Sentences with phrase «of individual insurance companies»

If you don't want to be hassled by agents at all you can access the websites of individual insurance companies and get online life insurance quotes from their.

Independent insurance rating agencies also closely scrutinize the financial strength of individual insurance companies and make their rankings available to the public.

These numbers are taken using the premium calculators of individual insurance company websites.

Not exact matches

The company also made waves as part of the insurer exodus from the individual insurance sector (including Obamacare marketplaces), which led to almost $ 700 million in losses between 2014 and 2016, according to Aetna.

She joined the company in 1997 and has held a number of executive positions including CFO of Prudential Annuities, VP of Finance (Individual Life Insurance), and Managing Director & Asset Treasurer, Capital Markets and Corporate Finance.

The tax bill lowers the corporate tax rate from 35 % to 21 %, eliminates the penalty under the Affordable Care Act for failing to have health insurance, a narrower estate tax, and cuts the top effective marginal tax rate for S corporations to a top rate of 29.6 percent, among other measures that gives the biggest breaks to the wealthiest individuals and companies.

«It keeps individual mandate but makes you pay the insurance companies instead of the government,» he wrote.

«One of the methods that was used was fake individuals and shell companies had taken mortgages on some of these properties, and for all of them they had produced fake insurance and title insurance,» he said.

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

Offers a unique history of US health care that has never been told in depth through analysis of the centers of national politics, powerful interest groups, and even individual insurance companies and physicians» offices

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

The medical loss ratio provision of the Affordable Care Act, or Obamacare, requires most insurance companies that cover individuals and small businesses to spend at least 80 percent of their premium income on health care claims and quality improvement.

Cerberus and its affiliates manage over $ 30 billion for many of the world's most respected investors, including government and private sector pension and retirement funds, charitable foundations and university endowments, insurance companies, family offices, sovereign wealth funds and high net worth individuals.

Major financial institutions, insurance companies, municipal governments, and real estate developers along with corporate organizations and individuals are among the wide range of clients we are proud to serve.

Insurance companies use a long list of factors to price renters insurance for only one inInsurance companies use a long list of factors to price renters insurance for only one ininsurance for only one individual.

It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).

As an underwriting company, Chubb assesses, assumes and manages risk with insight and discipline, and combines the precision of craftsmanship with decades of experience to conceive, craft and deliver the best insurance coverage and services to individuals, families and business of all size.

Chubb — Chubb is the world's largest publicly traded property and casualty insurance company, and recognized as the premier provider of insurance for successful individuals and families in the U.S. and selected international markets, offering coverage for high - value automobile, homeowners, recreational marine / aviation, valuables and umbrella liability coverage.

The company's Property & Casualty Insurance segment provides automobile, homeowners, renters, fire, umbrella, and other types of property and casualty insurance to individuals; and commercial automobile insurance to buInsurance segment provides automobile, homeowners, renters, fire, umbrella, and other types of property and casualty insurance to individuals; and commercial automobile insurance to buinsurance to individuals; and commercial automobile insurance to buinsurance to businesses.

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally.

Third, it is no longer clear in many cases just who the owners are, with millions of shares of stock being held by the public, many by individuals but also many by pension funds, insurance companies and other investment concerns.

The Dietitians at Bay Area Nutrition are providers for a number of insurance companies, including the Santa Clara County Individual Practice Association (SCCIPA), Aetna, Affinity, HealthNet, Stanford Healthcare and Medicare.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

Insurance coverage of breastfeeding practitioners and services depends on your insurance company, your individual health plan, the kind of breastfeeding service you need, and the type of specialist you wanInsurance coverage of breastfeeding practitioners and services depends on your insurance company, your individual health plan, the kind of breastfeeding service you need, and the type of specialist you waninsurance company, your individual health plan, the kind of breastfeeding service you need, and the type of specialist you want to see.

However, the costs of breastfeeding are mostly borne by the mothers and those for breastfeeding training mostly by the individual health care workers or hospital, while the health insurance companies and society - at - large are profiting from the financial savings from exclusive and long - term breastfeeding.

For example, if we did away with the individual mandate to buy health insurance, but continued to ensure that insurance companies did not discriminate against people with pre-existing conditions, then young, healthy people may forego health insurance, leaving the industry with a disproportionately high number of sick people, driving up the cost of health care.

By hastily rubber - stamping this deeply problematic proposal, the Committee has taken a step toward a future in which the lives of terminally - ill persons are treated as expendable, and in which insurance companies will be at liberty to make cost - saving coverage decisions that steer vulnerable individuals toward physician - assisted death.

The tax code also has sections almost as long as the entire tax code applicable to ordinary individuals who earn wages and salaries to cover specialty topics like how to determine the taxable income of an insurance company.

In a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions insurers must cover and removes caps on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213 against.

Saul worked in the law department of a Fortune 500 insurance company for many years, where she specialized in giving advice regarding securities based retirement products for individuals, groups and pension plans.

Basically, the individual mandate took effect in 2014, requiring the majority of Americans and companies to provide health insurance for themselves and their employees.

In reality, many individual coverage plans were dropped by insurance companies, leaving patients to have to enter the new state or federal exchanges to find new plans - which often meant changing networks of doctors.

CSRs are payments to insurance companies that subsidize the premiums of low - income customers who can not afford to buy health plans on the individual market.

By requiring every individual in America to buy private health insurance that is overpriced and under - regulated, the health care bill takes money out of average citizens» pockets and places it in the hands of insurance companies.

If you convert an individual's health - care information from a folder of handwritten documents stored in a file cabinet to a bundle of zeros and ones stored in an online database, a lot more people can gain access to that information, including prospective employers and insurance companies.

The company offers educational programs designed to assist individuals in changing their health outcomes through improved diet and lifestyle habits; to assist employers in reducing the costs of health insurance and medical care for employees; and to educate health care professionals about how to use diet and lifestyle for preventing, reversing, and stopping the progression of degenerative disease.

Breaking down the monolithic business into its individual industries - the hospitals, doctors, insurance companies, drug manufacturers - that together constitute our healthcare system, Rosenthal tells the story of the history of American medicine as never before.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

If you have an individual health insurance plan, some insurance companies may require proof of insurability before covering your new spouse.

Each of the individual life insurance companies follows their own underwriting guide.

According to the National Association of Insurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iInsurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance score as a factor in deciding how much to charge an individual for car insuranceinsurance.

The information is packaged and sold to individuals, creditors, banks, credit unions, prospective employers, landlords, insurance companies, collection agencies, etc. in the form of a consumer credit report.

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providing a guaranteed stream of income.

The firm is owned by its employees and, as of September 2014, managed $ 5 billion for institutions, retirement plans, insurance companies, foundations, endowments, high - net - worth individuals, investment companies, corporations, pension and profit sharing plans, pooled investment vehicles, charitable organizations, state or municipal governments, and limited partnerships.

Life insurance companies already have several categories of activities that denote you as a high risk individual, such as skydiving.

With over 3.5 million individual product customers in 2014, Mutual of Omaha is one of the most well - known and respected insurance companies in the field.

In the year 2014 - 15, the life insurance companies had settled 8.51 lakh claims on individual policies, with a total payout of Rs 11,788.67 crore.

Insurance companies use credit scores to predict the chances of an individual filing an insurance claim and the amount of thInsurance companies use credit scores to predict the chances of an individual filing an insurance claim and the amount of thinsurance claim and the amount of that claim.

The price of insurance is individual to you, and it's set based on the risk being taken on by the company.

In addition to covering the traditional insurance lines of home and automobile insurance, the company also covers niche markets like aviation and energy, and provides liability insurance to high - net - worth individuals and families.