Sentences with phrase «of financial behavior»

The Type of Financial Behavior Your Lenders Really Want To See... and How You Can Use That Behavior To Your Advantage

Any competent credit repair company can help ensure that all the entries in your credit report are in place, and that it provides an accurate overview of your financial behavior and credibility.

Additional features even let you see where you spend and with who and provide detailed infographics of your financial behavior.

Remember that your credit is a reflection of your financial behavior and your attitude towards debt.

They define the condition as «a pattern of financial behavior that places an older adult at substantial risk for a considerable loss of resources such that dramatic changes in quality of life would result.»

New financial scores are being developed all the time to incorporate a wide range of financial behaviors, moving beyond the traditional FICO score.

Not exact matches

To the Fed's credit, the majority of FOMC members in January 2008 based their policy decisions on the mounting dysfunctional behavior of the financial markets rather than ephemeral coincident indicators such as real GDP growth.

Members of Congress are working to adjust aspects of the Dodd - Frank regulatory overhaul, which was passed in the aftermath of the financial crisis in an effort to tighten the behavior of a banking industry blamed for much of the economic instability.

Especially since the recent behavior of Japan's key financial market variables (stock indices, the yield curve and the yen's exchange rate) could be seen as a sign of support for reflationary policies.

Tesla's quarterly financial results did not surprise bullish analyst Jamie Albertine of Consumer Edge, but CEO Elon Musk's behavior on the company's conference call on Wednesday was a «red flag.»

A University of Arizona study on college students» financial behaviors found that three things help there: Parental involvement, taking a personal finance class and having a part - time job and other hands - on money experience.

«Our overall mood influences our willingness to take risks,» said Victor Ricciardi, finance professor at Goucher College and co-editor of the book «Investor Behavior: The Psychology of Financial Planning and Investing.»

Technology inventors have a horrible track record of turning new behaviors into long - term financial successes — social networking pioneer Friendster was long ago lapped by MySpace and Facebook; the first search engines, Web browsers, and video game systems met similar fates.

That behavior becomes the model of how you prepare for any financial decision, Zohlen said.

Obviously, it should be considered the most basic kind of self - preserving behavior on the part of a financial institution to maintain a strong cybersecurity policy and enforce it, but we are where we are.

Wes Moss, host of Money Matters and a Barron's 2014 Top Financial Advisor, analyzed the behaviors and characteristics of the happiest retirees.

Michael Kay, president of Financial Focus in Livingston, N.J., says everyone has a money biography that influences their financial decisions, and it's important to understand what motivates financial behaviors in order to change them, iFinancial Focus in Livingston, N.J., says everyone has a money biography that influences their financial decisions, and it's important to understand what motivates financial behaviors in order to change them, ifinancial decisions, and it's important to understand what motivates financial behaviors in order to change them, ifinancial behaviors in order to change them, if needed.

This plays a big role in investor behavior: Investors have a (bad) habit of selling winners and not letting losers go because of loss aversion rather than for logical financial reasons.

Over the past three years, by focusing on promoting a culture of open communication, trust and accountability - and rewarding these behaviors - the company has seen measurable growth and the financial returns to prove it.

A credit score is a rating of financial responsibility and behavior.

«The dominant determinants of long - term financial success are not market returns but rather [your] behavior.»

«So many of our buying behaviors happen automatically, without much conscious thought,» says financial psychologist Brad Klontz, Psy.D.

«So many of our buying behaviors happen automatically, without much conscious thought,» says financial psychologist

The 10 best advantages of marketing to boomers and seniors and how to leverage them: Capitalize on conditioned behaviors and imbedded commands How to incorporate the power of... frame of reference, familiarity, classic credibility, fear and stress reduction, aspirations, and ambition in your advertising, marketing, and selling Lessons from and secrets of AARP, Disney, Playboy, psychics and mentalists, 7 - figure income financial advisors, dentists and lawyers, the mattress store with prices starting 6X the national price average, the J. Crew Co., Facebook, Coke vs. Pepsi, and others

Paying a significant portion of variable compensation to our senior employees in the form of equity - based compensation that delivers over time and is subject to forfeiture or recapture encourages a long - term, firmwide focus because its value is realized through long - term responsible behavior and the financial performance of our firm.

Not surprisingly, those who feel overwhelming financial stress have poor money management behaviors, with only 8 % of this group having an emergency fund, a mere 14 % comfortable with the amount of debt they are carrying, 18 % having a handle on their cash flow, 53 % paying their bills on time and 34 % carrying a loan or hardship withdrawal from their 401 (k) plan.

