People with the best credit ratings tend to save money on other types
of financial products as well.
Many portfolio investment firms tout their size and vast warehouse
of financial products as the reasons to invest with them.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such
as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such
as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over
financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential
product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
While we're not to blame for
financial difficulties
of some U.S. farmers,
as the President suggested, our agricultural sector is highly restrictive — especially in «supply managed»
products like milk, poultry, and eggs.
Such statements include, but are not limited to, statements about the continued demand for our
product, the wind - down
of ExpressJet's flying agreement with Delta, and the related removal from service and / or placement into service
of certain aircraft, the scheduled aircraft deliveries for SkyWest Airlines for 2018,
as well
as SkyWest's future
financial and operating results, plans, objectives, expectations, estimates, intentions and outlook, and other statements that are not historical facts.
Financial products such
as mortgages and credit cards are increasingly complex, and employers are putting more choices
of retirement funding and health - care options in the hands
of employees.
Qualification
as a Green Giant: A line
of products ranging from diesel locomotives to electric vehicle charging stations that are certified against a set
of criteria and verified by a third party
as delivering superior environmental and
financial performance to customers.
The household name had logged four consecutive years
of consolidated net losses, punished by the global
financial crisis in 2008 and losses in its consumer
product divisions such
as the flat - panel TV units.
CNBC also has a vast portfolioof digital
products which deliver real - time
financial market news andinformation across a variety
of platforms including: CNBC.com; CNBC PRO, thepremium, integrated desktop / mobile service that provides live access to CNBCprogramming, exclusive video content and global market data and analysis; asuite
of CNBC mobile
products including the CNBC Apps for iOS, Android andWindows devices; and additional
products such
as the CNBC App for the AppleWatch and Apple TV.
As if this weren't confusing enough, there is another class
of RIAs, so - called dual - registered RIAs, who are affiliated with a brokerage and sell
financial products for a commission.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel,
financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the
financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new
products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across
product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The
Financial Times» Alphaville blog recently singled out shares
of the chip maker Nvidia, whose
products are hugely popular with cryptocurrency miners,
as a potential proxy for those looking to short bitcoin.
She has also served
as chief operating officer and chief
financial officer at Nest, and senior vice president
of product operations at Cisco.
Morgan Stanley is hoping that a drastic cut in this kind
of compensation will spur brokers to sell more
products, such
as mutual funds, loans and
financial planning services, to those clients, according to several Morgan Stanley advisers.
Check the company's
financial report, and examine, if possible, how many
of the employees are not only working on current
product versions, but future iterations
as well.
«Just
as financial institutions in California were at the forefront
of the development
of oenological
financial products,» he writes, «so should the Canadian
financial sector develop specialty
products designed for the country's energy and natural resources industries.»
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our
products and services; the acceptance
of our
products and services by patients and healthcare providers; our ability to meet demand for our
products and services; the willingness
of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance
of the Cologuard test; the amount and nature
of competition from other cancer screening and diagnostic
products and services; the effects
of the adoption, modification or repeal
of any healthcare reform law, rule, order, interpretation or policy; the effects
of changes in pricing, coverage and reimbursement for our
products and services, including without limitation
as a result
of the Protecting Access to Medicare Act
of 2014; recommendations, guidelines and quality metrics issued by various organizations such
as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our
products and services; our ability to successfully develop new
products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis
of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results
of Operations sections
of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
The Paris - based beauty behemoth, whose 34 brands include Maybelline and Lancome
as well
as its namesake beauty
products line, did not disclose
financial terms
of the acquisition.
As a standalone
product dedicated to
financial professionals, it has advantages over the
products offered by Reuters and Bloomberg, whose chat
products have grown out
of their information services businesses, and in Bloomberg's case, its lucrative terminal business.
While it's better to invest than keep money under a mattress, buying risk free securities, such
as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning
products, says Ted Rechtshaffen, president and CEO
of Toronto's TriDelta
Financial Partners.
The fresh numbers come
as an international
financial group owned by the world's central banks says Canada's credit - to - gross - domestic -
product and debt - service ratios show early warning signs
of potential risk to the banking system in the coming years.
Meanwhile, DuckDuckGo is another name worth mentioning - the privacy - focused search engine doesn't have anywhere near the same kind
of financial backing
as Microsoft, but it does differentiate its
product considerably.
Blumberg points to phenomenal successes like Beats, JawBone, FitBit, and the GoPro camera
as examples
of hardware
products that combine low - cost manufacturing with a high overall
financial return.
Of course, the offers on our platform don't represent all
financial products out there, but our goal is to show you
as many great options
as we can.
Comments received by the Department and media reports also indicate that many
financial institutions already had completed or largely completed work to establish policies and procedures necessary to make the business structure and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting and implementing training for staff, drafting client correspondence and explanations
of revised
product and service offerings, negotiating changes to agreements with
product manufacturers
as part
of their approach to compliance with the PTEs, changing employee and agent compensation structures, and designing conflict - free
product offerings), and the Department believes that
financial institutions may use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days for an orderly transition between June 9, 2017, and January 1, 2018.
