Being a parent can be stressful enough without the added burden
of financial shortfalls.
Your death benefit should encompass that entire dollar amount minus any liquid assets you already have that your family can use to make up
some of the financial shortfall.
Not exact matches
Dick's pointed to sales
of hunting gear such as rifles, which chief
financial officer Lee Belitsky called «much worse than our expectations» on a conference call, and athletic apparel is key culprits in the
shortfall.
Just 2 percent
of people in the U.K. said they would return to work to address any
financial shortfall, compared to 44 percent globally.
Combining this with poor sales growth results in a dismal outlook for earnings 3) the pressure on earnings will continue to hurt capital spending, which is usually just a magnified image
of earnings, 4) the same factors will continue to raise default rates, causing earnings problems and debt downgrades among banks and
financial companies, 5) earnings
shortfalls will also lead to continued job cutbacks, with the unemployment rate rising to at least 5.5 % (indeed, once the unemployment rate has advanced by 0.5 % from its lows, it has never reversed until rising by least 1.5 % off those lows).
In fact, families facing a
financial shortfall would barely have the money to pay back the principal
of the loan in two weeks, much less the principal plus high interest and origination fees.
Based on their
financial positions as
of end - 2013, the asset quality review and the stress test revealed an aggregate capital
shortfall of $ 25 billion at 25
of the 130 participating institutions.
«Each year our organization must raise over $ 540,000 to offset our
financial shortfall,» says Nancy Smith, executive director
of Interval House
of Hamilton.
Yacktman said there's 3 opportune times to buy: when the whole market goes down / collapses (like the
financial crisis
of 2008), an industry
shortfall (like 1993 with concerns
of changing the healthcare industry), or an individual stock temporarily out
of favor.
«Fantastic achievement this fantastic achievement that» Yes to a point you may be right, but we are now (apparently) out
of the
financial retraint period and according to Chips Keswick last summer we had # 100» 000000 to spend, unyet what is fantastic is that Wenger was not too interested in buying the World class defensive midfielder we desperately needed in the summer, nor has he addressed the defensive
shortfalls, during the summer transfer he was in Italy on the day we bought Welbeck, and during the most recent transfer window he spend three out
of the four weeks messing around buying some apparent wonderkid who we wont see on the pitch for around 18 months.
I accept there have been severe
financial restraints for a lot
of years but in the last two summer windows he has the money to spend but he has failed to cover the obvious
shortfalls in our squad so no excuses.
The club insist they are not worried about falling foul
of UEFA's
Financial Fair Play rules, even if a premature European exit will mean a
shortfall of millions
of euros.
The results show that pension schemes across these countries could face a combined funding
shortfall of $ 773bn if confronted with a significant
financial shock that triggered a further fall in interest rates and a rise in inflation.
«Our RDC loan division came up with a plan to hopefully fill some
of the
financial gaps that might be created by
shortfalls in insurance coverage or other factors.»
«The Division
of the Budget has released a
Financial Plan that responds to the April
shortfall.
Cuomo insisted the state is working with the city
of Albany to help shore up its
financial considerations amid yet another budget
shortfall.
He has also outlined a plan to try to turn around the finances
of Health + Hospitals — similar to his effort to do so for public housing, dubbed «Next Generation NYCHA» — to avoid a
financial shortfall that his office said would reach $ 600 million by next year and could grow to $ 1.8 billion by 2020.
State Comptroller Thomas DiNapoli's office released an audit
of the City
of Newburgh's
financial oversight that said officials failed to accurately track the city's budget which led to millions
of dollars in
shortfalls and a higher than necessary tax hike for its residents.
He noted that the
shortfall in oil has affected the Federal Government and put not less than 28 states under severe
financial strain, adding that if not for the courage
of the President and his team, the country could have gone totally bankrupt.
According to a circular issued on Wednesday, the apex bank revealed a change in its rules
of engagement with the banks, spelling out new rules regarding how
financial institutions could borrow cash from fellow banks or the CBN to cover their temporary
shortfalls or meet their obligations.
Also declared dead: a
financial bailout
of a 13 - month - old commercial casino located between Rochester and Syracuse; the casino operator blamed its revenue projection
shortfalls on the Seneca Nation
of Indians and its marketing effort to lure gamblers to its casinos in Buffalo and Niagara Falls.
Lieutenant Governor Richard Ravitch is set to present a five - year
financial - rescue plan Wednesday in which he will propose that New York borrow billions
of dollars to address its current budget
shortfall, the Times says.
Moreover, their self - reports
of school - district
financial shortfalls are no doubt heartfelt.
