Sentences with phrase «of fixed annuity»

Indexed annuities, a specific type of fixed annuity, also provide guarantees, as well as the opportunity to earn interest based on changes in a market index or indices.
However, investors assume the risk of their subaccounts not outperforming the guaranteed return of a fixed annuity, which can result in less capital accumulation and a smaller income stream.
The Company also has a line of fixed annuity products, some with multi-year interest guarantees.
These contracts might guarantee your principal plus an interest earning (in the case of a fixed annuity) or they may offer you the potential for higher investment earnings through mutual fund investments.
For specific information on one of our fixed annuity products, select a file below to view a detailed fact sheet.
The indexed annuity is a type of fixed annuity that calculates interest payments based on upward and downward movements in common indexes such as the S&P 500 Index.
Unlike an immediate annuity, the owner of a fixed annuity is likely to wait to receive income from this annuity.
In addition, as subsidiary of the Lincoln group, the company is also included in the accolade given to the group: number 27 on Fortune 500, number three company when it comes to insurance sales, number five company with the largest amount of variable annuity plans sold, and number nine in overall ranking for total sales of fixed annuity plans.
Then you have each state's insurance department which oversees insurance agents who may also be making financial recommendations, such as advising on the purchase of a fixed annuity or life insurance product.
It is a full service underwriter of fixed annuity and life insurance products through its life insurance subsidiaries.
It has all of the usual time value of money calculators: Present value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, and more.
Additionally, fixed indexed annuities (FIAs) are a kind of fixed annuity and an indexed variable annuity is a type of variable annuity.
You'll get the protection of a fixed annuity, the potential for tax - deferred interest earnings based on the performance of a specific index, and the opportunity for guaranteed income for life.
Jackson AscenderPlus Select is a fixed index annuity that combines the protection of a fixed annuity with the potential growth of additional interest that is linked to the return of an index.
MarketProtector Advisory is a fixed index annuity that combines the protection of a fixed annuity with the potential growth of additional interest that is linked to the return of an index.
MarketProtector is a fixed index annuity that combines the protection of a fixed annuity with the potential growth of additional interest that is linked to the return of an index.
Jackson ® fixed index annuities provide the guarantees of a fixed annuity with the potential growth of additional interest linked to the return of an index.
, part of the fixed annuity.
AXA Retirement 360 ℠ features access to the broad mutual fund marketplace as well as an option for retirement certainty with the AXA Fixed Account ℠, part of the fixed annuity.
Mr. Devault joined the Liberty Bankers Insurance Group in June 2004 and has been an integral part of the design and development of our growing portfolio of fixed annuity products.
But the problem is that, with a lot of these fixed annuity sales type individuals, they might say, «Al, you've got this 401 (k) plan that's full of mutual funds, that's in the market, that is a security.»
Fixed index annuities are a type of fixed annuity that earns interest, in part, based on changes in a market index, which measures how the market or part of the market performs.
Additionally, fixed indexed annuities (FIAs) are a kind of fixed annuity and an indexed variable annuity is a type of variable annuity.
A researcher predicts new sales of fixed annuity products will likely increase in the wake of the 0.25 percent jump in a key interest rate the Federal Reserve announced Wednesday.
The final DOL regulation «unfairly targets certain types of fixed annuity products, making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»
An annuity illustration is a graphic way to show a client the benefits and features of a fixed annuity.
The complaint states that in promulgating the final revisions to PTE 84 - 24, which make the exemption available to «fixed rate annuities,» as defined by DOL, but not to one class of fixed annuities — specifically, «fixed indexed annuities» — the Department «acted without providing adequate notice and an opportunity for comment, reflecting arbitrary and capricious conduct in excess of its statutory authority and in clear violation of its obligations to make necessary findings under applicable law.»
A federal district court in Washington, D.C. heard arguments Aug. 25 in one case filed by the National Association of Fixed Annuities.
As I have written a few times before, I consider the unpopularity of fixed annuities to be one of the larger personal finance conundrums.
To assist in your investing journey, we're providing informative printable resources to help you learn more about topics related to the MAX family of fixed annuities.
To assist in your investing journey, we're providing informative printable resources to help you learn more about topics related to the Action Family of fixed annuities.
The Action family of fixed annuities offers a 9 - year withdrawal schedule with a first - year interest rate bonus and no excess interest adjustment.
The SuperMAX family of fixed annuities provides guarantees * along with a 9 - year withdrawal schedule and the choice to receive an excess interest adjustment ** or not.
To assist in your investing journey, we're providing informative printable resources to help you learn more about topics related to the BonusMAX family of fixed annuities.
The key word in this statement is «up to» — the majority of fixed annuities today are in the five to seven percent range assuming the agent elects to take the commission up front.
Since converting to the Safe and Predictable world of Fixed Annuities, I find that clients are not used to the concept of Surrender Charges and this topic often comes up for discussion.
Examine the potential benefits of fixed annuities (FAs) as part of a balanced, long - term portfolio plan.
In 2013 in the US there were over 194 billion dollars of variable annuities sold and about 40 billion sold of fixed annuities.
We are very optimistic about the future of fixed annuities at The Standard.
The Standard has been staying on top of the issue with our in - house legal department and partnership with the National Association of Fixed Annuities (NAFA).
This is a great opportunity to present the benefits of fixed annuities.
You can choose from two types of fixed annuities: immediate and deferred.
These guarantees include the minimum interest guarantees in other types of fixed annuities, including fixed - index annuities.
Protective offers a variety of fixed annuities with different options to choose from based on your retirement needs.
There are different types of fixed annuities like Fixed Rate Annuities (MYGAs), Fixed Index Annuities (FIAs), and Traditional Fixed Annuities, which all fully protect your principal and contractually guarantee that safety.

Not exact matches

More complicated products, such as variable annuities and fixed index annuities, can have upfront commissions of 7 percent or more.
Within deferred annuities, there are a number of subsets including fixed, equity indexed and variable.
[30] By the amendment's terms, the exemption would no longer apply to transactions involving fixed indexed annuity contracts and variable annuity contracts as of April 10, 2017.
[31] Therefore, from June 9, 2017, until January 1, 2018, insurance agents, insurance brokers, pension consultants and insurance companies will be able to continue to rely on PTE 84 - 24, as previously written, [32] for the recommendation and sale of fixed indexed, variable, and other annuity contracts to plans and IRAs, [33] subject to Start Printed Page 16917the addition of the Impartial Conduct Standards.
Americans for Annuity Protection are among those fixed annuity defenders who are fighting for fair treatment of fixed products in the Department of Labor fiduciary rule.
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