Sentences with phrase «of increasing available credit»

While your score is likely to achieve that goal of 700 within the next few months simply by continuing to manage your post-bankruptcy credit as you've been doing, I'm going to suggest accelerating the process by obtaining another credit card or two for the dual purpose of increasing your available credit, which should help lower your utilization, and adding some positive credit to your credit report to help offset or dilute some of that negative credit history related to your bankruptcy.

This had the dramatic effect of increasing available credit to businesses while lowering overall interest rates.

Not exact matches

While closing a card doesn't shorten your account history, it decreases your total amount of credit available, and therefore increases your credit utilization rate, which could negatively impact your credit score.

By increasing the amount of credit that's available on your credit cards while working to reduce your debt, you will improve your credit utilization and help to increase your credit scores.

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

Despite the increasing number of financial institutions servicing the cannabis industry, credit is still very rarely available for marijuana businesses.

If the Fed increases interest rates rapidly, this chokes off the flow of credit available and makes businesses less likely to spend.

Offering yet another indication that China will continue to rely on credit to support growth, Li also set a goal of increasing total financing available for investments by 13 % in 2016, roughly double the GDP growth rate.

During periods of adverse changes in general economic, industry or competitive conditions, such as we experienced in calendar years 2008 and 2009, some of our vendors may experience serious cash flow issues, reductions in available credit from banks, factors or other financial institutions, or increases in the cost of capital.

That's because a larger limit will increase your available credit and help lower your utilization rate, the percentage of your credit that you use.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

Using your personal credit doesn't do anything to help you build a strong business credit profile; and the higher balances (increasing the ratio of available credit to the credit used) may even hurt your personal score.

If you want to test my theory, have your spouse, or parent add you as an A.U. on a couple of their cards without even giving you the physical card (to avoid risk if they worry about abuse) watch your scores go through the statosphere if the balances are low because it increases your presumed available amount of credit and expands your ratio of credit vs balances

The IRS is currently revising Form W - 4 to reflect changes made by the Tax Cuts and Jobs Act (the «Act») affecting individual taxpayers — such as changes in available itemized deductions, increases in the child tax credit, the new dependent credit, and the repeal of dependent exemptions.

The Revolving Credit Facility provides for a revolving total commitment of $ 20,000 of which $ 15,000 was available immediately and can be increased to $ 20,000 on or after the first anniversary of the effective date upon the Company's election and satisfaction of certain conditions.

The total dollar amount of credit available is starting to increase.

In turn, by having significantly lower credit limits, it becomes easier for low - income individuals to eat up a larger portion of what's available, thus increasing their credit utilization.

Doing so could hurt your credit score by increasing your utilization rate, or the percentage of your available credit that you use.

«We would like the Department for Work and Pensions to look at ways in which they can reduce the 6 - week wait to be made and also increase the amount of information available locally so people who are moving onto Universal Credit are well informed about the process.

The obvious benefit of this approach will be increased funds available for nongovernmental schools, funds subsidized by a tax credit rather than dispersed in federal grants.

«Making public data available for re-use is about increasing accountability and transparency and letting people create new, innovative ways of using it,» Sir Tim Berners - Lee, the man widely credited with inventing the internet and a key figure in the development on the site, said.

In addition, the higher figures reflect an increase in the number of teens who earn more than $ 8 but less than $ 9 an hour who would be available for the credit in succeeding years as the wage and credit rise.

«(i) increase the percentage of emissions that can be offset through the use of international offset credits to reflect the amount that 1.0 billion exceeds the number of domestic offset credits the Administrator determines is available, at prices generally equal to or less than emission allowance prices, for that year, up to a maximum of 0.5 billion tons of greenhouse gas emissions; and

Included are: the biggest increase in Pell Grants in 20 years; $ 1,500 HOPE Scholarships to make the first two years of college universally available; a 20 % tuition tax credit for college juniors, seniors, graduate students and for working Americans pursuing lifelong learning to upgrade their skills; and the use of Individual Retirement Accounts (IRAs) for educational savings.

Teacher educators must make the most of available credit hours during preservice education, while becoming ready to meet the increased needs of new teachers in the field.

NADA contends the CFPB is seeking to change dealer - assisted financing in a way that will increase the cost of credit and make it less available to automotive consumers.

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I believe Amazon's subscription service credits a sale only when 10 % (some speculate that might increase further) of the book has been read and the majority of available titles are self - published, so that's a different animal, at least for now.

Paying your loan on time is very important in order to build a positive credit history with King of Kash which will allow you to increase your available credit for future loans.

If you are able to secure a new card with a high spending limit and use it wisely, your amount of available credit will increase.

Although it increases your total available credit, opening several new lines of credit in a short period of time can actually hurt your score.

(It increases the ratio of used to available credit, which is bad.)

One of the biggest ways to increase your credit score is by under - utilizing your available credit limit — no higher than 30 %, but ideally 10 %.

In turn, by having significantly lower credit limits, it becomes easier for low - income individuals to eat up a larger portion of what's available, thus increasing their credit utilization.

However, there is light at the end of the tunnel, with an increasing number of options available to bad credit borrowers looking to purchase a home for the first time.

This line of credit also includes a compounding feature so that available credit increases each period on the prior period's available credit balance.

That provides an opportunity to add three positives right away to your credit report: an increase in the number of years using credit, an increase in the average age of credit cards you use, and an increase in the credit utilization available on your cards.

That way, if you're a doctor who wants to raise your credit score in anticipation of a big purchase, you'll know the steps to take to increase your score to get the best opportunities available to you.

So many different options are available when you set about obtaining a mortgage for people with bad credit, you may want to enlist the help of a home loan broker to increase your understanding.

Again if you don't have any credit issues, opening a new card increases the amount of available credit you have, as long as you don't spend more money just because you have more credit.

You can increase your odds of approval by knowing the different types of loans available to those with poor credit, and understanding what lenders look at when determining your creditworthiness.

The borrower with a Line of Credit will see a very simple decrease of loan balance and increase of available funds when prepayment is made.

If you can't get a credit line increase or you simply want to add some available credit to lower your utilization rate, check out some of the best personal and business credit cards to see if one fits your needs.

It depends on your own personal circumstances, but long - standing accounts with good histories can be beneficial to your score — and closing an old card can actually reduce your available credit... which in turn increases the share of available credit used and thus potentially harming your score.

However, with utilization on the higher side — say, more than 25 percent — the removal of the closed card's limit can cause those remaining balances to make up a larger proportion of your available credit, increase your utilization percentage, and lower your score.

American Express has increased the introductory offers for both of their Delta co-branded credit cards to the highest offers we've seen, but they're only available for a limited time.

So, by closing an old or unused card, you are essentially wiping away some of your available credit and there by increasing your credit utilization ratio.

This increases your total available credit and reduces the percentage of debt to available debt that you have, which looks good to lenders.

For many, a lowered spending limit had further damaged their credit score as reducing the amount of money available on the credit card increased the person's apparent debt to income ratio.

However, it may take a little longer for the effect of the credit inquiry to be made up, because your personal credit report will not show increased available credit so your credit utilization ratio will not change.