Sentences with phrase «of financial need at»

This is an option primarily intended for older people who do not expect to have a lot of financial need at the time of their death.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

If you have other children, you need to think about how your decision to help one child will affect the rest of the family, said Mitchell Kraus, financial advisor and owner at Capital Intelligence Associates in Santa Monica, California.

«She is going to need to come clean on the extreme nature of her campaign promises,» says Rafi Tahmazian, the senior portfolio manager at Calgary's influential Canoe Financial.

Michael Egan, a certified financial planner and partner at Egan, Berger & Weiner, LLC, says that a minimum of 15 % of your paycheck needs to be dedicated to retirement funds, and 20 % is ideal.

At just over $ 7.8 million in annual revenue, Buffer was averaging closer to $ 122,000 per worker this past fall, which the company needs to improve, says Carol Coughlin, founder of BottomLine Growth Strategies, a financial adviser to small and medium - size businesses.

The allegations come at a delicate time for the party, which needs to maintain its financial edge as it faces a wave of retiring House incumbents and an expensive Senate race in Florida.

We are looking more carefully at the needs of each area, digging into the «why» in each role, and applying a more disciplined financial lens that allows us to grow more in - line with our revenue rate.

All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified financial planner and an M.D. «The number one thing young people need to do is continue to scream at the politicians to get some good health legislative policy in place,» said McClanahan, founder and director of financial planning at Life Planning Partners.

So while the interests of fairness argue for a dramatic scaling back of seniors» discounts — or at least greater use of income testing to ensure only those in real financial need are accessing them — political dynamics are actually working to expand their scope and cost.

After being rejected by at least fives Canadian banks, one foreign financial institution believed in their grassroots idea and contributed a little less than half of the $ 7 million investment they needed to get the new brewery going.

At some point, all businesses need a good accountant — one who is experienced in financial analysis and who can help you navigate through this issue of liquidity.

At the peak of his cricketing career in the 1980s, Kapil Dev realized how sportsmen struggle to meet their financial needs after retiring from active sports

«This highlights the need for a Brexit which enables London to maintain its place at the heart of the single market, as the continent's financial capital,» he said.

Looking at that gulf in the Baby Boomer generation can illuminate the impact of an economy that increasingly isolates riskier borrowers, marginalizes their needs, and inadvertently makes it more difficult for them to make modest financial progress.

What Ottawa isn't considering, at least not publicly, is the return of economic conditions that would dramatically impact government revenue, not to mention a total financial meltdown that would require emergency stimulus spending (or a political need to meet calls for stimulus).

In a sign of mounting preoccupation at the country's financial state, Tsipras told ECB President Mario Draghi during a phone call on Monday that there was an immediate need to lift the capital controls.

At this point soon as the 19th rolls around I am sending letters off to senators, representatives, the California state attorney general and every financial regulating body I can find all I need to do is print 10 pages of complaints from r / Coinbase.

The amount you can borrow depends on your financial need, the amount of other aid you receive, and the availability of funds at your college or career school.

At this point soon as the 19th rolls around I am sending letters off to senators, representatives, the California state attorney general and every financial regulating body I can find all I need to do is print 10 pages of complaints from this subreddit.

Certain borrowers who show an exceptional financial need at the time of applying for federal financial aid may qualify for Federal Perkins Loans.

The «Elder Investment Fraud and Financial Exploitation Prevention Program» (EIFFE Prevention Program) educates healthcare and legal professionals to recognize when their older patients and clients may be vulnerable to or victims of financial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance aFinancial Exploitation Prevention Program» (EIFFE Prevention Program) educates healthcare and legal professionals to recognize when their older patients and clients may be vulnerable to or victims of financial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance afinancial abuse, particularly those patients with mild cognitive impairment, and then to refer these at - risk patients to State Securities Regulators, local adult protective services professionals or for further screening and assistance as needed.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

To qualify for a Kabbage line of credit, you'll need at least one online financial service application that you can link to your Kabbage account.

«I don't think bitcoin is prevalent enough at the moment to be a systemic threat in the way we experienced during the financial crisis other threats; it needs watching carefully but I don't think we're there yet,» said Andrew Bailey, chief executive of the Financial Conduct Authority, during a Thursday interview on BBC's Nfinancial crisis other threats; it needs watching carefully but I don't think we're there yet,» said Andrew Bailey, chief executive of the Financial Conduct Authority, during a Thursday interview on BBC's NFinancial Conduct Authority, during a Thursday interview on BBC's Newsnight.

