Sentences with phrase «of high insurance premiums»

FHAs carry a lower interest rate but largely because of their high insurance premiums, they usually (but not always) cost the borrower more.

Lawmakers and advocates say the tax — which charges drug companies 2 cents per milligram of opioid - based medications at the first point of sale — will likely be absorbed by consumers in the form of higher insurance premiums and co-pays.

«It will raise money, but they are going to be raising money from New Yorkers in the form of higher insurance premiums,» Davis said.

Add to that the fact that Floridians pay out some of the highest insurance premiums in the nation (Florida ranks 5th in auto insurance premiums and 3rd in homeowners insurance premiums according to studies by the Insurance Information Institute (III) and HomeInsurance.com, respectively), and it can be tempting to throw in the towel where managing your insurance needs are concerned.

In the US, this usually means very high contingency fees the costs of which are passed on to the public in the form of higher insurance premiums.

Tell your spouse that the results of bad driving aren't simply measured in terms of higher insurance premiums, but also in terms of possible family devastation caused by a serious accident.»

Car insurance fraud costs insurance companies a significant amount of money, and those costs get passed along to consumers in the form of higher insurance premiums.

Add to that the fact that Floridians pay out some of the highest insurance premiums in the nation (Florida ranks 5th in auto insurance premiums and 3rd in homeowners insurance premiums according to studies by the Insurance Information Institute (III) and HomeInsurance.com, respectively), and it can be tempting to throw in the towel where managing your insurance needs are concerned.

Not only is Texas the largest state, but it's also home to some of the highest insurance premiums in the nation.

Before you panic at the thought of higher insurance premiums cutting into your cash flow, you should know that landlord's insurance coverage is often similar in cost to the premiums paid by owner - occupants.

However, Texas also has some of the highest insurance premium rates in nation.

Not exact matches

In an era of small businesses and startups, however, benefits packages are considered extras, with workers sometimes forced to choose between higher pay and costly health insurance premiums or lower pay for the ability to provide great medical insurance for their families.

Recent legislation places tighter controls on workers» compensation medical costs and ensures that insurance carriers» requests for rate increases receive a high level of scrutiny to tackle recent increases in premiums.

About half of the year - over-year increase in budgetary revenues was attributable to higher personal income taxes, Goods and Services (GST) revenues and employment insurance (EI) premiums.

And this analysis ignores the harm done to low - and middle - income households by the loss of health insurance and higher health insurance premiums caused by the individual mandate's repeal.

Premiums for whole life insurance are consistent, though they can either be paid annually or for a predetermined period of time (such as 20 years), though they'll be significantly higher for that period.

It would attain the long - standing goal of universal coverage against the cost of pharmaceuticals, and it would reduce the high costs that Canadian pay today for the drugs they use, through taxes, insurance premiums, and out of pocket.

The higher revenues primarily reflect higher employment insurance premium revenues in the short term and increased personal income tax revenues in the last two years of the forecast period.

Of the $ 3.2 billion year - over-year improvement, budgetary revenues were up by $ 3.9 billion, primarily due to higher personal income tax revenues (up $ 3.4 billion, reflecting increases in employment and average wages) and employment insurance premiums (up $ 1.6 billion reflecting higher premium rates and an increase in maximum insurable earnings).

In the case of an oil spill cleanup, the costs are likely to be directly incurred by an insurance company, but the premiums paid for that insurance come at the expense of the value of the oil transportation service — the higher the expected clean - up costs from oil spills, the higher insurance premiums will be, and this will mean higher pipeline tolls, which in turn implies lower profits, taxes, and royalties on the products shipped.

This includes unreimbursed medical expenses, health insurance premiums during unemployment, the purchase of a first home, higher education expenses, and others.

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

The deterioration in the deficit primarily resulted from lower corporate income tax revenues, down 16.3 % (in part reflecting higher refunds), lower GST revenues, down 7.6 %, lower employment insurance premiums, down 12.5 % (reflecting a decline in EI rates effective January 2017), and higher other transfers and subsidies, up 38.0 % (reflecting the timing of payments related to recent budget proposals).

This is usually the more expensive option of the two because FHA mortgages have higher mortgage insurance premiums for borrowers who apply with smaller down payments.

