Sentences with phrase «of high debt ratios»

You may have been turned down because of your income, but more likely it was because of a high debt ratio or low credit score.

Not exact matches

But he points to a report from the Parliamentary Budget Officer released earlier this year showing that, since 2009, the debt service ratio — a measure of income spent to pay debt — has remained steady at around 14 per cent, not much higher than the long - term average.

But the same PBO report projects the debt service ratio will rise to an all - time high of 16.3 per cent by the end of 2021.

By borrowing: the country's household debt to personal disposable income ratio has climbed to a record high of 152.98 %, according to Statistics Canada.

Japan's government has among the highest debt levels in the world, with a debt - to - gross domestic product (GDP) ratio of 220 percent.

That should ensure that borrowing costs will remain low, but in the longer - run trade deficits and shrinking current account surpluses could threaten Japan's ability to finance a debt pile that is twice the size of its economy, the highest ratio in the developed world.

And when asked whether the «US debt - to - GDP ratio will be substantially higher» in 10 years under the bill compared with current law, 88 % of the economists agreed or strongly agreed, 2 % were uncertain, and the rest abstained.

(Free cash flow on a per share basis is up 2 % year - over-year and stands at a strong $ 559 million for the quarter, despite a very high debt ratio of about 78 %.)

The country also has a high level of debt servicing ratio, which made its banking system more vulnerable.

In the third quarter, the ratio of household debt to disposable income rose to another record high of 165 %, nearing the peak of U.S. borrowing prior to the financial crisis.

«While the debt ratio is high historically speaking, there is no way of precisely determining whether the current ratio is too high,» said the memo, which was written last August.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

Comparing Companies After determining the extent of a company's debt, the investor should next assess whether the company's debt - to - equity ratio is too high.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

In order to qualify for a loan from Payoff, you'll need a FICO score of 640 or higher and a debt - to - income ratio of 50 % or less.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

The public debt charges ratio is expected to increase, attributable to the impact of higher interest rates and an increase in the stock of debt.

Compared to the broad XIC, XEG has a) a price to earnings ratio that is only slightly higher, b) a price to book ratio that is lower, c) a debt to equity ratio that is about half of XIC, d) a dividend yield that is comparable and e) profit margins that grew 30 % this year versus 18 % for XIC.

While there is no exact definition, quality typically refers to some combination of high profitability, a low debt - to - equity ratio, and earnings consistency.

The aggregate debt - to - income ratio has trended higher, but the ratio of interest payments to income is not particularly high, given the low level of interest rates (Graph 8).

The debt to GDP ratio had fallen steadily from a high of 67.1 per cent in 1995 - 96 to 28.2 percent in 2008 - 09.

Based on BlackRock's long - term assumptions, some of the better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.

Generally speaking, the lower the interest coverage ratio, the higher the company's debt burden and the greater the possibility of bankruptcy or default.

Your debt - to - income ratio is one of the main ways that lenders can assess your viability as a borrower, so if you carry high balances on your credit card, it could affect your overall DTI.

It just happens that the Liberal government inherited a debt ratio of around 30 per cent and it might be politically difficult to set a higher debt target.

This is the next great challenge for Beijing, and when the regulators finally do start to repair overextended balance sheet, with a much higher debt - to - GDP ratio than any other country at China's stage of economic development, according to a presentation Monday night by my very smart former student, Chen Long, I expect annual GDP growth rates will continue dropping steadily, by 1 - 2 percentage points a year through the rest of this decade (and there has been increasing talk in the past month or two that GDP growth rates are already 1 - 2 points below the printed rates).

As you can see, Japan is one of the top holders of gold, but at 400 percent, its debt - to - GDP ratio is higher than any other country's in the world.

If it's determined that you have too high of a debt - to - income ratio, you may not be approved.

But a deeper decline in Italy's economy this year that pushed debt to GDP ratios materially higher would likely catch bond investors» attention, and then ultimately the attention of global stock investors.

Speaking of a system bulging with debt protruding from every crevice, Jim Quinn's Burning Platform featured a must - read article yesterday in which the author has discovered that the Loan - To - Value Ratio on Fannie Mae - issued mortgages is now at its highest level in history — nearly 10 % higher than at the peak of housing bubble 1.0:

The total government debt - to - GDP ratio of 65 % should not pose fiscal stability problems given India's relatively high growth rate.

Students in every mainstream macroeconomics class, and that means almost all students, would have predicted, based on the nonsense they were learning, that the high deficits and high public debt ratios in Japan at the time, should have driven interest rates sky high, that bond markets should have stopped buying government bonds, that the government should have run out of money, and all the time that these disasters were unfolding, that inflation should have been be galloping towards hyperinflation.

FHA loans allow debt - to - income ratios of up to 43 %, but will allow higher debt - to - income ratios on a case - by - case basis.

The latest Home Buyer Reality Report from NerdWallet reveals that 39 % of denied mortgage applicants pointed to poor credit history and low scores as the reason for being turned down, and more than 50 % cited high debt - to - income ratios.

Borrowers who are interested in an FHA Purchase Loan must be able to make a down - payment of at least 3.5 % (which can be a gift), must live in the property they are purchasing and have a debt - to - income ratio no higher than 50 - 55 % (depending on their credit history).

After all, the debt - to - income ratio of Canadians is at a record high, close to the levels experienced in the United States before its market crashed, and home ownership is at nearly 70 $, also a record and five points more than its neighbours to the south.

FHA - insured loans also allow for a lower downpayment of 3.5 percent and a debt - to - income ratio of 45 percent or higher.

While Australia is certainly in the top quartile of countries ranked by the net foreign debt to GDP ratio, it is not the highest — New Zealand, Sweden and Canada are higher.

You'll also have a better chance of qualifying for a loan program with a higher debt - to - income ratio if your score is higher.

If you show a high debt - to - income ratio, this will not only hurt your credit score, but also your chances of being approved for other forms of credit in the future.

But the company is planning around $ 8 billion of acquisitions over the next two years, a sum that, while large, is easily affordable, given DHR's high cash balance and low debt - to - capital ratio.

To qualify at Upstart, borrowers must have a regular source of income (or a full - time job offer starting in six months), a credit score of 620 or higher, low debt - to - income ratio, and no recent derogatory marks or inquiries on your credit report.

The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.

Strong labour markets and historically low borrowing costs have allowed Canada's households to amass one of the highest debt - to - income ratios in the developed world.

Last but not least is STORE's fortress - like balance sheet, exemplified by its very low leverage ratio (Debt / EBITDA) and one of the highest interest coverage ratios in the industry.

The only thing you have wrong is inserting your clear self interest and calling for the government to not intervene, despite the fact that our debt to income ratio is the highest of the G7 countries and higher than it was in the US in 2008 — this is not part of a normal economic cycle and you're being irresponsible.

High debt - to - GDP (gross domestic product) ratios persisted globally, cracks appeared in corporate credit markets and geopolitical issues created a continued backdrop of uncertainty.

Borrowers with good credit and one or more of these compensating factors could be approved even with a debt - to - income ratio of 50 %, and sometimes higher.

Even if we judge that the incidence of this extreme reaction will still be relatively low, are there other forms of behaviour which are likely to have changed as a result of the higher debt - servicing ratio and higher gearing among indebted households?

Five Star Quality Care (FVE) had the highest ratio of off - balance sheet debt to total assets in 2012.