Sentences with phrase «of immediate income»

While such a focus may well result in a lower level of immediate income than is available elsewhere, the long - term prospects for both income and total returns are likely to be greater.

While subject to minimum required distributions, this may be a good choice if you want to continue the tax - deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes.

Not exact matches

Some employees opt out at first, as they don't want to lose the immediate income, but as their salary increases or they start to get older, many realize the importance of having a pension and decide to opt back in.

She noted that there is strong research that indicates that the extra income the tax credit gives to low - income families has significant long - term benefits for the children, improving their educational, health, and career outcomes, on top of helping to mitigate immediate hardship.

Ordinarily, cash payments made in lieu of unvested stock awards would trigger an immediate income - tax liability for the recipient.

Tillerson's ethics agreement also helped him to avoid an immediate federal income tax bill of as much as $ 72 million, according to tax specialists who reviewed his plan at the time.

An alert mistakenly directing panicked Hawaiians to seek immediate shelter from an incoming ballistic missile was the result of human error, the state's governor said.

Jaskol turned up two immediate priorities for Bunn: raising its minuscule bank credit line (with an eye toward eventually financing part of its acquisitions through borrowing); and minimizing taxes through more effective use of income - deferral strategies.

Which is why I contend it makes more sense to think of an immediate annuity as part of a comprehensive retirement income plan that works as follows: Put a portion of your savings into the annuity and opt for the highest monthly payment.

Examples include provisions that allow immediate expensing or accelerated depreciation of certain capital investments, and others that allow taxpayers to defer their tax liability, such as the deferral of recognition of income on contributions to and income accrued within qualified retirement plans.

Procedures were in place to discount bills for immediate payment, and to evaluate the borrowing capacity of enterprises whose assets could be quickly liquidated, or well attested income streams that could be capitalized to carry bank loans, as in the case with real property.

Fortunately, the type of annuity you're asking about — an immediate annuity — is (by annuity standards at least) the easiest to understand and, to my mind the type with the greatest potential for helping people who want more guaranteed lifetime income than Social Security alone will provide.

The costs associated with losing a limb can be particularly high as you not only have to pay for the immediate hospital expenses, but may also have to cover physical therapy, a prosthetic, and income while you're out of work.

This cut would be immediate and would affect all beneficiaries regardless of age, income, health or wellbeing.

Don't underestimate the income potential of a good side hustle; opportunities with immediate payout are available.

1) you don't get much in terms of immediate tax break because your marginal tax rate is low 2) you end up locking up money in plans that you can't touch until you are 59 1/2 3) social security replacement rate versus your income is relatively high versus the replacement rate for higher income earners.

One caveat: If your child is the beneficiary of a 529 account that belongs to someone outside the immediate family, the value of the plan doesn't get factored into the federal financial aid formula, but withdrawals are treated as student income.

«Lumping immediate annuities with all the other types is rather disingenuous,» said Wade Pfau, professor of retirement income at The American College of Financial Services and director of retirement research at McLean Asset Management in McLean, Virginia.

Remember what Irving Fisher told us in The Debt - Deflation Theory of Great Depressions: The public psychology of going into debt for gain passes through several more or less distinct phases: (a) the lure of big prospective dividends or gains in income in the remote future; (b) the hope of selling at a profit, and realizing a capital gain in the immediate future; (c) the vogue of reckless promotions, taking advantage of the habituation of the public to great expectations; (d) the development of downright fraud, imposing on a public which had grown credulous and gullible.

New low - cost deferred variable annuities «deserve to get more respect,» insisted Pfau, but he singled out the immediate annuity — also called an income annuity or a life annuity — as packed with the most potential because it offers «a ton of benefits to consumers.»

Even that $ 575 in monthly income is likely too generous, as a large segment of the public does not even know such a thing as an immediate annuity offering joint and survivor benefits exists.

«If the Fed hikes — and it almost certainly will — we're going to see an almost immediate move in the prime rate, and that's going to flow directly into the interest income of all the lenders here in the United States,» commented Albert Brenner, director of asset allocation strategy at People's United Bank, in a Tuesday «Power Lunch» segment.

The amount of income you receive from an immediate annuity depends on factors such as your age, gender and the length of your payment period.

