Sentences with phrase «of high risk driver»

What is the definition of a high risk driver?

The short explanation of a high risk driver is one who poses a high financial risk to the auto insurance company.

All is not lost if you happen to fall into the category of high risk driver.

Some of the effects of a high risk driver on a policy have to do with the way your state does business.

So for example, if Farmers Auto Insurance has 14 % of the total auto insurance market in Oklahoma, then Farmers must cover 14 % of the high risk drivers assigned through the OK AIP.

Indeed an auto insurer in Idaho can't write ANY auto insurance in Idaho unless it agrees to cover a portion of the high risk drivers too.

The program is an agreement among all the licenced auto insurance companies in Indiana to accept a share of high risk drivers that matches their share of the total auto insurance market in the state.

So for example, if GEICO has 12 % of South Dakota's total auto insurance market, then GIECO will be assigned 12 % of the high risk drivers by the South Dakota AIP.

This is because they belong to the group of high risk drivers.

Indeed, if a company wants to do ANY auto insurance business in the state, it must agree to cover a share of the high risk drivers.

People under the age of 17 are considered some of the highest risk drivers in America.

Drivers between the ages of 18 and 24 are some of the highest risk drivers, according to the opinions of insurance underwriters, whose opinions are based on actual traffic accident statistics.

This, combined with an exceedingly low population density and a median age of 46.1 years, is an indication that there are not a lot of high risk drivers in this neighborhood.

The most common type of high risk drivers are younger, inexperienced drivers.

The second group of high risk drivers consists of DUI offenders, those with multiple speeding tickets, and accident prone drivers.

So, for example, if Farmers Union has 10 % of the total auto insurance market in Montana, then Farmers Union will be assigned to cover 10 % of the high risk drivers in Montana.

There are typically two different classifications of high risk drivers.

So if for example, GIECO covers 5 % of all Vermont drivers, then GEICO will be assigned 5 % of the high risk drivers in the state.

The deal is that if an insurer wants to do ANY auto insurance business in Vermont, then that insurer must agree to cover a share of high risk drivers when they are assigned.

So for example, if Nationwide Insurance has 9 % of the overall auto insurance market in South Carolina, then it must cover 9 % of the high risk drivers in the state.

It is mandated by law in Roseville that auto insurance companies, whether they specialize or not, must provide coverage to a certain number of high risk drivers.

Every insurance company authorized to sell auto insurance in Illinois must accept an annual quota of high risk drivers from the ILAIP based on their market share.

The Rhode Island AIP calculates each insurer's market share in Rhode Island, and assigns an equivalent share of high risk drivers to respective insurers.

However, each insurance company has a maximum number of high risk drivers it must cover.

Not exact matches

High - risk occupations included retail sales people (with a 92 % chance of automation), administrative assistants (96 %), food counter attendants (91.5 %), cashiers (97 %) and transport truck drivers (79 %).

Median Salary: $ 22,440 Taxi driver made the list mostly because of the high risk for crime.

Because credit and default risk are the dominant drivers of valuations of high yield bonds, changes in market interest rates are relatively less important.

Risk managers in the financial services industry are skittish about what they perceive as a heightened chance for high - impact event hitting the global financial system hard and they're naming potential cyber attacks as one of the biggest drivers for that increased rRisk managers in the financial services industry are skittish about what they perceive as a heightened chance for high - impact event hitting the global financial system hard and they're naming potential cyber attacks as one of the biggest drivers for that increased riskrisk.

Companies with strong gender diversity criteria may be better positioned across all performance drivers, while companies with relatively poor gender diversity criteria may be exposed to higher levels of risk as a result of discrimination lawsuits, exploitation issues and poor talent retention.

We also found evidence that the high - skilled, low - risk jobs will become major drivers of employment growth in Canada.

According to Baleka, the average life expectancy for a long - haul truck driver in the U.S. is 61 to 64 years (10 to 15 years less than the average American male); truck drivers have the highest rate of obesity of any occupation in the U.S. (86 % are overweight, 69 % are obese); they have one of the highest rates of metabolic syndrome, a group of risk factors for heart disease and diabetes; in some years they have had the highest number of fatalities of any occupation, making trucking one of the most dangerous and unhealthy occupations in the U.S.

Instead, they'll focus on «other high risk groups such as sex workers, truck drivers, remote fishing communities and members of the armed forces.»

The risk of riding with an impaired driver was much higher for peer drivers than for older adult drivers (21 percent vs. 2.4 percent for marijuana, 17 percent vs. 4 percent for alcohol, and 5.4 percent vs. less than 1 percent for illicit drugs).

Among drivers younger than 21 years of age, the risk was 38 per cent higher than on control days.

To determine the prevalence of texting while driving among youths, Bailin and her colleagues analyzed data from the 2011 Youth Risk Behavior Survey of 7,833 high school students who were old enough to get a driver's license in their state.

The same database has also revealed that drivers who wear a shoulder strap but neglect to wear a lap belt are at much higher risk of suffering a fatal liver injury.

First Major Gene Mutation for Hereditary Prostate Cancer Found After a 20 - year quest to find a genetic driver for prostate cancer that strikes men at younger ages and runs in families, researchers have identified a rare, inherited mutation linked to a significantly higher risk of the disease.

The risk of developing coronary artery disease and heart attacks, angina or stroke was much higher among drivers who just sat at their jobs, than among conductors who climbed up and down the steps each day.

«Today, curiosity, creativity, and ultimately genuine learning are at risk anywhere high - stakes testing, Big Data, and punitive accountability are the dominant drivers of what teachers and students do in schools.

The Problem: The driver - side floormat anchor may break allowing the mat to move and become trapped between the accelerator pedal and the vehicle carpet, resulting in very high vehicle speeds and increasing the risk of a crash.

«In addition to taking critical steps to improve the structural design of buses, we are committed to further increasing motorcoach safety through stricter oversight, in - depth investigations into high - risk companies, and by ensuring that drivers are properly licensed and medically fit for the job.»

If the driver does not brake in a set time and the system determines that the risk of collision with a pedestrian is extremely high, the system may automatically apply the brakes, reducing speed in order to help the driver avoid the collision or reducing the impact (Refer to the Owner's Manual for additional information).

The driver was effectively unrestrained and the dummy's head hit the centre of the steering wheel with sufficient force for a high risk of fatal injury.

The Exora result — with testing carried out in July 2013 — reflected its performance in the 40 % frontal offset test, where the risk of serious injury to the driver's legs was high.

If the driver does not brake in a set time and the system determines that the risk of collision with a pedestrian is extremely high, the system may automatically apply the brakes, reducing speed in order to help the driver reduce the impact and in certain cases avoid the collision.

In both tests, intrusion into the driver footwell was extensive and contributed to a high risk of injury to the left lower leg and at least a significant risk to the right lower leg.

Activities of the Administration contribute to ensuring safety in motor carrier operations through strong enforcement of safety regulations; targeting high - risk carriers and commercial motor vehicle drivers; improving safety information systems and commercial motor vehicle technologies; strengthening commercial motor vehicle equipment and operating standards; and increasing safety awareness.

Such restraints should reduce the risk of whiplash injury by meeting positioning requirements in relation to drivers» heads — that is, the restraints would be positioned high enough and close enough to the backs of occupants» heads in a rear - end crash to mitigate neck injury.

Injury measures taken from driver dummies in both tests indicate high risk of life - threatening injuries.

Teens» high risk of crashing is amplified by certain vehicles, and teens are more likely than other drivers to have the least safe types of cars, new studies show.