«Academic research has clearly established that conflicts of interest affect financial advisors» behavior and that advisors often act opportunistically to the detriment of their clients,» the memo says.

Jana — an $ 8.5 billion hedge fund behind some of the most high - profile recent corporate shake - ups — announced it was the second - largest shareholder in Whole Foods and blasted everything from the financial nuts and bolts to the scheduling of employees and even the behavior of top executives.

Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.

Basically, derivatives are financial contracts with values that are derived from the behavior of something else — interest rates, stock indexes, mortgages, commodities, or even the weather.

If boiling down human behavior to binary histories sounds like the stuff that only those in the field of research or complex financial transactions can take advantage of, consider e-commerce.

But as Temin and Vines show, history is much more usefully seen as the evolution of often complex institutions — financial, political, legal, cultural, and so on — through which economic behavior is mediated and which affect the ways in which recurring patterns of finance, commerce and trade unfold, and that without an understanding of history we lose so much complexity in our models that we often end up making very obvious mistakes.

And, testifying under oath, Summers, now the president of Harvard, dismissed the adverse consequences of his friends» frisky financial behavior: «I had enough knowledge of Russian mores and Russian practices and Russian views from the conversations that I had with Chubais and Vasiliev [senior Russian officials] to be confident that the set of issues contained the allegations were not issues that were consequential for them; and indeed that they would have, in part, valued advisers more extensively if they were more involved in actual private - sector activities.»

Even the biggest financial institutions can be guilty of shady and illegal behavior.

The biggest takeaway from 2016 is the behavior and returns of financial markets are impossible to predict.

Although they come from a variety of fields (technology, financial services, law, politics, educational administration, consulting, and not for profit), we found striking parallels in their behavior throughout the five stages of advising.

Despite the good financial behaviors of millennials and good news on the employment front, it isn't translating into more people saving a portion of their income.

This is precisely the type of behavior that is only seen during periods of extreme irrationality when financial markets are at their peak... and poised for a serious correction.

Former Goldman Sachs CEO Hank Paulson alluded to the importance of the banking elite in maintaining control over public perception during the 2008 financial crisis, when he alluded multiple times to the public's perceived confidence in US stock markets as being infinitely and exponentially more important to US stock market behavior than any market fundamentals.

Over the past two years, the behavior of the stock market can be described less as an ongoing bull market than as the extended topping phase of what is now the third financial bubble since 2000.

I would surmise that the great majority of people around the world have little clue as to how deeply and thoroughly the banking class has studied the above compliance experiments to gain a full understanding of how they can shape and mold our behavior when it comes to the financial decisions we execute.

The microeconomics behavior corresponds to the thousands of investors, financiers, and shareholders» financial behavior.

Unfortunately, the leaders of the large contingency of the «It Won't Happen to Me» crowd often achieve great success in marginalizing and discrediting the small subset of the population that constitute the «It Might Happen to Me» crowd by disdainfully calling the realists «conspiracy theorists» and «paranoid fear mongers» even when the facts support the preparatory financial behaviors executed by the «It Might Happen to Me» crowd.

That the banks well knew how to profit from the joint manipulation of financial benchmarks, despite any purported differences in interest between and amongst them on a given day, is confirmed by the fact that this [alleged price manipulation of the London Gold Fix] is just one in a series of such behaviors.

The behavioral economist George Loewenstein and his research colleagues have shown, using data from Vanguard Group, that investors check the value of their financial assets much less frequently, on average, in down markets — a behavior the researchers call «the ostrich effect.»

Tesla's quarterly financial results did not surprise bullish analyst Jamie Albertine of Consumer Edge, but CEO Elon Musk's behavior on the company's conference call was a «red flag.»

With demographic trends pointing to a greater focus on longevity risk and more attention being placed on the downside of short - term investment behavior by governments, regulators and even the financial media, the tide may turn in the coming years.

As surprising as the recent financial crisis [1] and recession were, the behavior of the world's industrialized economies and financial markets during the recovery [2] has been even more so.

In a world that is normalizing, it would make sense that company behavior would normalize back toward a more balanced use of cash — especially if the days of super easy money and financial arbitrage are over.

Professor and Director of the Institute for Behavioral and Household Finance (IBHF) at Cornell University The mission of the IBHF is research and education in the areas of behavioral finance and household finance with the goal of better understanding and modeling financial behavior.