Sentences with phrase «of general loan»

Not exact matches

There's plenty of overlap here — many alternative lines of credit break $ 1 million while plenty of bank lines of credit go down to $ 10,000 — but, in general, banks give out bigger loans for cheaper.

«There's lots of additional content to consider, such as everyday savings offers, general business advice and the availability of things like working capital lines of credit and installment loans,» says Richard Tambor, senior vice president and general manager at New York City - based American Express Business Finance.

SoMoLend anticipates opening up the funding of its loans to the general public in early 2014, when the JOBS Act is fully implemented.

Yet recent visitors to General Motors dealerships might feel a sense of déjà vu: they are offering 0 % interest loans on some models, and one can finance a $ 28,000 Chevy Malibu for seven years at 1.99 %.

The suit charges Bank of America (BAC) with civil fraud concerning the sale of the same bad home loans the attorney general is targeting.

And a study of Japanese bank workers from 2012 found that bad weather increased workers» productivity (in general, they were more efficient at completing assigned tasks in a loan - application).

Shareholders may also raise questions over the very high interest rates the bank charges to financially strapped customers who resort to so - called payday loans, which are in the sights of state attorneys general.

«In general, many of these have long payback periods, so loan guarantees over the life of those projects are quite helpful in getting customers over the hump of taking the risk on new technology,» says Neichin.

Despite the attorney general's victories, similar types of loans are still widely available in New Mexico.

«Inherent in the model is repeated lending to folks who do not have the financial means to repay the loan,» said Karen Meyers, director of the New Mexico attorney general's consumer protection division.

Applying for and accepting federal loans may be a tedious process, but in general, you should opt for federal loans and borrow as little as possible in the form of private loans.

Bolivia seemed to enjoy overwhelming advantages over Paraguay: it had thrice the latter's population, an army well - trained by the German general Hans von Kundt, and an ample supply of arms purchased by loans from American banks.

In general, bridge loans are granted based upon the value of the property that serves as collateral rather than on the credit score of the borrower.

As a general rule, your chances of approval are lower unless your credit score is at least 660 and you have a history of making regular, on - time payments on your student loans.

One of the first steps in understanding how to get a small business loan is getting a general idea of what you qualify for.

While these loans are collateralized, the general - lien approach may make qualifying for a loan easier and / or faster, depending upon the nature of your business and your business assets.

General inflation raises borrowers» incomes over the life of the loan, so the repayment burden falls: but the heavier real repayment burden in the early years excludes some potential borrowers.

While a traditional bank loan often requires specific collateral before they will lend to a small business and may rely heavily on the personal credit of the business owner, OnDeck offers fast small business loans from $ 5,000 to $ 500,000 with a general lien on business assets during the loan term and a personal guarantee.

In general, lines of credit and short - term loans are more suited for smaller or recurring business expenses, daily working capital or cash flow gaps.

These lenders will typically place a general lien on the assets of the business during the loan term.

Many lenders today don't require specific forms or types of collateral, but will rather apply a general lien on business assets and a personal guarantee to secure the loan — making it possible for many businesses without specific types of collateral to qualify.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

In general, these Income - Driven Repayment plans are best for borrowers whose monthly payment on their federal loans is more than or a sizable portion of their discretionary income.

Under the general terms of an installment loan, you agree to pay back the loan in monthly payments — plus interest and fees — over a set period of time.

Additionally, with the acquisition of General Electric's property loan portfolio, railcar leasing business, and specialty finance business, Wells Fargo is looking to expand market share while interest rates remain unattractive, i.e. buy business on the cheap.

In general, we recommend OnDeck for business owners who want loans of more than $ 300,000 or who may not be able to meet specific time in business or credit requirements at other lenders.

In 2011, the 20 largest U.S. - based companies by revenue were Walmart, ExxonMobil, Chevron, ConocoPhillips, Fannie Mae, General Electric, Berkshire Hathaway, General Motors, Ford Motor Company, Hewlett - Packard, AT&T, Cargill, McKesson Corporation, Bank of America, Federal Home Loan Mortgage Corporation, Apple Inc., Verizon, JPMorgan Chase, and Cardinal Health.

«A loan eligible under these special «small creditor» QM definitions must meet the general requirements of a QM, except that these loans receive greater underwriting flexibility (i.e., do not need to meet the quantitative DTI threshold of 43 percent or less).»

In some counties, such as the twenty Colorado counties listed above, the conforming loan limit is higher, in recognition of the fact that home prices in general are higher in those counties.

In general, banks that lend money for mortgages or other loans take a look at the credit histories of everyone whose name is on the loan application.

The impact of higher oil prices on the country's current account deficit and inflation rate, the Indian banking system's struggles with demonetization, scandals, bad loans and a government looking ahead to next year's general election have all taken a toll on investor sentiment.

This would be likely to take the form of the general provisions for all property loans being raised from 7 per cent to 30 per cent, with those banks that can not afford this being granted a form of state - backed guarantee for a fee.

The Value of Brokers in Today's Finance Market In today's finance market, Wikipedia defines a credit crunch as «a reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan...

In general, banks want to see a back - end ratio of 36 % or less, however, having a DTI over 36 % will not disqualify your loan application automatically.

In general, on a $ 200,000 loan, an increase to your loan rate of 12.5 basis points (0.125 %) will convert your loan to a low - cost loan; and, an increase to your loan rate of 25 basis points (0.250 %) will convert your loan to a zero - cost loan.

