Sentences with phrase «of high defaults»

Rising interest rates are likely to result in investors projecting ahead to slower economic growth and the possibility of higher default rates.

For a small lender, you typically get selected because of a high default rate, a referral from another agency or from a complaint,» Chappelle said.

In economies that have significant private debts, growth is limited, because of higher default probabilities / severity, and less capability of borrowing more should defaults tarry.

With corporate bonds, you can moderate some of the higher default risks by investing in corporate bond funds, rather than trying to select individual and potentially more risky individual corporate bonds.

Maybe starting new weapons at a bit of a higher default level would have made using them a little more palatable for me.

An investigation by New York City's Department of Consumer Affairs of the high default rate in consumer credit cases found that disreputable process - serving companies were never actually serving process, but instead effectively tossing the papers in the sewer and filing false affidavits of service.

Not exact matches

The big fear has always been the higher risk of default.

These products pay well above the 10 - year Canadian government rate, but they are riskier to own — the higher coupon corresponds to a higher chance of default.

Among those that Moody's rates, there were nine defaults in the first quarter, an «all - time high,» as Moody's put it, «reflecting the fallout of changing consumer behavior and advancing e-commerce for traditional brick - and - mortar retail.»

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

The school network has high attrition rates and numerous cases of families defaulting or falling behind on tuition payments.

New default settings which meet a higher level of brand safety for where ads can appear on YouTube.

Investors could decide to ditch investments in the developing world both because higher rates in rich countries would make those investments comparatively less attractive and because their appetite for risk would likely drop in case of a U.S. default.

In 2009 and 2010, we saw the high - profile defaults of pension plans of once great companies like Nortel Networks and General Motors.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

When it comes to mortgage default insurance, Canadians get little choice and sky high prices, regardless of service.

Therefore, it's critical to practice behaviors that reflect a higher level of thinking because your mind will easily prefer the default position.

Stuyvesant Town, a sprawling complex of 56 high - rise brick buildings with a private park on 80 acres on Manhattan's East Side, was at the center of a $ 3 billion default five years ago.

Deutsche Bank shares trading in Frankfurt were down more than 4 % on Monday, and credit - default swaps on the bank spiked to their highest level since 2012, when the entire efficacy of the eurozone was in doubt.

David Rock and Heidi Grant, co-founder and Senior Scientist at the Neuroleadership Institute respectively, noted why diverse teams get you out of the habit of defaulting to the status quo, enabling you to operate at a higher level:

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

But a continuation of favorable economic growth and low default levels — which we expect — and measured Federal Reserve tightening — which we also expect — should support more narrow high - yield bond spreads for some time to come.

Higher vacancy and fewer owners living in the project mean that each unit pays a bigger share of the association dues, making the whole project more likely to fail if just a few owners default.

It has been established that a large portion of income - driven plans are for higher income borrowers who are not likely to default on a loan.

How can it be then that Alberta features as the province with the highest probability of defaulting in 30 years and Quebec as the least likely?

High yield / non-investment-grade bonds involve greater price volatility and risk of default than investment - grade bonds.

High yield fixed income securities are considered speculative, involve greater risk of default, and tend to be more volatile than investment grade fixed income securities.

The five factors Mladina used in his model are the Fama - French market beta, size and value factors plus the term (the return of the Barclays U.S. Treasury Index minus the return of one - month Treasury bills) and default (the return of the Barclays U.S. Corporate High Yield Index minus the return of the Barclays U.S. Treasury Index) factors.

Although the bond market is also volatile, lower - quality debt securities, including leveraged loans, generally offer higher yields compared with investment - grade securities, but also involve greater risk of default or price changes.

If it is mainly the highest - risk borrowers who take advantage of higher limits, or if the higher limits encourage more reckless borrowing in general, then default rates will climb, eating away at profit margins.

Generally speaking, the lower the interest coverage ratio, the higher the company's debt burden and the greater the possibility of bankruptcy or default.

Lenders take many steps to make sure you're not a high risk of potential default — or involved in nefarious activity.

Comparing our opportunity to Japan's, isn't our sovereign credit risk much higher than Japan's in terms of per capita GDP growth, structural balance - of - payments deficit, history of default and history of inflation?

• Lower - quality debt securities generally offer higher yields but also involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

Relative to the five - year average, Korean credit default swaps, the cost of insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.

Investing in higher - yielding, lower - rated, floating - rate loans and debt securities involves greater risk of default, which could result in loss of principal — a risk that may be heightened in a slowing economy.

That is, the higher the interest coverage ratio, the less the chance of default.

When borrowers request a loan for an amount that is at or near the appraised value, and therefore a higher loan - to - value ratio, lenders perceive that there is a greater chance of the loan going into default because there is little to no equity built up within the property.

High - yield bonds represented by the Bloomberg Barclays High Yield 2 % Issuer Capped Index, comprising issues that have at least $ 150 million par value outstanding, a maximum credit rating of Ba1 or BB + (including defaulted issues) and at least one year to maturity.

Back then, anything over 12 % had a high probability of default.

Advice: Because bonds with longer maturity face greater risk of changing interest rates (and greater default risk, as well), they typically pay higher interest rates.

However, their default rates is the highest out of all the platforms we have invested.

«Our concern is that we have seen loans with these characteristics have anywhere between 30 - 50 % higher probability of default,» MGIC spokesman Mike Zimmerman said in an email to ValuePenguin.

In fact, you often end up earning way more $ $ $, at higher interest rates, as I did on 2 of my defaulted investments.

Many employers are reluctant to suggest higher default contribution rates due to a concern that their workers might blindly accept what is not in their best interest, or that they might get intimidated and opt out of the plan altogether,» says Dr. Shlomo Benartzi, senior academic advisor to the Voya Behavioral Finance Institute for Innovation.

Default risk Historically, the risk of default on principal, interest, or both, is greater for high yield bonds than for investment gradeDefault risk Historically, the risk of default on principal, interest, or both, is greater for high yield bonds than for investment gradedefault on principal, interest, or both, is greater for high yield bonds than for investment grade bonds.

The Pennsylvania legislature recently passed a bill that will ensure borrowers are up - to - date on their student loan debt.The average Pennsylvania college student graduates with $ 35,000 in student loans, which is higher than any other state in the U.S. And within three years of graduation, 10 percent of Pennsylvania student loan borrowers default on their debt.In order to combat this problem, the Pennsylvania House of Representatives recently passed a bill that would ensure students stay informed about how much debt they are accumulating.HB 2124 would require all colleges and universities to provide annual notices to students about their outstanding student...

Higher yielding fixed income offers those higher yields because the issuers of the bonds have a better chance of defaulting on theirHigher yielding fixed income offers those higher yields because the issuers of the bonds have a better chance of defaulting on theirhigher yields because the issuers of the bonds have a better chance of defaulting on their debt.

Greater business and industry risk (which should be reduced through diversification), since the chance of default is higher.

Business cycle risk High yield issuers typically have riskier business strategies and more leveraged balance sheets, exposing them to greater risk of default at times of a downturn in business conditions.