Your credit report is a detailed history
of your financial credit transactions.
Not exact matches
And as it turns out, working on improving your
credit builds positive
financial habits for the rest
of your business, too.
The term «shadow banking» encompasses a huge range
of financial activities and organizations — everything from hedge funds to
credit unions.
Paying down balances may be tough to pull off as a short - term move to increase your
credit score, but it should be part
of your long - term
financial plan.
«Until the
financial performance
of B Corps become more numerous and better known, the fear
of loss will weigh against their access to
credit.»
According to the Wells Fargo / Gallup study, women business owners said their top three sources
of initial funding for their business are cash or savings (85 percent), personal
credit cards (37 percent) and
financial gifts or support from family or friends (29 percent).
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Bankers look at your personal
credit history (
credit cards, mortgage payments and personal bills) to get a sense
of your track record with
financial responsibilities, says Michael Toth, Senior Vice President
of Business Banking at KeyBank.
They're also a potentially important move for banks, which have been criticized for moving too slowly to provide
credit to small businesses in the wake
of the
financial crisis.
According to Jerome Katz, the Coleman Professor in Entrepreneurship at Saint Louis University's John Cook School
of Business, the biggest challenge with incorporating as a benefit corporation is in developing
credit with banks and
financial institutions.
Alliance Data's Ed Heffernan is
credited for keeping the company afloat and optimistic in the aftermath
of the
financial crisis.
Because
of its
financial size,
credit line and contractual agreements, the parent company offering the business opportunity can often arrange better financing than an individual could obtain.
Financial regulation experts warn
of the potential contagion effect
of a hopped - up
credit market, especially one in which more and more lending flows through unregulated firms.
Essentially, a company
credit report gives you the benefit
of seeing an objective summary
of a company's
credit history and from this you get its
credit score, which is used by all
financial institutions in assessing
credit worthiness.
In fact, a lot
of business owners think
credit card and checking account statements qualify as
financial statements.
But
Credit Suisse's newest Emerging Consumer Survey found the percentage
of financial assets that Indian households own is still relatively low.
Topics included: early reporting on inaccuracies in the articles
of The New York Times's Judith Miller that built support for the invasion
of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke
of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow
of the pilot who replaced him; an article published throughout the world that highlighted the West's lack
of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number
of European civilian deaths since World War II; several investigations
of allegations by former members concerning the practices
of Scientology; corruption in the leadership
of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic
of Bill Clinton and Al Gore for
financial irregularities and personal improprieties had his own track record
of far more serious transgressions; a look at the practices and values
of top Democratic operative and the clients they represent when out
of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy
of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots
of advertising) that has quietly seeped into many
of America's public schools; an early exploration
of deceptive practices by the
credit card industry; a study
of ecosystem destruction in Irian Jaya, one
of the world's last substantial rain forests.
Some investors use lines
of credit or take out a dedicated investment loan from a
financial institution.
Another option — one many young entrepreneurs don't want to hear — is to wait until you've been out
of college long enough to build some
financial security and a strong
credit score.
In an interview in March in the Charlotte Observer, Wells CEO Tim Sloan said, «I don't know if banks or
credit card companies or any other
financial institution should be the arbiter
of what an American can buy.»
To the Fed's
credit, the majority
of FOMC members in January 2008 based their policy decisions on the mounting dysfunctional behavior
of the
financial markets rather than ephemeral coincident indicators such as real GDP growth.
«You've had a modest widening out
of spreads but nothing that's too alarming which would indicate to us at least an early - stage
credit dislocation or any
financial stress,» Morganlander said.
Creditors and lenders utilize a number
of financial tools to evaluate the
credit worthiness
of a potential borrower.
Any decision to utilize a tax
credit or deduction should be made as part
of an overall
financial strategy.
Carla Dearing, chief executive officer
of financial - advice website SUM180, has some tips to quell that fear and become more efficient with your plastic: «Do not get a
credit card while you're in college,» she says.
Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the
financial and other operational resources they need to move forward; to increase their
financial stability, focus (plus peace
of mind) in the short - term if they've been growing on revenue, founders» savings and
credit cards; and to quickly accelerate their growth in order to capture a massive market.