To maintain that level of outlays, Ali Niami, the Oil Minister of Saudi Arabia, stated in an interview with The Financial Times that oil at $ 100 a barrel was the needed price

Rather I would argue that the current situation reinforces the idea that the standard operation of monetary policy should continue to be directed at the inflation target, but that it needs to be supplemented by other tools to address the ever - present threat of financial imbalances.

However, to improve the prospects of middle income earners, a more forceful intervention might be needed through either higher mandatory contributions or at least auto - enrolment in private pensions with targeted financial incentives.

With over 13 years of experience at major financial institutions, including JP Morgan Chase, Capital One and Bank One, Alison understands the everyday needs of small business owners and the important role that financing plays in growing a business.

«For the first time in many years, we are beginning to see levels of card fraud decreasing, providing a needed reprieve for exhausted consumers and financial organizations,» says Andrei Barysevich, Director of Eastern European Research and Analysis at digital security consulting firm Flashpoint.

Student borrowers with direct subsidized loans are able to show a financial need at the time of application, and up to $ 5,500 per year is made available to eligible borrowers.

However, I think we need to look deeper at the cause of financial stress with each bubble if we're actually interested in inequality.

So far the «logic» appears to amount to «we've been at 0 % for too long», «the Fed wants to raise rates so they can lower them later», «we need to fend off financial instability» or «we just need to get that first hike out of the way».

The growing availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods of financial challenge.9 / At the same time, competition among lenders for individuals with solid credit histories has reduced the price of credit for those consumers.10 /

Many of the people sending invoices now have little experience with keeping accounts or chasing up payments so we'll look at what freelancers need to know about maintaining their financial records.

«If you live in a big city and need to spend more on housing due to work and the current rental market, it's OK to do so as long as you adjust some of your other discretionary spending,» says Ash Exantus, director of financial education at BankMobile, a digital banking platform.

But when the access has been easier, the P2P companies feel the need to offer a high rate,» Eko Ariantoro, the director of the financial inclusion development directorate at the OJK, told reporters on Tuesday (13/03).

«These are also assets that may satisfy the emotional needs and passions of investors who are no longer comfortable putting more money into financial assets at zero return, but who face barriers to entry in acquiring high - value luxury items like art, or a 1955 vintage Porsche speedster or a vineyard.»

This is something it has on common with gold at this juncture: it is a financial asset with various monetary characteristics, a «money in waiting», so to speak (of course gold no longer needs to prove to us that it can be money; we are aware of the differences).

Loan Broker Training Can Lead to a Lucrative Career in the Financial Industry At one time or another, most will be in need of a loan for business needs, real estate purchases, as well as many other instances where a...

By Jeffrey Rothschild and Ling Kong Since December 2010, the Delaware Court of Chancery has emphasized in at least four cases the need for additional disclosures relating to financial advisors in merger and acquisition (M&A) transactions.

«Amazingly, only 48 percent of workers surveyed said they've taken the time to calculate the amount of money they'll need in retirement,» according to Luke Vandermillen, vice president of retirement and investor services at Principal Financial Group.

Because of inflation as noted above, you need to knock at least 2 % off annual returns when financial planning.

The argument is that individuals could opt out of Ripple at some point when they do not want anything to do with financial institutions and banks and instead turn towards one on one dealings without the need for intermediaries.

The limitations of macroprudential policies reflect the potential for risks to emerge outside sectors subject to regulation, the potential for supervision and regulation to miss emerging risks, the uncertain efficacy of new macroprudential tools such as a countercyclical capital buffer, and the potential for such policy steps to be delayed or to lack public support.14 Given such limitations, adjustments in monetary policy may, at times, be needed to curb risks to financial stability.15

At Edward Jones, we offer a variety of ways to help meet your complex financial needs.

To get approved for a mortgage at a good rate, you'll need to present the best possible picture of your financial standing.

And so in terms of financial repression, perhaps the one key sector that we need to look at is student loan debt because so many millennials are carrying student loan debt, and you know a small student loan debt is like $ 25,000 - $ 30,000 if someone can escape with a bachelor's diploma and only have $ 30,000 in debt they're considered to have done quite well, but when you think about it that's a pretty large debt for somebody who doesn't even have a full - time job yet.

Moreover, the longer the rapid increase in household borrowing continues, the greater is the risk that, at some point, households will need to adjust the structure of their balance sheets with potentially adverse consequences for the economy and financial institutions.

Our Services and Fees Whether you need a comprehensive financial plan or just have questions about educational planning, retirement readiness, or when to take Social Security benefits (or other issues), Safe Harbor offers the right level of services that you need now at a reasonable cost.