Sentences with phrase «of financial planning because»

It can be a very important part of financial planning because it pays monetary benefits upon the death of the insured covered in the policy.

Calculating your net worth annually is an important part of financial planning because it helps you assess your financial progress and how well you're meeting your financial goals.

Not exact matches

EBRI also found that 1 in 3 retirees moved money out of their retirement plan because a financial professional told them to do so.

Most of us need help with investing and financial planning because it's complicated.

«I was the chief financial officer of a company that had two different kinds of option plans because each one was appealing to a different group,» recalls Ken Haffey, now a partner at SMR & Co..

Many entrepreneurs are the most uncertain about the financials section in their business plan — perhaps because of the perceived complexity and unfamiliarity.

This lack of knowledge might be due to poor financial planning — or it might be because most people don't understand simple finance terms and concepts.

Financial Forecasting and Planning: In Saas you're able to make accurate financial projections because of the subscriptions, and a large part of that is because MRR is relatively consistent and preFinancial Forecasting and Planning: In Saas you're able to make accurate financial projections because of the subscriptions, and a large part of that is because MRR is relatively consistent and prefinancial projections because of the subscriptions, and a large part of that is because MRR is relatively consistent and predictable.

Cousins found that Sulyma had actual knowledge of the facts underlying his substantive claims because the financial disclosures provided information about plan asset allocation and an overview of the logic behind investment strategy.

Because of a recent change in the Free Application for Federal Student Aid (FAFSA), grandparents can soon use their tax - efficient 529 plans to help pay college costs earlier without impacting students» chances for federal financial aid.»

Mr. Guillemin was selected to our board of directors because he brings financial experience and possesses particular knowledge and experience in strategic planning and leadership of complex organizations.

Because what really matters is growth in purchasing power, the real rate of return is an important concept to understand and figure into your financial planning.

The reason commercial investment firms and commercial banks all over the world, no matter if they are located in Cologne, Madrid, Reykjavik, Buenos Aires, New York, London, Wellington, Melbourne, Toronto, Vancouver, Montreal, Shanghai, Kunming, Hong Kong, Singapore, or Nairobi try to convince all clients to embrace diversification strategy as an essential part of their wealth building plan is not because it actually works, but because it covers up the weaknesses and flaws of an unqualified financial consultant.

Because of inflation as noted above, you need to knock at least 2 % off annual returns when financial planning.

Many firms are taking away the ability to charge separate financial planning fees, because they could run afoul of the proposed DOL fiduciary rule.

Issuance by financial institutions eased in the September quarter, reflecting larger - than - initially planned issuance during the first half of 2003 (because of oversubscriptions) and increased issuance of hybrid and asset - backed securities.

Because the truth is, a financial plan isn't really a plan at all, although it shares many of the same characteristics like action items, measurable goals, and policy statements.

His financial greed is disgusting and his plans for the least among us You, most likely, are one of those who ranted because you think the President's Christian pastor said terrible things about America and he was awful to sit in that church for 20 years and listen to that.

As much as I am outside of my comfort zone here (I do not attend church - nor plan on doing so ever again, I have plenty of non-christian friends but not one Christian friend in my current city, I DJ at a bar, I run a radio that plays secular music (yet everything is sacred), I work a regular day job, I struggle with financial hardship and responsibilities I never asked for..., I sometimes have fear of the future and many times my faith dwindles... Some days I cry because I support my family and I feel just really tired...) despite all this fractured humanity that I am....

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

Formula E has had a couple of hits this season in terms of location as the proposed round in Sao Paulo has had to be postponed a year, and the mayor of Montreal cancelled the city's race because of financial reasons, leaving the sport with it's planned season finale.

Not because Arsenal is not attractive enough or lack the financial strength but because Wenger has no plan of signing this month

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Most new parents understand the importance of life insurance, but few realize that their odds of losing their income because of disability are far greater than dying young, says Mike Haggerty, director of financial planning services at Community America Credit Union in Kansas City, Mo..

But McCall tells NBCNewYork he «doesn't understand» why Paterson has rejected the financial plan of his own Lieutenant Governor Dick Ravitch just because it relies in part on borrowing.

Government spokespeople say that this is all about evidence and procedure — it's all part of their «step - by - step» plan for the new regulatory body the Financial Conduct Authority It has happened now, they say, because of «growing evidence» from abroad that a cap can be successful in bringing down prices and protecting consumers.