«As interest rates begin to rise over time,
financial institutions will find it necessary to pass along their increased costs in the overall cost
of credit to small business and commercial customers.»
Financial products such as mortgages and
credit cards are increasingly complex, and employers are putting more choices
of retirement funding and health - care options in the hands
of employees.
«In hindsight, part
of the problem is the set
of restrictions that comes with the tax
credit support,» says HighView
Financial's Hallett.
«Practice the
financial literacy skills set
of banking, checking, and use
of a
credit or debit card.
That would prevent a default that would clog the global river
of credit — much like the collapse
of Lehman Brothers in 2008 — sparking another
financial markets meltdown.
On top
of the risk
of federal prosecution, IRS targeting and asset seizure, cannabis entrepreneurs have to cope with the hazards
of conducting a business that deals mostly in cash, since a majority
of traditional
financial institutions — banks,
credit card issuers, and payment transaction companies — won't provide services to the industry.
The stealing
of financial information is nothing new, with stolen
credit or debit card data on the black market a well - established and lucrative business for cyber criminals.
Whether you're a millennial just entering the workforce or a baby boomer getting ready to retire, having a basic grasp
of credit report basics can make all the difference to your
financial future.
Indeed, the broader inflation trends shown in Friday's data confirm recent signs
of a more sure - footed recovery in the world's second - biggest economy, allowing authorities to resist any fresh monetary easing as they move to curb an unsustainable build up
of credit in the
financial system.
«Once you have enough information to file a phony tax return, you have enough information to open new lines
of credit, commit medical identity theft and take over
financial accounts.»
Pageonce iPhone and BlackBerry apps Banks it works with: America First
Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South
Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or trans
Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands
of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or trans
financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transfer money
BlackRock began in the headquarters
of Blackstone, its first
financial backer, which gave BlackRock a $ 5 million line
of credit for a 40 % stake.
One out
of five
credit reports contains medical debt in collections, according to Consumer
Financial Protection Bureau report.
Verizon Mobile Banking Banks it works with: America First
Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South
Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Check multiple account balances and histories, transfer funds and pay bills; works on a wide range
of Verizon phones What you won't like: Not all banks support all
of its features, like bill pay; it doesn't find you the closest ATM or bank
Beginning last month, all 178 Cash Store and Instaloans (the two brands the Cash Store operates under) locations in Ontario began offering lines
of credit, not payday loans, to consumers looking for short - term
financial help.
Forward - looking statements include, among other things, statements regarding future: production, costs, and cash flows; drilling locations and zones and growth opportunities; commodity prices and differentials; capital expenditures and projects, including the number
of rigs employed and the number
of completion crews; renegotiation
of our
credit facility; management
of lease expiration issues;
financial ratios; certain accounting and tax change impacts; midstream capacity and related curtailments; our ability to meet our volume commitments to midstream providers; ongoing compliance with our consent decree; and the timing and adequacy
of infrastructure projects
of our midstream providers.
Macron has said he hopes to pool liability for various kinds
of debt: a completed banking union would ensure bailout costs for individual
financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental
credit rating.
These entrepreneurs
credit mentors, investors, the framers
of the Constitution, and, like Ko, painfully lived personal experiences for their
financial wisdom.
«I consistently see people with a lot
of confusion surrounding
credit and building a positive
credit score,» said Jason Reiman, certified
financial planner and owner
of Get Financially Fit.
It's a new form
of debit and
credit technology designed to bolster personal security and prevent common theft
of financial data.
Financial services provider Pioneer
Credit has boasted a record year
of growth, with increases in revenue, net profit and customer numbers.
Expanded
credit unions, hitherto regulated by the provinces, would be overseen by the federal Office
of the Superintendent
of Financial Institutions.
Perth - based
financial services group Pioneer
Credit has delivered full - year profit
of $ 4.6 million in its first year as a publicly - listed company on the back
of strong gains in customer payments.
For instance, in 2010, Blippy, a social - media - meets -
financial site that allowed people to share
credit card purchases with other users, was found to have accidentally leaked some
of its customers»
credit card information on Google.