The main disadvantage of doing business with a local shop is that the premiums you'll pay are typically higher (even when you include shipping and insurance costs) because the business owner has overhead costs to recoup.

This means that the cost of home ownership in the immediate affected areas could be higher, as homeowner's insurance premiums may increase because of the catastrophe.

Some finance companies even offer no - interest auto loans but think of factors such as higher auto insurance premiums, high repair bills, and depreciation.

Charges add up while the cost of living constantly rises, from higher bank fees and insurance premiums to rising property taxes and commodity and food prices.

The highest ever new life insurance premium at $ 886 million, alongside total premium revenue of $ 17.9 billion for insurance and annuity products.

On top of these obstacles, you might be forced by your bank to buy credit insurance that has a high upfront premium.

If your apartment or house has a history of multiple claims, your insurance premiums will likely be higher.

For instance, reducing the down payment from a typical 20 % to 10 % resulted in higher interest rates and the addition of mortgage insurance premiums to the monthly payment.

However, that means that the rest of us are already paying for care to the poor through higher costs, insurance premiums, etc..

If the insurance company won't cover it, it's because they have determined that the risk of a bad outcome is too high for the level of premium they are getting.

In a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions insurers must cover and removes caps on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213 against.

The only beneficiaries of this bill are big insurance companies and the wealthiest among us, with the price tag being paid by everyone else through higher premiums, less coverage, and millions of vulnerable Americans losing their insurance.»

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health iInsurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insuranceinsurance.

«Obamacare has burdened New York families with unaffordable premiums, rendered some insurance plans unusable because of high deductibles, and caused people to lose their doctors,» said Donovan, a Staten Island Republican, in a statement.

The ACA's tactic was, rather than reducing premiums to make them lower than how much a person would pay without insurance, to increase the cost of not getting insurance to make it higher than premiums.

«Insurers are acutely aware of the impact that higher motor insurance premiums have for their customers.

years; exempts vehicles owned by firefighter first responders used in the performance of duty from motor vehicle registration fees and vehicle use taxes; authorizes local volunteer fire companies and ambulance companies to offset the cost of health insurance for their volunteers through the use of funds collected from a 2 percent fire insurance premium tax from out - of - state insurers; allows fire companies to select up to three candidates to participate in the state's college tuition assistance program, known as Volunteer Recruitment Service Scholarships; and directs the state Higher Education Services Corp. to create a volunteer recruitment service college loan forgiveness program.

He has supported tax hikes and the Affordable Care Act, which Long said is hurting new Yorkers through higher health insurance premiums even as it has provided coverage to hundreds of thousands who were previously uninsured.

While their tentative contract with the state includes assurances against paying a higher share of health insurance costs, Public Employees Federation members will have to wait a bit longer to find out how much the coming year's health insurance premiums will be.

Connecticut state employees could receive four years of full job security if they agree to concessions such as a two - year wage freeze, three furlough days and higher insurance premiums and pension contributions.

But she has not said if she supports a GOP plan to give states the option of placing those with preexisting conditions in «high - risk» insurance pools that could raise premiums.

«These proposed zoning changes will speed up the process for owners of Sandy - damaged buildings to obtain building permits for elevation and reconstruction and will reduce their vulnerability to future flood events, as well as protect property owners against higher flood insurance premiums,» said CARL WEISBROD, Director of the New York City Department of City Planning and Chairman of the New York City Planning Commission.

Breslin touted an autism law he helped pass mandating insurance companies cover the illness more comprehensively at an earlier age, legislation where higher portions of health insurance premiums pay for actual health care and a life insurance law he said reformed the industry.

In the US, where there are some 9000 cases of inherited breast cancer each year, women fear they might be denied health insurance or be forced to pay high premiums if their results are positive.

The research team found that a single outbreak of listeria in fast food and casual style restaurants could cost upwards of $ 2.5 million in meals lost per illness, lawsuits, legal fees, fines and higher insurance premiums for a 250 - person outbreak.

One potential approach would require individuals to maintain health insurance or face some kind of financial penalty when they next seek coverage, although insurers still could be blocked from charging higher premiums based on health status.