The maximum amount
of fluctuation in your interest rate in any given year can not exceed 1 percentage point.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases
in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including
fluctuations in foreign currency exchange
rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect
of changes
in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction
in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness
of any
interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including
fluctuations in foreign current exchange
rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
the impact
of investment (including changes
in interest rates), economic (including inflation, recent changes
in tax law, rapid changes
in commodity prices and
fluctuations in foreign currency exchange
rates) and underwriting market conditions;
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions,
fluctuations in commodity prices,
interest rates and foreign currency exchange
rates, levels
of end market demand
in construction and
in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including
in connection with the proposed acquisition
of Rockwell; (7) delays and disruption
in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect
of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect
of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation
of their businesses while the merger agreement is
in effect; (21) risks relating to the value
of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
A number
of factors — such as rising US
interest rates, the recurrence
of big
fluctuations in global currencies, and the widening dispersion
of equity returns across sectors and regions — may have helped to create an increasingly conducive environment for hedge - fund strategies, which have seen a positive turnaround
in performance
in recent quarters.
Your payment amount can change depending on HELOC
interest rate fluctuations, your credit line balance and the number
of days
in each month.
In prior comments, and in pieces like Going for the Gold and Valuing Foreign Currencies, I've frequently noted the importance of real (after inflation) interest rate pressures in driving commodity and currency fluctuation
In prior comments, and
in pieces like Going for the Gold and Valuing Foreign Currencies, I've frequently noted the importance of real (after inflation) interest rate pressures in driving commodity and currency fluctuation
in pieces like Going for the Gold and Valuing Foreign Currencies, I've frequently noted the importance
of real (after inflation)
interest rate pressures
in driving commodity and currency fluctuation
in driving commodity and currency
fluctuations.
Not all segments
of the bond market react to
interest rate fluctuations in the same manner.
As
of September 30, 2009, we did not have any debt or notes outstanding
in which
fluctuations in the
interest rates would impact us as even our capital lease obligations are fixed
rate instruments and are not subject to
fluctuations in interest rates.
The lower levels
of concern around short - term
fluctuations in portfolio values may also reflect a growing sense
of realism amongst investors and the fact that they are starting to swallow the pill
of lower returns
in this low -
interest -
rate environment,» he added.
Strategic Total Return continues to carry a duration
of about 3.5 years
in Treasury securities (meaning that a 100 basis point move
in interest rates would be expected to impact the Fund by about 3.5 % on the basis
of bond price
fluctuations), and holds about 10 %
of assets
in precious metals shares, and about 5 %
of assets
in utility shares.
Back
in July
of last year I pointed out that
in a world where official short - term
interest rates are close to zero, some short - term market
interest rates are also going to be very close to zero, and that,
in such cases,
interest -
rate dips below zero could occur as a result
of insignificant price
fluctuations.
We also monitor
interest -
rate risk, which refers to
fluctuations in the value
of bonds resulting from general
interest -
rate changes.
Investing
in currency involves additional special risks such as credit,
interest rate fluctuations, derivative investment risk, and domestic and foreign inflation
rates, which can be volatile and may be less liquid than other securities and more sensitive to the effect
of varied economic conditions.
In the short term, it appears that expectations,
interest rate fluctuations and movements
of capital have a greater influence on
rates than inflation
rate differentials do.
For now, the Strategic Total Return Fund continues to carry a limited duration
of about 2 years (meaning that a 100 basis point move
in interest rates would be expected to impact the Fund by about 2 % on the basis
of bond price
fluctuations), mostly
in Treasury Inflation Protected Securities.
Bonds are affected by a number
of risks, including
fluctuations in interest rates, credit risk and prepayment risk.
There are special risks associated with an investment
in real estate, including the possible illiquidity
of underlying properties, credit risk,
interest rate fluctuations and the impact
of varied economic conditions.
Strategic Total Return continues to carry a duration
of about 3 years
in Treasury securities (meaning a 100 basis point move
in interest rates would be expected to impact Fund value by about 3 % on the basis
of bond price
fluctuations), with about 10 %
of assets
in precious metals shares, and about 5 %
of assets
in utility shares.
Just compare loan
rates from reputable lenders, who will automatically raise or lower their specific
rates in order to stay competitive as the financial markets shift through the natural ups and downs
of interest rate fluctuations.
The
interest rate of fixed -
rate mortgage remains the same all throughout the entire term
of the loan, regardless
of the
fluctuations in the market.
For example, Wells Fargo, who is the nation's largest home mortgage lender, can have big
fluctuations in their
interest earned based on what types
of mortgage
interest rates their customers carry.
An Ontario mortgage is, like any other mortgage an entailment on the title deeds
of the property which will remain with the mortgage holder until it is fully paid up according to the prevailing
interest rates and
fluctuations as agreed
in terms
of the mortgage.
The price
of a fund's shares and the cash flows you receive will depend on the bond market's
fluctuations — which are influenced by changes
in interest rates — and,
of course, the manager's skill.
