Sentences with phrase «of financial credit»

Your credit report is a detailed history of your financial credit transactions.

Not exact matches

And as it turns out, working on improving your credit builds positive financial habits for the rest of your business, too.
The term «shadow banking» encompasses a huge range of financial activities and organizations — everything from hedge funds to credit unions.
Paying down balances may be tough to pull off as a short - term move to increase your credit score, but it should be part of your long - term financial plan.
«Until the financial performance of B Corps become more numerous and better known, the fear of loss will weigh against their access to credit
According to the Wells Fargo / Gallup study, women business owners said their top three sources of initial funding for their business are cash or savings (85 percent), personal credit cards (37 percent) and financial gifts or support from family or friends (29 percent).
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Bankers look at your personal credit history (credit cards, mortgage payments and personal bills) to get a sense of your track record with financial responsibilities, says Michael Toth, Senior Vice President of Business Banking at KeyBank.
They're also a potentially important move for banks, which have been criticized for moving too slowly to provide credit to small businesses in the wake of the financial crisis.
According to Jerome Katz, the Coleman Professor in Entrepreneurship at Saint Louis University's John Cook School of Business, the biggest challenge with incorporating as a benefit corporation is in developing credit with banks and financial institutions.
Alliance Data's Ed Heffernan is credited for keeping the company afloat and optimistic in the aftermath of the financial crisis.
Because of its financial size, credit line and contractual agreements, the parent company offering the business opportunity can often arrange better financing than an individual could obtain.
Financial regulation experts warn of the potential contagion effect of a hopped - up credit market, especially one in which more and more lending flows through unregulated firms.
Essentially, a company credit report gives you the benefit of seeing an objective summary of a company's credit history and from this you get its credit score, which is used by all financial institutions in assessing credit worthiness.
In fact, a lot of business owners think credit card and checking account statements qualify as financial statements.
But Credit Suisse's newest Emerging Consumer Survey found the percentage of financial assets that Indian households own is still relatively low.
Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.
Some investors use lines of credit or take out a dedicated investment loan from a financial institution.
Another option — one many young entrepreneurs don't want to hear — is to wait until you've been out of college long enough to build some financial security and a strong credit score.
In an interview in March in the Charlotte Observer, Wells CEO Tim Sloan said, «I don't know if banks or credit card companies or any other financial institution should be the arbiter of what an American can buy.»
To the Fed's credit, the majority of FOMC members in January 2008 based their policy decisions on the mounting dysfunctional behavior of the financial markets rather than ephemeral coincident indicators such as real GDP growth.
«You've had a modest widening out of spreads but nothing that's too alarming which would indicate to us at least an early - stage credit dislocation or any financial stress,» Morganlander said.
Creditors and lenders utilize a number of financial tools to evaluate the credit worthiness of a potential borrower.
Any decision to utilize a tax credit or deduction should be made as part of an overall financial strategy.
Carla Dearing, chief executive officer of financial - advice website SUM180, has some tips to quell that fear and become more efficient with your plastic: «Do not get a credit card while you're in college,» she says.
Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.
«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small business and commercial customers.»
Financial products such as mortgages and credit cards are increasingly complex, and employers are putting more choices of retirement funding and health - care options in the hands of employees.
«In hindsight, part of the problem is the set of restrictions that comes with the tax credit support,» says HighView Financial's Hallett.
«Practice the financial literacy skills set of banking, checking, and use of a credit or debit card.
That would prevent a default that would clog the global river of credit — much like the collapse of Lehman Brothers in 2008 — sparking another financial markets meltdown.
On top of the risk of federal prosecution, IRS targeting and asset seizure, cannabis entrepreneurs have to cope with the hazards of conducting a business that deals mostly in cash, since a majority of traditional financial institutions — banks, credit card issuers, and payment transaction companies — won't provide services to the industry.
The stealing of financial information is nothing new, with stolen credit or debit card data on the black market a well - established and lucrative business for cyber criminals.
Whether you're a millennial just entering the workforce or a baby boomer getting ready to retire, having a basic grasp of credit report basics can make all the difference to your financial future.
Indeed, the broader inflation trends shown in Friday's data confirm recent signs of a more sure - footed recovery in the world's second - biggest economy, allowing authorities to resist any fresh monetary easing as they move to curb an unsustainable build up of credit in the financial system.
«Once you have enough information to file a phony tax return, you have enough information to open new lines of credit, commit medical identity theft and take over financial accounts.»
Pageonce iPhone and BlackBerry apps Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transFinancial, SunTrust, Synovus, USAA and Wachovia What you'll like: Thousands of financial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transfinancial institutions and other online services like Netflix, Amazon and MySpace What you won't like: Can't pay bills or transfer money
BlackRock began in the headquarters of Blackstone, its first financial backer, which gave BlackRock a $ 5 million line of credit for a 40 % stake.
One out of five credit reports contains medical debt in collections, according to Consumer Financial Protection Bureau report.
Verizon Mobile Banking Banks it works with: America First Credit Union, Arvest, Bancorp South, BECU, FirstBank, Regions, South Financial, SunTrust, Synovus, USAA and Wachovia What you'll like: Check multiple account balances and histories, transfer funds and pay bills; works on a wide range of Verizon phones What you won't like: Not all banks support all of its features, like bill pay; it doesn't find you the closest ATM or bank
Beginning last month, all 178 Cash Store and Instaloans (the two brands the Cash Store operates under) locations in Ontario began offering lines of credit, not payday loans, to consumers looking for short - term financial help.
Forward - looking statements include, among other things, statements regarding future: production, costs, and cash flows; drilling locations and zones and growth opportunities; commodity prices and differentials; capital expenditures and projects, including the number of rigs employed and the number of completion crews; renegotiation of our credit facility; management of lease expiration issues; financial ratios; certain accounting and tax change impacts; midstream capacity and related curtailments; our ability to meet our volume commitments to midstream providers; ongoing compliance with our consent decree; and the timing and adequacy of infrastructure projects of our midstream providers.
Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.
These entrepreneurs credit mentors, investors, the framers of the Constitution, and, like Ko, painfully lived personal experiences for their financial wisdom.
«I consistently see people with a lot of confusion surrounding credit and building a positive credit score,» said Jason Reiman, certified financial planner and owner of Get Financially Fit.
It's a new form of debit and credit technology designed to bolster personal security and prevent common theft of financial data.
Financial services provider Pioneer Credit has boasted a record year of growth, with increases in revenue, net profit and customer numbers.
Expanded credit unions, hitherto regulated by the provinces, would be overseen by the federal Office of the Superintendent of Financial Institutions.
Perth - based financial services group Pioneer Credit has delivered full - year profit of $ 4.6 million in its first year as a publicly - listed company on the back of strong gains in customer payments.
For instance, in 2010, Blippy, a social - media - meets - financial site that allowed people to share credit card purchases with other users, was found to have accidentally leaked some of its customers» credit card information on Google.
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