Sentences with phrase «of high debt loads»

The bank says the people most at risk as a result of high debt loads are under the age of 45.

Investors may underestimate the perils of high debt loads because our society itself does so.

Now that investors have been reminded of the structural weaknesses of a common currency - even outside of the discussion of high debt loads - persistently high spreads may be here to stay.

However, you'll need «compensating factors,» which offset the risk of your higher debt load.

This year's substantial uptick in debt suggests that many Americans have shed their fear of higher debt loads.

Bloomberg writes that Italy has one of the highest debt loads in the world relative to the size of its economy.

Funny how it is that the province with one of the highest debt loads and one that has been involved in scandal after scandal wants to go ahead with their ORPP.

Not exact matches

But Italy's current debt load is quite high, and the country's leaders surely won't relish the opportunity of going into the next recession as the weakest and most indebted in the eurozone.

It stops incentivizing an overproduction of PhDs leading to poor job prospects, high debt loads, and high opportunity costs.

And as some of the advice in the article mentioned, when an employer asks your permission for a background check, it would probably be a good idea to disclose (not in any specific amounts) that you do have a high debt load but you also have a perfect payment history and that you expect to be able to continue this in the future.

And the previously low interest rate environment paved the way for many of these defensive businesses to load up on debt to expand their operations, while continuing to pay high dividends to investors.

Their self - destructive real estate bubble has loaded down their labor force with high debt service and housing costs, whilst their giveaway of public infrastructure to insiders (with no price regulation) has led to high basic living costs.

Canadians took on a record high debt load during the post-recession housing boom, taking advantage of five years of ultra-low rates.

He adds that roughly 60 percent of his Millennial clients choose FHA loan products, because they usually are first - time homebuyers with high debt loads and perhaps limited credit histories,

Today the position of the USA isn't what it was in the 1970's, and the debt load relative to GDP is much, much higher.

report on dividend strategies: «The previous low - interest - rate environment paved the way for many of these businesses to load up on debt to expand their operations, while continuing to pay high dividends.

It has a high debt load, stable cash flows, and is entering a new business, insurance underwriting, where it has decades of experience as a broker for 3rd parties.

Youth unemployment is double the national average, college debt loads and defaults are the highest in history, and only 25 % of young people had traditional jobs lined up upon...

Though their course of study is longer and their debt load higher, rabbinical students, as a group, have most of the characteristics of «quality» that other groups say they want.

The state's debt is expected to hit nearly $ 64 billion at the end of March and soar to $ 71.8 billion in the next four years — making it the second - highest debt load among the states in the country, Comptroller Tom DiNapoli on Thursday warned in a report.

As the costs of college in the U.S. continue to rise, the disproportionate level of student loan debt among black young adults is cause for concern, as high student loan debt loads may exacerbate racial disparities in college dropout and completion rates, and may also have broader implications across the life course, including young people's ability to attain other conventional markers of adulthood (such as marriage and becoming a parent).

Debt loads that dissuade talented recruits from entering teaching can be offset with forgivable loans and service scholarships, which research shows can boost recruitment and retention of high - quality teachers in the fields and communities where they are most needed.

Unfortunately, the publishers, because of leveraged buyouts and high debt loads, not to mention substantial physical infrastructure, have decided to focus on selling bestsellers as their model.

Then, when your income is higher and your debt load is lower, you can apply more of your resources toward repaying your home loan.

For example, some people believe that there is inherent risk to investing in US Government Bonds because of their high sovereign debt load and other macroeconomic factors.

60 % of those who file a bankruptcy or consumer proposal with student debt are female and have 20 % higher debt loads than their male counterparts; namely $ 15,000 vs. $ 12,000.

With much of the global economy struggling under the weight of massive debt loads and unfavorable demographic trends, it's an open question whether the next few years will involve higher interest rates — as most experts have expected, and continue to expect — or whether these deflationary forces will keep interest rates low for a while longer.

Don't wait for the debt load to grow so high that the scenario goes completely out of hand.