In general, most mortgage lenders don't like to offer loan amounts where the borrowers exceed over 44 percent of their monthly allowance towards the mortgage.

In general, it's more difficult to get approved for a jumbo loan as compared to a loan backed by the FHFA because of additional credit score requirements and more stringent income calculations.

He has also served as Delaware counsel for directors and board committees for such corporations as ABB, Ltd., Adelphia Communications Corporation, Airgas, Inc., Affiliated Computer Services, Inc., Alpha Natural Resources, Inc., AMF Holdings, Inc., Anheuser Busch Companies, Inc., Applied Materials, Inc., Ashworth, Inc., Bank of America Corporation, BarnesandNoble.com, Biosite, Inc., Cablevision Systems Corporation, Caterpillar, Inc., Citigroup, Inc., Clear Channel Outdoor Holdings, Inc., Coeur Mining, Inc., Computer Associates International, Inc., Cornerstone Therapeutics, Inc., Countrywide Financial Corporation, Countrywide Home Loans, Inc., Cysive, Inc., Danfoss A / S, Dreamworks Animation SKG, Duncan Energy Partners, E. I. du Pont de Nemours & Co., Inc., EON Labs, Inc., Epicor Software Corporation, Erickson Air Crane Inc., Fairfield Communities, Inc., FEDEX Corporation, First Franklin Financial Corporation, Fox & Hound Restaurant Group, FTI Consulting Inc., G.P. Strategies Inc., Gemstar International Group Ltd., Genencor International, Inc., Golden Telecom, Inc., Goldman Sachs, Google Inc., Health Management Associates, Inc., Hewlett - Packard Company, Hilton Worldwide Holdings, Inc., Houlihan's Restaurants, Inc., Huntsman Corporation, IGEN, Inc., ImClone Systems Incorporated, infoUSA, Inc., Insituform East, Inc., Intel Corporation, IntercontinentalExchange, Inc., iPass, Inc., Kenetech Corporation, Levi Strauss Associates, Inc., Liberty Media Corporation, Lifepoint Hospitals, Inc., Lorillard, Inc., Maytag Corporation, Micro General Corporation, Motorola, Inc., National Amusements, Inc. (majority stockholder of Viacom), National Steel Corporation, Net2Phone, News Corporation, NRG Energy, Inc., OEC Corporation, Online - City Search, Inc., PeopleSoft, Inc., Pharmacia Corporation, Phonefree.com, PLM International Inc., Printcafe Software, Inc., Pure Resources, Inc., Quest Software, Rent - A-Center, Inc., Rental Service Corporation, Republic Industries, Inc., Rockefeller Center Properties, Inc., Siliconix Incorporated, Simon Property Group Inc., Softbank Corp., Sotheby's, Space Imaging, Inc., Stock Building Supply Holdings, Inc., Suntory Holdings Limited, Take Two Interactive Software, Inc., Teppco Partners, L.P., The Hertz Corporation, The Talbots, Inc., Teva Pharmaceuticals USA, Inc., The Vanguard Group, Inc., The Walt Disney Company, TicketMaster, Todd A-O Corporation, Triad Hospitals, Inc., Unico Corporation, UTStarcom, Inc., Utz Quality Foods, Inc., Venoco, Inc., Veterinary Centers of America, Inc., VMWare, Inc., Walmart Stores, Inc., Walter Industries, Inc., Wheeling - Pittsburgh Corporation, Whistlepig, LLC, Wynn Resorts, Ltd., Zynga, Inc..

As a general rule, borrowers that need loans with balances consistently larger than $ 2 million are too big for about 80 % of the banks in the U.S. Surprisingly, only about 6 % of the banks in the U.S. are larger than $ 1 billion in size and have the capital base to concentrate on middle - and lower - middle - market businesses.

In general, term life insurance is primarily used to replace your income and cover financial obligations that have a fixed length of time associated with them, such as a mortgage, student loans, or replacing your income while you're earning money.

In general, inventory loans function similarly to a line of credit.

Something I think has been somewhat overlooked in general euphoria over the strength of economic indicators, is the that commercial and industrial loans for all of the banks in the United States are now only up one - tenth of one percent in the last 12 months.

As a general rule, most loan programs require that your total mortgage payment (including your property taxes and insurance, and, if applicable, mortgage insurance and / or monthly association dues) and existing monthly debt obligations comprise no more than 45 % -55 % of your gross monthly income.

Securities backed by commercial real estate assets are subject to securities market risks similar to those of direct ownership of commercial real estate loans including, but not limited to, declines in the value of real estate, declines in rental or occupancy rates and risks related to general and local economic conditions.

The on - the - nose conforming and FHA loan limits in Missouri is a reflection of the general affordability of homes in the state.

If the Ukrainian debt is deemed odious, what of Eurozone loans to Ireland and Greece or U.S. loans to Argentina's generals installed under Operation Condor?

Most issuers have what's called a «general obligation» to pay back their loans, but there is a chance of default.

In general, a debt consolidation loan is usually your best bet if you don't have problems making monthly payments, you have a manageable amount of debt and you just want to pay a lower interest rate.

The activities of these segments encompass deposits from general public and usage of funds, sale of residential mortgage loans, investment advisory and brokerage services and a full range of personal, corporate and casualty insurance products.

«We have successfully increased our business volumes in both the areas of corporate financing and leasing,» says general manager Hans Pajoma, adding that thanks to the improved economic environment, the number of problematic loans decreased, which benefited the results.