Sentences with phrase «of hard credit»

If you've been checking your credit report (as you should be, regularly), and you've noticed your score has dropped for no apparent reason, it could be because of the hard credit checks that took place when the fraudulent credit applications were placed.

Instead of the hard credit inquiry used by the full application, which can impact your credit score, pre-qualification uses a soft credit inquiry to get a general idea of your creditworthiness.

In the eyes of future lenders, each one of those hard credit inquiries represents more than just a request for a new credit card or loan.

Since hard credit pulls have the potential to deduct points from a credit score, it is generally advisable to limit the number of hard credit inquires to less than three a year.

For prospective homebuyers, the potential effects of hard credit inquiries would seem to discourage comparison shopping, right?

These types of hard credit inquires can weigh on your credit score, pulling it down.

Applicants can submit an online application with LoanDepot and check interest rates without the risk of a hard credit inquiry affecting their report.

If you need to get a loan, do your price shopping all in a short period of time to minimize the negative impact of the hard credit inquiries.

These types of hard credit inquires can weigh on your credit score, pulling it down.

The reality is that travel credit cards are often some of the hardest credit cards to get on the market.

On the other end of the spectrum is American Express, one of the hardest credit cards to get these days.

Not exact matches

Still, we're in the fifth year of a very weak recovery in which small businesses have been hit hard by tight credit markets, slow sales and limited spending.

Recognize the accomplishments of your data scientists and make sure you give them credit for their hard work.

«I have given him that credit because Donald Trump has taken a very, very strong, hard line on the denuclearization issue and he has been able to bring in the support of the global community and, in particular, China,» Turnbull told a televised news conference, referring to «overwhelming» economic ties between China and North Korea.

If a full scale trade war happens, South Korea and Taiwan would be hit the hardest, says Suresh Tantia of Credit Suisse.

Cold, hard cash: Hewitt and his partners invested an undisclosed amount of personal funds in the business, along with seed capital from an investor friend, and opened a line of credit.

Hard inquiries on your credit — such as applying for a retail credit card — can lower your score temporarily, so avoid those activities in anticipation of a mortgage or loan application.

But that same hard work and tenacity could be applied to boosting our credit score in anticipation of a major life event.

A credit freeze is one of few measures affected Americans can take to protect against identity theft, or at least make it very hard for potential thieves, now that their personal information could be up for sale online.

A. I credit my success to 3 things: a) A lot of luck b) persistence and c) working crazy hard to make sure every customer (and there's a lot of them!)

In the final weeks to file your 2016 taxes, it's hard to keep track of all the deductions and credits that could lower your tab — particularly those that are less straightforward (but still perfectly legal).

Although college - educated people are more likely to have the financial wherewithal to buy a home than those without a college education, the mounting rate of default on student loans is hurting young people's credit ratings - and making it much harder for them to buy a home or condominium.

Back in the early days of video games, companies didn't give individual designers credit for their work — so they took to hiding their names in hard - to - reach corners of their code.

Burrows credits his meteoric rise to hard work and good decisions, but he's keen to acknowledge the role of the executives and directors who were willing to take a chance on him.

While some people love cash because it's emotionally harder to part with than it is to hand over a card, in the grand scheme of things, credit and debit are usually better options.

Add to that the frustration of not being included in protections currently being enjoyed by consumers as a result of the Credit Card Accountability, Responsibility and Disclosure Act, or CARD Act, it's not hard to imagine that small business owners are fed up with credit ageCredit Card Accountability, Responsibility and Disclosure Act, or CARD Act, it's not hard to imagine that small business owners are fed up with credit agecredit agencies.

But it has been hard to distinguish future promises — or threats — from the realities of how social credit is being implemented.

«We have a culture of work hard, live well,» says Rosenstein, who credits Asana's top - notch culture for enabling the company to grow, and to hire and retain top talent.

When you sign up for a new telecommunications service and the company asks if they can run a credit check, ask if it's possible for a soft inquiry instead of a hard inquiry.

It's about time you see the benefits of your hard work, instead of someone else taking all the credit.

Issuers can give smaller increases without any additional steps, but for larger ones, your lender likely will request a copy of your credit file — also known as «a hard credit pull» — a move that will ding your credit score modestly — typically by 5 points or less.

Many small business owners looking for unsecured business loans or lines of credit typically don't have the collateral that a bank may require, such as real estate, inventory, or other hard assets.

The expiry of those provisions, particularly the family credit, hits low - income families harder than rich ones.

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.

With little to no credit history, you'll have a hard time getting new loans or lines of credit.

The credit report identifies recent actions that may be negatively impacting a user's credit health, like a recent hard inquiry, an account with missed payments or credit cards that consistently use a large amount of their available credit limit.

• An economic opportunity «transferable corporate tax credit equal to the value of the cost for all soft and hard costs associated with the acquisition, relocation, and development of any new or refurbished building in the City of Camden up to $ 350 million.»

Although it may be hard to see it in the economic ratios, or in any real restraint in credit expansion, in fact Beijing has already taken serious steps towards rebalancing, although it may take a few more years to see this in the consumption share of GDP.

I have owned and rented, now with some financial assets growing in a dividend growth portfolio, I'd rather have the freedom of going anywhere I want and not have to worry about a broken pipe, all I have to worry about is paying my rent to my landlord, who will have a hard time raising rents, when my credit score is 800 and I am a great tenant who pays on time, He will DO ANYTHING to keep me, ah the power of renting... lol.

Usually, people want to know the difference between a soft and a hard credit inquiry, or what the effects of rate shopping are, especially when it comes to buying a house.

The time to worry about hard credit inquiries is when you make a lot of them.

Buyers as a result pay a mark up, but most are more than willing to because of how hard it is to buy bitcoins with a credit card.

At the end of the day, it's important to remember lenders do a hard credit check when you apply for credit such as a loan, a credit card, a refinance, etc..

The second piece of information a credit report provides is about credit inquiries by creditors, whether soft (when you get pre-approved for a line of credit) or hard (when you apply for a line of credit and the creditor pulls your credit report).

It seems to me looking at a year when the stock market has gone down a bit, credit spreads have widened substantially and the dollar has been very strong it is hard to say that now is the time to fire a shot across the bow of financial euphoria.

For above - average rewards, a slew of airline transfer partners and plenty of rewards redemption options, the Starwood Preferred Guest ® Credit Card from American Express is hard to beat.

In fact, it is hard to imagine a much more benign backdrop for the aftermath of an asset and credit boom than one where growth in employment and income is continuing, the world economy is picking up and the Australian economy is relatively free of other domestic imbalances.

«Age of credit history» is a hard factor to fudge.

If you don't have much in the way of credit references on your credit reports, you'll have what's called a «thin file» and it will be harder to earn a high score.

Too many hard inquiries in too short a span of time can bring your credit score down, because it's an indication that you are possibly taking out several loans.