Sentences with phrase «of guaranteed issue coverage»

We've heard of people applying with more than one company, but generally, $ 25,000 is the maximum amount of guaranteed issue coverage available.

$ 25,000 is the top amount of guaranteed issue coverage offered by most life insurance companies.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Thanks to the Supreme Court, both Romneycare and Obamacare are now constitutional schemes of coverage mandates + individual purchase mandates + guaranteed issue + community rating.

He cared enough about the issue to study and construct an in depth argument about the many similarities between Romneycare and Obamacare like guaranteed issue, community rating, government - imposed coverage mandates and of course the insurance purchase mandate.

This all but guarantees media coverage for the issue and opens a line of dialogue direct to Number 10, which will duly put pressure on government departments to respond.

Guaranteed issue confinement care coverage is typically attached to an income rider, with a provision to double that income for a certain period if you can not perform two of the six types of daily function.

All of their policies are either simplified issue or guaranteed acceptance, meaning there are no medical exams and coverage is issued very quickly.

If you're a Canadian resident between 40 - 75, Guaranteed Issue Life Insurance guarantees your acceptance for coverage, regardless of your health history.

If you're between 50 and 80 years old, you can be accepted for guaranteed issue coverage regardless of your health.

While you can get millions of dollars» worth of term life insurance coverage, guaranteed issue life insurance coverage often caps at $ 50,000.

30 - Day Money - Back Guarantee If you are not completely satisfied with your CoverMe Term Life insurance policy, you may return your policy to Manulife within 30 days of the issue date to have your coverage cancelled and your entire premium will be promptly refunded.

Guaranteed issue life insurance is a type of life insurance that you can not be denied coverage on, hence «guaranteGuaranteed issue life insurance is a type of life insurance that you can not be denied coverage on, hence «guaranteedguaranteed».

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

The first limitation of guaranteed issue life insurance is that the insurance isn't in full force until after two full years of coverage.

Guaranteed issue whole life insurance is a type of life insurance offered to older individuals (typically age 50 +) that you can not be denied coverage on, hence gGuaranteed issue whole life insurance is a type of life insurance offered to older individuals (typically age 50 +) that you can not be denied coverage on, hence guaranteedguaranteed.

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

When an insurance company issues the SR22 auto insurance policy, it provides a certificate which guarantees the state's Department of Motor Vehicles that the insured has met the state's required minimums of liability coverage and that the DMV will be notified if there is any lapse in coverage.

Some people are really interested in guaranteed issue life insurance because all you have to do to get coverage is answer 4 questions (and only 3 of them matter).

Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam

Prior to January 1, 2014, when guaranteed issue of insurance coverage, elimination of preexisting condition exclusions, and several other critical ACA protections took effect for individual health insurance coverage, early retirees between ages 55 and 64 often faced difficulties obtaining insurance in the individual market because of age or chronic conditions that made coverage unaffordable or inaccessible.

With the guaranteed issue plans, you can get life insurance coverage in a fraction of the time.

We offer Guaranteed Issue Whole Life Insurance coverage to anyone between the ages of 50 and 85.

The Silver Guard l plan offers a guaranteed level amount of death benefit, which means that from the date of policy issue, the amount of the life insurance coverage will never decrease.

If you are in search of something like guaranteed issue life insurance, we can help you find the coverage you deserve.

Requesting an amount of coverage that exceeds the maximum guaranteed issue amount in your plan

If you say «yes» to any of these conditions, then guaranteed issue life insurance will be your only option for coverage.

In fact, AIG Life Insurer Companies guarantee that anyone age 50 - 85 will not be turned down for Guaranteed Issue Whole Life Insurance coverage, regardless of their current health or past medical issues.

When it comes to cheap final expense insurance or burial insurance for seniors, Gerber's Guaranteed Issue Whole Life policy is ideal for people between the ages of 50 - 80 who are needing $ 5,000 to $ 25,000 in coverage with no blood draws and no medical exams.

A no medical exam life insurance policy will have more options for higher dollar coverage (one of the best options for Type 2 diabetics); however, a guaranteed issue policy may limit you to $ 10k in coverage.

If you still have a massive amount of unpaid expenses that would be left to your family, or you have people that rely on your paycheck every month, then a guaranteed issue burial plan is not going to give you the coverage that you need.

5) Guaranteed Issue policies are not available for large amounts of coverage.

Below you will see a side by side comparison of Colonial Penn insurance rates for their Guaranteed Issue life coverage right next to Gerber Life and AIG.

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.

With this in mind, the face amount of coverage on most guaranteed issue plans is typically small.

Even if you've been turned down for coverage or think you're uninsurable because of some health conditions, we have some options — including guaranteed issue life insurance options.

A graded benefit or guaranteed benefit policy is appropriate for someone with a serious health issue that would otherwise not qualify for any type of coverage.

This is because if you're only looking for about $ 25,000 dollars in life insurance coverage, and you're over the age of 45, there's a really good chance that we might just be able to immediately look at some of the guaranteed issue life insurance products that are available today and simply avoid having to ask any additional health related questions!

A final expense policy is designed for the exact same type of coverage needs as guaranteed issue.

Guaranteed approval of continuing life insurance coverage, regardless of any medical issues that arise.

With Guaranteed Issue Whole Life insurance coverage at AIG Life Insurer Companies, you'll enjoy all of the following benefits:

A guaranteed issue policy is available to everyone, healthy or not, but the ease of purchase is reflected in higher premiums as compared to term life insurance for the same coverage amount.

In addition, the premium that is charged for many types of burial insurance coverage will be locked in and guaranteed not to increase — even as the insured ages, and / or regardless of whether they attain a serious health issue in the future.

Also, you need to be over the age of 45 to qualify for guaranteed issue life insurance coverage.

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

Guaranteed Issue Life Insurance Policies only provide a small amount of coverage, typically $ 25,000 dollars or less.

While not the first choice for our clients, guaranteed issue policies do provide a bit of final expense coverage and do not require a medical exam.

Another pitfall of one of these plans is that the insurance company is going to limit you on how much coverage that you can buy with a guaranteed issue life insurance policy.

However, guaranteed issue life costs more than traditional life insurance and provides a limited amount of coverage, typically between $ 5,000 and $ 50,000.

Guaranteed issue life insurance plans are a unique form of coverage, and they are an excellent option for insurance protection for anyone that has been declined in the past, but in most cases, they should only be used as a last resort for life insurance.