Sentences with phrase «of financial balance»

Did she achieve her goal of financial balance over the course of 2016?
However, in your 30s, you have to play the game of financial balance.
Let's look at a more famous example of financial balance.

Not exact matches

Paying down balances may be tough to pull off as a short - term move to increase your credit score, but it should be part of your long - term financial plan.
There is little talk of tax cuts and balanced budgets, items which form the economic lodestar of the Official Opposition; think tanks such as the Fraser Institute, the Macdonald - Laurier Institute, the Atlantic Provinces Economic Council; and almost everyone who writes a column for the Financial Post, including former finance minister Joe Oliver.
Balance sheet, income statement, cash flow statement, statement of changes in shareholders» equity and information by business division included in this press release are extracted from the condensed consolidated financial statements at 31 March 2018 reviewed by the Board of Directors of Arkema SA on 2 May 2018.
It also vindicates Buffett «s confidence in Bank of America Chief Executive Brian Moynihan, who accepted his money when the bank was only midway through cleaning up balance sheet and litigation issues tied to the U.S. housing and financial crises.
This buying and reselling of debt is partly what got the banks into trouble during the recession, which is one reason regulators now force financial institutions to keep more capital on their balance sheets.
There may be only $ 1.6 trillion in registered plans, but an analysis of Statistics Canada's National Households Balance Sheet shows $ 3.7 trillion in financial assets and $ 3.5 trillion in real - estate assets.
The Crown corporation is in desperate need of turning its financial performance around, or it risks causing even more problems for its balance sheet, the government and Canadian taxpayers.
A more involved level of accounting would be do actually work up balance sheets, income statements, and other financial reports on a monthly, quarterly, and / or annual basis, depending on the needs of the business.
Preparing financial statements, including the balance sheet, income statement, and statement of cash
For business leaders, increasingly this means balancing two very different perspectives: shareholders who expect executives to deliver better short - term financial performance and stakeholders who want more attention paid to the longer - term human and environmental consequences of business.
Between 2000 and 2010, HELOC balances soared from $ 35 billion to $ 186 billion, according to the Financial Consumer Agency of Canada, an average annual growth rate of 20 per cent.
Analysts are noting, though, that while product delays are having a degree of impact on Bombardier's balance sheets, the decision to cut jobs is more about financial foresight than a sign of dire times ahead.
Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.
Constituent companies are chosen based on their score on two sets of measures: a quantitative assessment consisting of their return on equity, balance sheet accruals ratio and financial leverage ratio; and a qualitative score derived from management's responses to a survey about such topics as corporate governance, risk and crisis management, customer relationships and tax strategies.
The BoJ has been the least expansionary of major central banks since the 2007 - 2008 global financial crisis, Evans said, adding that its planned balance - sheet increase this year pales by comparison with the $ 1 trillion of assets that the U.S. Federal Reserve is slated to purchase.
Verizon Mobile Banking Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Check multiple account balances and histories, transfer funds and pay bills; works on a wide range of Verizon phones What you won't like: Not all banks support all of its features, like bill pay; it doesn't find you the closest ATM or bank
At the time, TD was among the Top 10 banks in the structured - products market, a business built on arcane financial instruments that shift risk between balance sheets and was ultimately a compounding factor of the financial crisis.
Anyone who read Isabelle Hudon's resumé would expect she struggled with work - life balance: in addition to serving as president of Quebec operations for Sun Life Financial, she chairs two boards of directors and sits on five more.
If we were teetering on the edge of financial strain every quarter, I couldn't say that about Macy's but I can because we have a very strong balance sheet.
I thought I did everything right: I submitted my Free Application for Federal Student Aid (FAFSA) as early as possible, I completed the required documents, and I compared financial aid packages from different colleges to find the perfect balance of affordability, quality, and potential for career advancement.
More from College Game Plan: Student loan balances hit record $ 1.4 trillion The first steps to repaying your student debt Three ways to avoid the financial death spiral of defaulting on your student loans
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Bank of Canada governor Mark Carney has warned that the biggest risk to the financial system is now household debt, even if it's still «relatively low» and unlikely to reach levels that could cripple banks» balance sheets.