Many supporters
of delay also argued that the President's Memorandum has rendered the ultimate fate
of the Fiduciary Rule and PTEs uncertain and that proceeding with the April 10, 2017 applicability date in the face
of this uncertainty would impose unnecessary costs and burdens on the
financial services industry and result in unnecessary confusion to investors inasmuch
as products, services, and advisory practices could change after completion
of the examination.
Adler previously served
as co-founder and president
of CCBN, an online
financial services company Thompson Financial acquired in 2004; founder Larry Kim will now serve as VP, marketing and
financial services company Thompson
Financial acquired in 2004; founder Larry Kim will now serve as VP, marketing and
Financial acquired in 2004; founder Larry Kim will now serve
as VP, marketing and
products.
Given the high cost
of whole life insurance, often several times that
of term, and
product complexity, our analysis shows term is typically better for the majority
of people
as you can still get significant
financial coverage for your family.
As a result, online marketplaces offering these
financial products are subject to a related set
of regulations, the MiFID II.
The changing
of the seasons is
as good a time
as any to remind employees that
products like supplemental life, critical illness and accident insurance coverage have the ability to protect their
financial security to and through retirement.
Is the systematic method
of analyzing
financial instruments, including securities, futures and interest rate
products, with only market - delivered information such
as price, volume, volatility and open interest.
With the development
of blockchain technology and digital asset market, Crebit will inevitably replace traditional mobile payment
products such
as Paypal, Alipay, and WeChat in the future and will no longer be restricted by geographical areas, enabling global involvement in the digital asset
financial field.
For example, an NEO's RSUs could be forfeited, and Shares at Risk recaptured, if during 2010 that NEO participated in the marketing
of any
product or service without appropriate consideration
of the risk to our firm or the broader
financial system
as a whole.
Money20 / 20 events are globally acknowledged
as the centre stage
of the payments &
financial services industry providing a platform for you to build brand awareness, form partnerships and launch new
products.
Bias sometimes occurs when a broker gives
financial advice that benefits the broker — such
as in the form
of a commission for selling specific mutual funds and other
products.
Miners have been selling their
product at record profits for most
of this year,
as their
financials will eventually reveal.
We have seen in our own case how liberalisation
of financial markets has led to pressures to liberalise
product markets (through ongoing tariff reductions and other forms), to bring more competition in the provision
of infrastructures (such
as transport, communications and power generation), and to free up the labour market (through, for example, enterprise - based wage bargaining).
The Report, which follows 9 months
of investigation, finds that the banks do not prioritize
financial consumer protection, fairness and
product suitability and
as a result there is an increased risk
of mis - selling to consumers and
of bank employees breaching market conduct obligations.
At Bear, Stearns & Co., Mr. Abbott served
as a Vice President in
Financial Analytics & Structured Transactions (F.A.S.T) where he structured and reverse engineered complex CDO transactions, secured by a wide range
of debt
products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS
as well
as other esoteric receivables.
Joseph P. Borg, president
of NASAA and director
of the Alabama Securities Commission, further stated, «Investors should go beyond the headlines and hype to understand the risks associated with investments in cryptocurrencies,
as well
as cryptocurrency futures contracts and other
financial products where these virtual currencies are linked in some way to the underlying investment.»
Financial products such
as stocks have a potential for loss and any investments should me made with the guidance
of a qualified investment professional and your own kick ass due diligence.
He added, «We are striving to advance our
product by partnering with Samsung SDS, CISCO and others to apply blockchain to a wide range
of industries in the future, beyond existing uses such
as bonds, promissory notes and points within the
financial sector.»
As noted by Bloomberg, starting next year, Apple will create a new «Other» category for their
financial results which will combine the sales
of the new Apple Watch, iPod, Apple TV, Beats
products and other accessories.
CEO
of Blocko Inc., Won - Beom Kim, states, «We are striving to advance our
product by partnering with Samsung SDS, CISCO and others to apply blockchain to a wide range
of industries in the future, beyond existing uses such
as bonds, promissory notes and points within the
financial sector.»
Robert has a strong grounding in
financial services and market temperament and in depth knowledge
of investment banking and wealth management
products, which was reinforced during his time
as the Director, US Convertible Securities Sales for the Bank
of Tokyo - Mitsubishi UFJ.
Similarly, insurers «
as purveyors
of insurance
products, pension plans, and other
financial services to corporations, have reason to mute their corporate governance activities and be bought off.»
Woodside Capital Partners International LLC acted
as the exclusive
financial advisor to ObjectVideo, Inc., a technology and solutions company, on the sale
of substantially all
of ObjectVideo's business, including its
products, technology portfolio and engineering team, to Alarm.com, the leading platform for the connected home and business.
Mortgages are one
of the biggest and most complex
financial products you'll deal with
as a consumer, and many borrowers find it important to have an option for in - person service at their local bank or lender.
Apple's announcement, couched
as a major investment in the United States instead
of a massive
financial windfall, followed years
of criticism that the company did not do enough for the American economy because it makes most
of its
products in China and parked its profits abroad.
Founded in 1946, the firm is a leading provider
of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and many other
financial products and services to more than 20 million individuals and institutions,
as well
as through 5,000
financial intermediary firms.