The immediate pay fixed annuity, if you simply need lifetime income and need to convert a savings or certain amount of money into a stream of income, rather than a holding of savings, and for life.

It is notable that the 3 - month Treasury bill yield dropped to 0.11 % from 0.15 %, which is actually a good sign in the sense that it will facilitate the willingness to hold the additional base money the Federal Reserve has created in recent weeks without immediate inflation pressures, though it clearly comes at the expense of individuals on fixed incomes who rely on interest on certificates of deposit and the like.

Adding in Nancy's present defined benefit pension of $ 2,600 per month or $ 31,200 per year to age 65 raises the couple's immediate gross income to $ 8,075 per month or $ 96,900 per year.

However, income annuities (sometimes referred to as «immediate annuities» or «deferred income annuities,» depending on when income payments begin) do offer a predictable guaranteed stream of income that you can't outlive.

There is very little doubt among serious economists that the immediate impact of corporate tax cuts would be to help corporations and that the vast majority of corporate shareholding is concentrated among those at the top of the income and wealth distribution.

An immediate annuity is when the client gives a lump sum of money to the insurance company & the insurer guarantees a monthly income as long as the client lives.

The purpose of a tax - deferred annuity, unlike an immediate annuity, is to build funds to create an income stream at a later date.

But he singles out the immediate annuity — also called an income annuity or a life annuity — as packed with the most potential because it offers «a ton of benefits to consumers.»

Specifically, when people receive a surplus of unexpected income, they spend that money on immediate gratification.

Arguments favoring international trade are based on valuing community, emphasizing immediate improvement of the lot of the poor, avoiding extreme gaps of income internal to nations, and retaining the ability of people through political processes to have a say in determining what happens to them.

Without careful projections early on, sellers may have unrealistic expectations about immediate income and possible deferred compensation in the form of earn - out agreements.

All incoming Transfers will be a balance of immediate requirement of established players who wont come cheap, and promotion of talent like Toral.

Based upon IRS guidelines, you receive an immediate income - tax deduction for the value of the School Nutrition Foundation's remainder interest.

Today, with growth prospects still very uncertain and interest rates too low to be of use, a temporary VAT cut now is still the right prescription before extra capital spending can come on stream — although any immediate tax cut which helps middle and lower income families is better than nothing.

Money collected via credit cards is available instantly, allowing a candidate to take immediate advantage of an overnight surge in income.

A property tax credit provides immediate relief, while an income tax credit puts the onus on homeowners to wait for approval from the Department of Taxation and Finance.

New York should adopt rigorous disclosure requirements for public officials and their immediate family members, including the disclosure of outside employment income and clients.

Gov. Dannel P. Malloy ordered an immediate hiring freeze Thursday after a sharp nose - dive of more than $ 450 million in state income tax collections, spelling trouble for both the current budget and the coming years.Malloy's budget office told agency heads...

Indeed, the report did not recommend any immediate changes to the state's income tax rate, despite the urging of former Gov. George Pataki, its co-chair, but the third paragraph contains a recommendation that the top rate recede to 6.85 percent from 8.82 percent.

Bianco notes that the placement of the institute in India brings several benefits, including a rich scientific base, and access to Indian firms with expertise in making affordable drugs and vaccines and to a large population of lower - income people who could test new vaccines and would be among the immediate beneficiaries of any successes.

They found the previous decision of an employee to forego immediate income and contribute to a 401 (k) retirement plan predicted whether he or she would respond positively to the revelation of poor physical health.

Places known as food deserts are an immediate cause of unhealthy living, and the danger only increases in areas where most families incomes are low.

Even among low income schools, where the immediate college enrollment rate was only around 50 percent, at least two - thirds of graduates (65 percent) enrolled in college within two years after graduation.

Should the unions lose, the immediate impact in terms of union income is relatively small — however the precedent set by a ruling in favor of the teachers has broad implications for future cases involving efforts to give every child the chance at an excellent education.

We all want immediate results, of course, and even though I set out a 5 year plan, and am actually exceeding that plan at this stage in terms of income, it is only Amazon that sends me money every month.

And, in fact, lots of research shows that while people like the concept of lifetime income, they're not nearly as keen about buying immediate annuities.

And because you're collecting immediate income, you're lowering your cost basis on the shares you're buying, which means this strategy is actually safer than purchasing shares of the underlying stock outright.