In addition to telling the
story of your financial history, the judgment tells the world that you owe a debt and that your creditors can look to your personal assets in satisfaction.
Any serious
student of financial history would recognize and acknowledge that economically speaking, things are good much more often than they are bad.
It may be well to point up what we have said by a
bit of financial history — especially since there is more than one moral to be drawn from it.
Credit Score — A number that reflects your creditworthiness based on an
evaluation of your financial history, including your payment history, length of credit accounts, amounts owed and other factors.
Harold James, Princeton University, will hold the Visiting Professorship
of Financial History at Goethe University Frankfurt's House of Finance this year.
Here's an example of how the system works: When you apply for a new credit card the creditor requests a
copy of your financial history from the reporting agencies.
He has served as a trustee of the Museum of American Finance, an affiliate of the Smithsonian Institution, and sits on the editorial
boards of Financial History magazine and The Journal of Behavioral Finance.
«When you're just starting out, you aren't a great risk and you don't have a
lot of financial history,» said Wrenne at Wrenne Financial Planning.
Niall Ferguson is Herzog
Professor of Financial History at the Stern Business School, New York University, and Senior Research Fellow at Jesus College, Oxford University.
There other factors that go into being approved for credit, receiving a loan, or even getting a job, but your credit score provides a lender or an employer with a quick
snapshot of your financial history.
Whether you're looking for an affordable apartment, applying for a credit card, or trying to secure a personal loan of any amount big or small, it's that ever present albatross around your neck painting a sad
portrait of your financial history.
In addition to protecting your information with paper shredders and airtight account passwords, keep
track of your financial history by checking your bank accounts, credit card statements and credit reports frequently for any unusual activity.
The sale set a European record for the number of registered online bidders, with more than 1,200 people signing up to own a
piece of financial history.
Credit reports are an official
record of your financial history, detailing everything from auto loans you've taken, to credit card balances you've carried, to liens and bankruptcies linked to your name.
A credit report is a record
of your financial history, including your use of credit, your income, where you've lived, where you've worked, bankruptcies, defaults, foreclosures, and much more.
Credit history: This is defined as a consumer's record
of their financial history, such as whether or not they repaid debts as agreed upon in the past.
Mortgage companies will scrutinize every detail
of your financial history to determine whether or not you are an appropriate risk for a mortgage.
Instead, DCU reviews
all of your financial history to determine whether you're eligible.