Hear him: «Let me assure you that if I am elected President, the world will have no cause to worry about Nigeria as it has had to recently; that Nigeria will return to its stabilising role in West Africa; and that no inch of Nigerian territory will ever be lost to the enemy because we will pay special attention to the welfare of our soldiers in and out of service; we will give them adequate and modern arms and ammunition to work with; we will improve intelligence gathering and border controls to choke Boko Haram's financial and equipment channels; we will be tough on terrorism and tough on its root causes by initiating a comprehensive economic development plan promoting infrastructural development, job creation, agriculture and industry in the affected areas.

«We believe that the proposal is problematic because it could undermine financial stability of New York's not - for - profit health plans.»

The Post disclosed last week that Ravitch, a private - sector businessman picked by Paterson to be his lieutenant governor because of his pubic - sector financial expertise, has been angrily boycotting the leaders» meetings because the governor rejected his plan for borrowing billions of dollars to help reduce the state's massive deficit.

But the plan could face opposition from Republicans and at least one member of the county's financial control board because former County Executive Edward Mangano in 2016 set aside $ 45 million to cover the judgment after Democrats killed his request to borrow the money.

Aside from the technical planning, I was also put in charge of acquiring federal and state grants because the energy - efficiency measures had to be put on solid financial grounds.

Choose your relationship outfit because of one's financial plan.

Angel didn't get his license till after he was 18 because of the immense cost of driver's training and adding a teenage driver to the family insurance plan — it just made better financial sense for him to wait on getting a license.

For instance, in the 1992 Butt v. State of California decision, the California Supreme Court held that the state was constitutionally required to bail out a local school district that decided to end the school year six weeks earlier than planned because of acute financial difficulties.

Three closed because of insufficient funds, despite the fact that the State Dept. of Education was required to review their financial plans before a charter was granted.

Because we assume that you're probably watching your pennies very closely in 2016, please know that we will also work with you to understand your individual financial goals, and we are here to help you devise a financing plan that supports all of your plans for the coming year.

Polymer Vision's Readius, which was actually planned for release last year is delayed - because of financial difficulties.

Financial planning and the broader idea of portfolio construction is worth noting here because in a certain sense there is no such thing as a purely passive portfolio.

IRA accounts often have additional share classes (N or Z) which are cheaper than A, B, or C. Like most other themes in financial planning, it's extremely difficult to give advice about share classes, compensation methods, etc. because of how different each client's situation is.

Much of the advice for singles is similar to that for couples, but we'll aim to focus on the financial issues specific to the single life, namely the fact that you're often supporting a family on one income, you have less security because there's no second breadwinner, and you have to be more self - reliant, especially if you want to plan for an independent retirement.

Any decision should be part of a larger financial plan — and no philosophy or scheme should be followed simply because it sounds good (for more on those dangers, read my column: The true secrets of real estate seminars).

They carry term limits because carriers expect most large financial needs to resolve on their own after a certain amount of time — once the kids are out of college and paying their own way, once the mortgage is payed off, and once you retire, the replacement income a term plan offers should be unnecessary, so your coverage can come to an end.

It is important to note that because all schools do not participate in the Perkins loan program, you should check with your college or university's financial aid office in order to be sure that they do — especially if you plan to apply for this type of loan.

Because building a good long - term portfolio is just part of the job — the other part, as I've said, includes bringing together experts in insurance, income tax, estate planning and retirement so the complete financial picture is visible and these individual experts can bring their expertise to help grow and protect your money in all stages of your life.

Because once you understand your motivations, all the other factors — staying out of debt, sticking to a savings plan, spending within your means, enjoying a heathy financial relationship with your spouse — will start to fall into place.

Bernie Geiss of Cove Financial Planning in North Vancouver, B.C., argues against investing in seg funds, because the management fees are typically higher than similar mutual funds.

But, because 529 savings plan assets are considered parental assets, they are factored into federal financial aid formulas at a maximum rate of about 5.6 %.

I need to stay invested because, according to my financial plan, I need to earn 5.5 % after all fees and expenses to keep my desired $ 5000 / month income growing to keep up with the pace of inflation.

The low - income units are considered to be a cornerstone of a master - planned community such as this one, and not just because there are some financial advantages as noted above.

The reason I say this is because an emergency fund is considered a foundational element of a sound financial plan and for a personal finance blogger to even entertain the idea of not having (or needing) one would be a hard thing to swallow.