June, 2012: Another round of rule changes introduced a stress test reducing the maximum amortization period down to 25 years for high - ratio insured mortgages; a maximum debt load of 44 per cent of income on all mortgages regardless of loan to value; a new maximum loan to value of 80 per cent for refinances; limiting government - backed insured high - ratio mortgages to homes valued at less than $ 1 - million and and creating a maximum 65 % loan to value on lines of credit unless combined with a mortgage component.

The strong expansion of household spending, encouraged by a prolonged period of historically low borrowing rates, has created concerns over Canadians» record - high debt loads.

The amount of outstanding student loan debt has increased steadily over the past few years, showing the average student graduates carrying a higher load of debt every year.

okay here's my two cents worth folks im up for renewal and have just nagotiated a rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i get the whosale discounted rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in a debt load over these enormously low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough interest to the banks maybe i can pay a little less at least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.

Even a relatively high salary can not remove the stress of carrying such a debt load, or mitigate the long hours required to study and complete a residency period, or the often - stressful work conditions related to being a physician.

While the top 20 percent of earners do have the largest absolute student - debt loads, low - income minority borrowers have the highest delinquency rates.

A new study shows that a growing number of borrowers are struggling to pay off these high - balance loans, which creates problems for them — and, ultimately, also taxpayers.The Challenges of Having Student LoansThe average debt load for students who...

We also give extra points to profitable dividend payers and avoid companies with high debt loads compared to their peers because they have a habit of spoiling.

But the firm's once highly profitable Yellow Pages business wilted in the face of competition from the internet and it suffered from a debt load that proved to be too high.

As American debt loads climb higher than ever before, the percentage of Americans racking up those debts is shrinking:

Large debt loads of high interest debt, like credit card debt, are one of the main reasons why people choose to file for bankruptcy.

Worry about rising debt loads, soaring default rates, and high unemployment rates among recent college grads — combined with the high - profile success stories of a few dropouts - turned - billionaires — has generated a cottage industry of...

The agencies — the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Office of the Comptroller of the Currency — and the SLC recognize that the competitive job market, traditionally low entry - level salaries, and higher student debt loads can contribute to some borrowers preferring greater flexibility with their payments as they transition into the labor market.

So if you happen to not be one of those who is able to negotiate a higher salary, or have parents or a spouse who is happy to support you, or have loads of savings or a pile of money that someone has bequeathed to you, and your debts are more than your yearly salary, and you have access to sufficient credit to cover all or a significant chunk of your student loans (and any other consumer debt), then bankruptcy after flipping the debt might be a good option for you.

Some borrowers are allowed to exceed, slightly, this ratio by evaluating other facets of the borrower's profile such as an excellent credit history or showing the ability to handle a higher debt load in the past.

You can pay off several cards with small debt loads faster than you can pay off one card with a bigger debt load and a higher rate of interest.

For many retailers, a store - branded credit card is a great way to lure in repeat shoppers as well as ensnare customers in a load of debt due to high interest rates and the temptation to spend more than they can afford.

With the debt load of students being so high, this doesn't appear to be a practical or fair solution.

Higher debt loads mean less options for graduating lawyers, less flexibility to take on lower paying work for marginalized and low - income clients, and a perpetuation of higher costs to meet the bottom line of young professionals who need to suHigher debt loads mean less options for graduating lawyers, less flexibility to take on lower paying work for marginalized and low - income clients, and a perpetuation of higher costs to meet the bottom line of young professionals who need to suhigher costs to meet the bottom line of young professionals who need to survive.

And of course by that time these lawyers and others, these borrowers can face debt loads as we mentioned before that are far higher than the amount they originally borrowed, because of all the money that they had to borrow to go to law school, and we're putting these young lawyers and their futures into financial peril if they are found at the end of 10 years to be ineligible when they had every reason to believe they had been eligible.

Of course, as Centro shows, solid fundamentals aren't the catch - all that many believed, since having a too - high debt load or needing to refinance at the wrong time can be disastrous.

Reduced stigma of adult children living at home, a result of the higher cost of living, a tough job market and a high student debt load (42 per cent of 20 - 29 year olds currently live in the parental home.)