Even though stricter regulations around uninsured mortgages from the Office of the Superintendent of Financial Institutions were in effect throughout the quarter, the CMHC report said Toronto's balance between supply and demand was not affected and the sales - to - new listings ration remained «virtually unchanged.»
Like the income and cash - flow statements, the balance sheet uses information from all of the financial models developed in earlier sections of the business plan; however, unlike the previous statements, the balance sheet is generated solely on an annual basis for the business plan and is, more or less, a summary of all the preceding financial information broken down into three areas:
Tasked with avoiding a new financial crisis, the ECB is putting pressure on banks to clean up their balance sheets from unpaid loans inherited from the last recession, a problem for most countries in the south of Europe, as well as Slovenia and Ireland.
In a Thursday statement, Naspers said it would use the proceeds of the sale to prop up its balance sheet and make some more investments, in areas such as online food delivery and financial technology.
All three of your main financial statements — balance sheet, profit and loss statement, and cash flow statement — relay a different view of your business, and each is critical to the overall health of your business.
FORTUNE — While the banks that managed to survive the financial crisis have largely mended their own balance sheets, they are far from out of the doghouse with regulators.
«The meltdown of our global financial system was a direct result of inadequate checks and balances,» says Adam Lowry, co-founder and chief global sustainability officer of Method, which makes chemical - free household products.
Unlike some of his peers, Poloz acknowledges that he can't see the future; therefore, he says the right way to set policy is to balance risks to inflation and financial stability.
Chandrika Tandon, financial advisor (and sister of PepsiCo CEO Indra Nooyi), talks about her new album — and work - life balance.
As part of our initial analysis, we asked to see financial statements, and the owner handed us a three - ring binder containing monthly financials — meaning an income statement, balance sheet and cash - flow projections.
Reviewing your balance sheet gives you a quick handle on the financial strength and capabilities of your business.
Before incorrectly blaming the Fed and the ECB for their allegedly ineffective monetary policies, investment strategists would do well to reflect on the depressive impact of an unreasonable haste to balance budgets, and on political leaders» inability to strengthen the financial systems (in the U.S. and in Europe) and to negotiate a better balanced world economy.
They want to unbundle a financial system grown «too interconnected to fail,» and they prescribe solutions for the global good in a world where the G20 outstrips the G8 (including an IMF reorganization to reflect that shift in the balance of power).
Byron described Wired's balance sheet as «growing worse by the minute, as if some kind of financial Ebola virus were spreading through the operation... Peel away all the financial razzmatazz and Wired Ventures has turkey written all over it — a business dependent on the financial equivalent of an iron lung for continued survival.
Managing the fixed - income portion of your portfolio in a rising - rate environment is a delicate balancing act, said Elliot Herman, a certified financial planner with PRW Wealth Management in Quincy, Massachusetts.
The study defined sustainability as the «commitment by organizations to balance financial performance with contributions to the quality of life of their employees, the society at large and environmentally sensitive initiatives.»
7.0 Financial Plan The growth of S.E.C.S. Apparel will be quick, and the cash balance will always be positive.
We have reduced the size of Citi Holdings to 15 % of our balance sheet and further improved our financial strength.»
My favorite reply so far to the question of how one achieves work - life balance comes from Brittney Castro, the Millennial founder of a Los Angeles - based financial planning firm called Financially Wise Women.
The best way to safeguard financial stability and improve the balance between economic and financial risk taking is to put in place policies that enhance the transmission of monetary policy to the real economy — thus promoting economic risk taking — and address financial excesses through well - designed macroprudential measures.
The Bank of Canada applied all its available levers to supply short - term liquidity to financial markets: interest rates were reduced to zero, and the Bank expanded its balance sheet by means of purchase and resale agreements.
China is slowly and fitfully lowering its financial barriers with the rest of the world, as Beijing tries to balance its desire for stability with its ambitions to have a much greater say in the global conversation about money.
Despite the Fed's five rate hikes and an announced taper of its balance sheet, financial conditions recently set a new «easy» extreme.
Some commentators have lamented the fact that the Australian market has not developed more rapidly, with most business borrowers still connecting with savers over the balance sheets of financial institutions.
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