Zimmer identified three factors pushing the district toward the
financial abyss: the federal government's reneging on promises
of more money for special education students, creating a $ 200 million
shortfall for the district; the state's «extremely low» per - pupil funding level and the district's steady decline in enrollment.
Sept. 11, 2002: Oakland schools Superintendent Dennis Chaconas tells the school board that staff members discovered a large
shortfall, potentially amounting to millions
of dollars, while switching
financial data to a new computer system.
School District
of Philadelphia's
financial woes became a national story last week when the New York Times featured a piece on the district's efforts to borrow $ 50 million to make up a significant funding
shortfall that actually threatened the start
of the school year.
Lawmakers went to work during bleak
financial conditions, with the vast majority
of states facing budget
shortfalls in the coming fiscal year.
The
shortfall in the chain's latest
financial forecast breaks the terms
of its funding agreement, which insists it returns a balanced budget.
Faced with declining enrollment and a budget
shortfall, University
of Baltimore President Kurt Schmoke outlined his ideas Friday to secure the school's
financial future to a standing - room only crowd
of students, faculty and staff.
Taking out a personal loan for child adoption legal fees can address only a portion
of your family's
financial shortfall.
it is appalling that there is help for students but not for parents and the forms he signed was pure ignorance did not realize that the universtiy could just tag onto our bill instead
of making the student responsible they put the
shortfall of financial aid onto us.
The end result
of fairy - tale expectations, whether you invest for yourself or with the help
of a
financial adviser, will be a huge
shortfall in wealth late in life, and more years working rather than putting your feet up in retirement.
This approach could quickly snowball and place you in dangerous debt, especially when you consider another part
of the Pew survey: 47 %
of those who did suffer an unexpected
financial setback «also had serious
financial shortfalls» in the same year.
Perhaps an infusion
of funds from a friend or family member who is financially stable can help you meet your
financial shortfall.
An unintended consequence
of so many
financial experts discussing
shortfalls in retirement savings may be increases in investment fraud.
This announcement —
of «possible
financial irregularities «-- rather predictably mutated over the w / e into the announcement
of a
shortfall of GBP 13 million in client funds (sigh, can you say MF Global, can you say segregated accounts..?).
If your prepaid tuition payments aren't guaranteed, you may lose some or all
of your money in the plan if the plan's sponsor has a
financial shortfall.
If I adjust for surplus cash, I'm looking at the overall
financial strength
of the business — so I would check: i) balance sheet cash isn't a once - off / seasonal (cash avgd $ 189 million in the last year), ii) agreed — working capital appears healthy / stable, iii) there's no serious cash flow
shortfall vs. earnings, and iv) all debt metrics are healthy.
You may never need to take advantage
of Overdraft Privilege but you may find it useful in the event
of a temporary
financial shortfall.
You will want to know about the tools we offer to help you monitor your account, because a
financial shortfall may cause a number
of items to be covered each with a fee.
«In light
of reduced stock and bond portfolios, seniors will have to consider other asset pools, including the use
of home equity, to help fill this
financial shortfall.»
The bill by Rep. Sherman Mack, R - Albany, requires the Louisiana Public Defender Board to dedicate at least 65 percent
of its annual financing to local defenders
of the indigent, which have been struggling with
financial shortfalls.»
The MoJ proposals aim to place the courts on a «solid
financial footing», with fees raised in a number
of areas, such as high - value claims pursued by wealthy litigants, to make up the
shortfall.
Ding was also present at the April groundbreaking
of FF's $ 1 billion factory in North Las Vegas, which has since stalled due to a
financial shortfall.
On the third business day
of the month, all the Keller Williams operations across North America transmit and upload their
financial data, and any
shortfalls get red - flagged.
Why do so many enter the business, thrashing about, spending most
of their time and money «marketing» themselves as experts etc., when clearly they are not, only to find out that they are not suited to the business, not academically prepared / knowledgeable enough to stand toe - to - toe with those already established in the business who are, or, who are not financially / psychologically prepared to dig down deep enough to make up for the
shortfall of the foregoing before running out
of resources, both
financial and psychological in nature.
«Each year our organization must raise over $ 540,000 to offset our
financial shortfall,» says Nancy Smith, executive director
of Interval House
of Hamilton.
When the banks look at the
financials of the body corporate, they will check what is owed by the scheme, whether loans have been taken to cover accounts where there have been
shortfalls in levies paid and whether the scheme is being managed properly and is solvent.
Earlier,
financial shortfalls had forced the counties to propose drastic cutbacks in the hours
of registry operation.
With
financial shortfalls, possible Medicare cuts, and the ramifications
of future tax reform threatening many states, Platt warned that other revenue - generating opportunities will become more tantalizing: «If you don't deal with this, the states are going to do something.»