
from fintech startups and banking
assets over the last three years, according to the emirate's
financial center's management body.
In the grander scheme
of things, and as a red flag, this is another
asset class that has enormously benefited
from asset price inflation, stirred up by the Fed's well - targeted monetary policies since the
Financial Crisis.
Copper producer Aditya Birla Minerals has flagged impairment charges in the range
of $ 175 million to $ 225 million in its upcoming half - year
financial report, resulting
from mining set - backs, potential
asset divestments, and devaluation
of its heap leach inventory.
«This is the single - largest
asset many consumers have, and they're not optimizing it, they're not getting the maximum income
from it,» certified
financial planner Ron Carson, founder and CEO
of Carson Wealth Management Group, told CNBC.
Whether an individual should borrow
from one
asset to invest in another seems to depend on their individual
financial situation, age and goals, says Lyn Alden, founder
of Lyn Alden Investment Strategy.
«This is a spider graph
from the 2012 Survey
of Financial Security (Statistics Canada) showing the incidence
of ownership
of certain kinds
of assets by household income quintile.
For the
financial year ended March 31, CPPIB had $ 219.1 billion
of assets under management, up
from $ 183.3 billion a year earlier, with the vast majority
of the increase coming
from investments.
All
of the digital
asset's explosive growth has come against a backdrop
of steady criticism
from many
financial luminaries.
Following the
financial crisis, I argued that regulators should look into whether or not the mutual fund rules and current accounting rules were appropriately structured given the growing presence
of firms like Berkshire Hathaway (BRKA), which get a pass
from daily net
asset value calculations and other requirements.
In a closely - watched keynote speech at a banking conference in Frankfurt, Draghi dropped his clearest hint yet that the ECB will expand its program
of asset purchases, which depresses interest rates by injecting money into the
financial system, and may also push its official deposit rate even further into negative territory,
from its current record low
of -0.20 %.
True, on the
financial disclosure forms Sanders released after announcing his entrance into the presidential race, he lists no
assets of his own, other than a $ 5,000 annual pension payment
from his stint as mayor
of Burlington, Vt..
In the wake
of the
financial crisis, the bank has drawn back
from its investment and overseas units, selling off
assets to concentrate on consumer and commercial banking on home turf.
Banks in some countries are particularly exposed to the VAR shock, including Italy, whose
financial institutions hold 18 %
of their
assets in Italian government debt, up
from 12 % in 2008.
Taking data
from the 2005 Survey
of Financial Security, I asked the question «how many Canadian families have $ 100,000 or more of taxable financial asset
Financial Security, I asked the question «how many Canadian families have $ 100,000 or more
of taxable
financial asset
financial assets»?
The
Financial Times pointed out that banks that stand to benefit
from the legislation — namely, those with
assets within sight
of the $ 50 billion range — appear to have increased donations to Senate Democrats who support the bill.
And in the political sphere, finance has become the great defender
of deregulating monopolies and «freeing» land rent and
asset - price gains
from taxation, translating its economic power and campaign contributions into the political power to capture control
of public
financial regulation.
Bond yields spiked, and prices for a number
of other
financial assets that had benefited
from expectations
of ongoing
asset purchases by the Fed dropped precipitously, not just in the United States but in almost every other country.
You can see evidence
of these scars in many clients» allocation
of their
financial assets; before we even begin to discuss
asset allocation
from an investment standpoint, we focus on making sure clients have sufficient liquidity to make it through another crisis.
The effect
of transfer payments to the
financial sector — as well as the $ 5.3 trillion increase in U.S. Treasury debt
from taking Fannie Mae and Freddie Mac onto the public balance sheet — is to support
asset prices (above all those
of the banking system), not inflate commodity prices and wages.
Hensarling and other Dodd - Frank critics have called that ability — known as «orderly liquidation authority» — a bailout, even though any taxpayer money used is supposed to be recouped
from the sale
of the company's
assets or an assessment on the
financial industry.
The Company uses the proceeds raised
from the issuance
of units to invest in SMEs through local market sub-advisors in a diversified portfolio
of financial assets, including direct loans, convertible debt instruments, trade finance, structured credit and preferred and common equity investments.
The Nigerian Senate's Committee on Banking and Other
Financial Institutions will examine bitcoin's suitability for investment and recommend measures to protect citizens from suffering financial losses as a result of trading the digit
Financial Institutions will examine bitcoin's suitability for investment and recommend measures to protect citizens
from suffering
financial losses as a result of trading the digit
financial losses as a result
of trading the digital
asset.
Waxman is trying to bring a political moral suasion to the Trib spinoff, asking what indeed will be the impact
of the Tribune Company's stripping
assets of every kind — terrestrial, digital, and
financial —
from the newspapers.
A summary
of comments made after the first reading
of bill 419059 - 7, «On Digital
Financial Assets,» shows the Kremlin eager to enshrine foreign investor access to future Russian token releases, as well as produce clear tax obligations for cryptocurrency holdings
from the outset.
They track over $ 500 billion in
assets from users
of their free
financial tools.
