Sentences with phrase «of guaranteed minimum interest rates»

Choose the security of guaranteed minimum interest rates or link your policy's growth to the equity markets

Not exact matches

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.

Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.

This guaranteed minimum value may be the premiums paid (or a percentage of them) improved at an interest rate such as 0 to 2 percent.

Part of the interest rate earned is a guaranteed minimum, commonly 1 - 3 % paid on 90 % of premiums paid; the other part is linked to the specified equities index.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

The annuities also provide a guaranteed minimum interest rate and don't respond to the market; making them the guaranteed portion of your retirement portfolio.

87.5 % of premium accumulated at the contract's guaranteed minimum interest rate (Guaranteed Minimguaranteed minimum interest rate (Guaranteed Minimum minimum interest rate (Guaranteed MinimGuaranteed Minimum Minimum Value).

90 % of premium, adjusted for withdrawals, accumulated at the contract's guaranteed minimum interest rate

After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.

Most IULs offer a minimum guaranteed interest rate (i.e. floor) and a choice of indexes, such as the S&P 500 and the NASDAQ 100.

With the Federal Reserve keeping interest rates low for the better part of the past decade, it's been more like 3 % or 4 % interest with a minimum guarantee.

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

An interest rate that may change over the life of the policy but offers a minimum guaranteed rate

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.

The cash portion of your policy will grow tax - deferred with a minimum guaranteed interest rate for extra security.

Guaranteed Interest Rates Tax - Deferred Growth Protection of Principal Access to funds through withdrawals1 Available from Age 15 days to 90 years (applies to both Owner and Annuitant) $ 15,000 minimum premium (Qualified and Non-Qualified)

Other highlights of the Guaranteed Account for 457 (b) and 403 (b) plans include complete guarantees of principal and interest (not found in all stable value accounts); rates declared in advance semiannually with a 1 % minimum rate guarantee; full liquidity (participants can transfer into and out of this account without restrictions or penalties); and an option to convert to guaranteed lifetime income at rGuaranteed Account for 457 (b) and 403 (b) plans include complete guarantees of principal and interest (not found in all stable value accounts); rates declared in advance semiannually with a 1 % minimum rate guarantee; full liquidity (participants can transfer into and out of this account without restrictions or penalties); and an option to convert to guaranteed lifetime income at rguaranteed lifetime income at retirement.

Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.

With a low minimum deposit and the flexibility to choose your term, a Certificate of Deposit, or CD, from Bank of Internet USA can help you to grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk.

The Sage universal life insurance no medical exam policy also offers a minimum guaranteed interest rate on the cash value accumulation portion of 2.5 % which is guaranteed payable over the life of the policy.

With a minimum guaranteed interest rate of 2 %, Mutual of Omaha's GUL products provide competitive pricing and great product features.

The cash value portion also allows you to earn a minimum guaranteed rate of interest along with receiving a higher rate of interest in certain scenarios, the most common of which, when the S&P 500 goes up, in the example of an equity indexed UL.

Because of the low interest rate environment currently, and new regulation, carriers and their agents are more respectful of guideline premiums, or the minimums required to keep the guaranteed death benefit.

Current Assumption Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.

Your money earns a renewal rate of interest guaranteed to never be less than the minimum rate established in the year of issue.

You also get a guaranteed minimum interest rate, which means while you are taking advantage of the market going up, you will never suffer losses due to the market going down.

These types of life insurance plans allow cash value to accumulate at a floating interest rate, which a minimum rate guarantee.

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.

NYLIAC guarantees that it will credit inteest at an effective rate of at least the minimum guaranteed interest rate stated on the data page of your policy to amounts allocated or transferred to the fixed accounts under the policies.

NYLIAC guarantees that it will credit interest at an effective rate of at least the minimum guaranteed interest rate stated on the data page of your policy to amounts allocated or transferred to the Fixed Accounts under the policies.

The policy will typically have a floor rate (minimum guaranteed) interest credit, participation rate (the amount of earnings the company will credit to the cash account), and a cap rate that limits the amount of earnings that will be credited during the index period.

Guaranteed Interest Rates Tax - Deferred Growth Protection of Principal Access to funds through withdrawals1 Available from Age 15 days to 90 years (applies to both Owner and Annuitant) $ 15,000 minimum premium (Qualified and Non-Qualified)

Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.

At the end of that period, the interest rate is reset, but will not be lower than a guaranteed minimum interest rate established at issue.

3 Policy owners should anticipate renewal interest rates at the Guaranteed Minimum Interest Rate regardless of future economic coninterest rates at the Guaranteed Minimum Interest Rate regardless of future economic conInterest Rate regardless of future economic conditions.

The policy offers a choice of two indexed accounts or two fixed interest accounts with a guaranteed minimum rate of return.

However, the guaranteed minimum interest rate is typically lower than that of a traditional universal life insurance policy and the insurer can cap your participation rate.

As opposed to a fixed annuity that offers a guaranteed interest rate and a minimum payment at annuitization, variable annuities offer investors the opportunity to generate higher rates of returns by investing in equity and bond subaccounts.

With this type of life insurance policy, the cash value can accumulate based upon a floating rate of interest — yet it will have a minimum rate guarantee.

A deferred annuity is a contract between an individual and a life insurance company in which funds are exchanged for a promise to provide a competitive rate of interest with a minimum interest rate guarantee.

A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.

The policy's cash value is credited with an interest rate that is set by the insurance company — and that may change, but will never be lower than a set guaranteed minimum rate of interest.

Universal life insurance pays a guaranteed minimum rate of return (2 % by law) or higher when prevailing interest rates are higher.

Voya Universal Life CV NY — This policy, issued by ReliaStar Life Insurance Company of New York, guarantees to credit the policy no less than a 2 percent minimum interest rate.

The interest rate will usually adjust as market rates adjust, and is guaranteed to at least pay a minimum return of 2 %.

The cash value builds from a portion of the premiums paid into the policy and has a guaranteed minimum rate of return on investment, similar to a savings account but with a higher interest rate.

There is usually a minimum guaranteed interest rate of about 4 %.

If that's your situation, check out MetLife where you can buy a policy without an exam and you're guaranteed a minimum level of interest rate with your policy.