Strategic Dividend Value is hedged at about half the value
of its stock holdings, and Strategic Total Return continues to hold a duration
of just over 3.5 years (meaning that a 100 basis point move
in interest rates would be expected to impact Fund value by about 3.5 % on the basis
of bond price
fluctuations), with less than 10 %
of assets
in precious metals shares, and about 5 %
of assets
in utility shares.
Plus, you're protected from drastic
fluctuations in the market by
interest rate ceilings and specified adjustment dates over the life
of your loan.
A unique feature
of this calculator is the option to select a random
interest rate, to simulate
fluctuation in the market.
ARMs could start with better
interest rates than fixed -
rate mortgages,
in order to compensate the borrower for the risk
of future
interest rate fluctuation.
Strategic Total Return carries a duration
of about 3.5 years, meaning that a 100 basis point move
in interest rates would be expected to affect Fund value by about 3.5 % on the basis
of bond price
fluctuations, about 10 %
of assets
in precious metals shares, and about 5 %
of assets
in utility shares.
«As
interest rates start to go up, it effects how much house people can afford, and therefore the price
of homes will come down or stagnate,» said Neil Maxwell, a Certified Financial Planner ™ professional with Maxwell Wealth Planning
in Parker, Colorado, noting
interest rate fluctuations help keep the economy healthy.
Investments
in currency involve additional special risks, such as credit risk,
interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and more sensitive to the effect
of varied economic conditions.
Accordingly, the price
of and the income generated by the Fund's securities may decline
in response to, among other things, adverse changes
in investor sentiment, general economic and market conditions, regional or global instability,
interest rate fluctuations or other factors that may cause the securities markets to decline generally.
However, investors
in any bond fund should anticipate
fluctuations in price, especially for longer - term issues and
in environments
of rising
interest rates.
DXV aims to provide a floating
rate of interest income while preserving capital by investing primarily
in Canadian investment grade corporate bonds and through using
interest rate derivatives that seek to mitigate the effects
of interest rate fluctuations.
Strategic Total Return has a duration
of about 3 years
in Treasury securities (meaning that a 100 basis point move
in interest rates would be expected to affect Fund value by about 3 % on the basis
of bond price
fluctuations), just over 10 %
of assets
in precious metals shares, and about 5 %
of assets
in utility shares.
Investments
in currency involve additional special risks, such as credit risk,
interest rate fluctuations, derivative investment risk which can be volatile and may be less liquid than other securities and the effect
of varied economic conditions.
The
interest rate never changes, which means that your mortgage payment remains the same throughout the life
of your loan except for
fluctuations in property taxes and homeowner's insurance.
Laddering deposits by different maturity dates may also help reduce exposure to
fluctuations in interest rates over the term
of the investment.
But
in the case
of variable mortgage while there is always a risk
of interest rate fluctuations, this concern may be less
of a factor than you may think, and there are other reasons to consider a variable
rate mortgage.
Going for fixed
interest rates will be wise as you will not be affected by
fluctuations in the
interest not
in favor
of borrowers.
Adjustable
Rate Of Interest — This type of interest rate changes periodically and is subject to fluctuations in the mar
Rate Of Interest — This type of interest rate changes periodically and is subject to fluctuations in the marke
Of Interest — This type of interest rate changes periodically and is subject to fluctuations in the
Interest — This type
of interest rate changes periodically and is subject to fluctuations in the marke
of interest rate changes periodically and is subject to fluctuations in the
interest rate changes periodically and is subject to fluctuations in the mar
rate changes periodically and is subject to
fluctuations in the market.
Which is why you see the daily
fluctuations in the price - yield relationship
of bonds as
interest rates move.
However,
in doing so, you may lose part
of your principal due to market risk (
interest rate fluctuations from the time you purchased the CD).
For example, for the past 30 years, it has been
in the
interest of the homeowner to have variable -
rate mortgages
in the majority
of instances, according to BMO, and studies suggest that inflation should remain fairly insignificant
in price
fluctuations well into 2011.
Bonds are affected by a number
of risks, including
fluctuations in interest rates, credit risks, and prepayment risk.
Interest rate risk is the risk that fluctuations in interest rates will affect the price of
Interest rate risk is the risk that
fluctuations in interest rates will affect the price of
interest rates will affect the price
of a bond.
Average Effective Duration measures the expected volatility
of a bond fund
in response to
interest rate fluctuations.
The fair values
of fixed maturity investments that are «available - for - sale» fluctuate with changes
in interest rates and cause
fluctuations in our balance sheet.
Interest rate swaps are entered into to hedge the risks associated with fluctuations in interest rates or fair values of certain co
Interest rate swaps are entered into to hedge the risks associated with
fluctuations in interest rates or fair values of certain co
interest rates or fair values
of certain contracts.
Since we currently live
in a $ 130k condo with $ 1000 rent, we figured we can get a small mortgage and buy a small townhouse and pay it off
in 5 years and be fine regardless
of the house value
fluctuations (we also considered using cash to buy it, but with great credit,
interest rates are lower than investment appreciation).