Yet, such a cryptoledger could also be used to exchange and keep track
of other digital
assets,
from a wide range
of financial instruments to public records to smart contracts.
Since the early 1980s, the proportion
of household
financial assets held as deposits has fallen
from about 50 per cent to below 30 per cent; this has been mirrored by a comparable rise in the proportion
of household
assets held as claims on life insurance and superannuation funds (Graph 11).
Blue Sky also said fee earning -
assets under management would be $ 4 billion to $ 4.25 billion in the current
financial year, down
from prior guidance
of up to $ 4.75 billion.
But Elliot Weissbluth, CEO
of HighTower Advisors — a nine - year - old national
financial services company with more than $ 30 billion in
assets under management that has long adhered to the fiduciary standard — says it's like the difference between getting dietary advice
from a butcher or
from a registered dietician.
... The pricing
of financial assets, and today's extraordinarily low interest rates indicate that a flight
from the dollar is the last thing expected in
financial markets.
From our perspective, the financial sector side, in what sense does climate change pose new or different risks to the financial system, all the way from the obvious, such as the concept of stranded assets, which you've got lending all against those thi
From our perspective, the
financial sector side, in what sense does climate change pose new or different risks to the
financial system, all the way
from the obvious, such as the concept of stranded assets, which you've got lending all against those thi
from the obvious, such as the concept
of stranded
assets, which you've got lending all against those things?
Among the likely changes to Dodd - Frank: raising the threshold for tougher oversight
from the current $ 50 billion in
assets to $ 250 billion; exempting small banks
from the so - called Volcker rule, which currently bars them
from speculative trading; reducing the amount
of financial reporting, particularly racial and income data on mortgage holders; lowering the frequency
of regulatory exams; and easing the conditions
of stress tests.
The so - called robo - advisors had an estimated $ 8 billion in
assets under management as
of July, a 34 percent increase
from last year, according to
financial research firm CB Insights.
A derivative instrument is a
financial instrument that derives its price
from the value
of an underlying
asset.
The banks also would be excused
from submitting plans called «living wills» that spell out how a bank would sell off
assets or be liquidated in the event
of failure so that it wouldn't create chaos in the
financial system.
We assist
financial advisors, institutions and investors in discovery
of attractive returns
from the alternative
asset class.
The first set
of costs stems
from the risk that the current monetary policy regime could distort
asset allocations and lead to renewed
financial asset bubbles.
Tax, Foreign Investment In Spotlight A summary
of comments made after the first reading
of bill 419059 - 7, «On Digital
Financial Assets,» shows the Kremlin eager to enshrine foreign investor access to future Russian token releases, as well as produce clear tax obligations for cryptocurrency holdings
from the outset.
The decision by the U.S. Federal Reserve to move away
from its quantitative easing policy — in which the central bank creates billions
of dollars to buy
financial assets each month — comes amid signs the American economy is beginning to heat up, which would boost demand for Canadian imports.
If done correctly, with an eye not to achieving political or regulatory objectives but rather to eliminating
financial distress costs, these can improve the enterprise value
of the borrower; to the extent that the lender participates in the upside (and if the performances
of the various equity positons emerging
from these swaps are uncorrelated), the lender's net
asset position can also improve.
BlackBerry's ability to manage inventory and
asset risk; BlackBerry's reliance on suppliers
of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising
from BlackBerry's practice
of providing forward - looking guidance; potential charges relating to the impairment
of intangible
assets recorded on BlackBerry's balance sheet; risks as a result
of actions
of activist shareholders; government regulation
of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review
of strategic alternatives.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially
from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible
assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits
from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits
from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated
financial statements; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially
from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact
of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact
of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits
of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure
of confidential and personal information; BlackBerry's ability to manage inventory and
asset risk; BlackBerry's reliance on suppliers
of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising
from BlackBerry's practice
of providing forward - looking guidance; potential charges relating to the impairment
of intangible
assets recorded on BlackBerry's balance sheet; risks as a result
of actions
of activist shareholders; government regulation
of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
Since the fundamental value
of an
asset in a
financial market is an aggregation
of the stochastic stream
of future dividends, trading at prices higher than the fundamental value is only profitable when there is a widespread belief that other traders will continue to buy at prices even further away
from fundamental values.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation
of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature
of the restaurant industry; factors impacting our ability to drive sales growth; the impact
of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack
of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability
of key food products and utilities; shortages or interruptions in the delivery
of food and other products; volatility in the market value
of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the
financial markets; risk
of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value
of our goodwill or other intangible
assets; a failure
of our internal controls over
financial reporting or changes in accounting standards; and other factors and uncertainties discussed
from time to time in reports filed by Darden with the Securities and Exchange Commission.
However, banks»
asset quality exceeded analysts» expectations, with the
financial sector's NPL ratio declining
from a peak
of 1.63 % in March - April 2009 to 1.29 % at the end
of November.
The third overt
financial benefit will be capital freed up
from shedding OneMain's nearly $ 10 billion
of assets.