Sentences with phrase «of individual issuers»

The Fund is considered non-diversified and can invest a greater portion of assets in securities of individual issuers than a diversified fund.

Fixed income prices respond to changing economic environments, including interest rate changes and credit risk perceptions of individual issuers, which can negatively affect the price and income level.

Except for mutual funds in the over $ 1 billion asset size class, it does not seem usual practice for individual mutual funds to accumulate greater than 5 % positions in the equities of individual issuers.

Not exact matches

Bonds are weighted according to their market value; however, individual issuers are capped at a maximum of 3 %.

Bond funds typically own a number of individual bonds of varying maturities, so the impact of any single bond's performance is lessened if that issuer should fail to pay interest or principal.

Just as individuals have their own credit report and rating issued by credit bureaus, bond issuers generally are evaluated by their own set of ratings agencies to assess their creditworthiness.

One feature of bond markets that limits their liquidity is that individual issuers may have a large number of different securities outstanding.

Of course, if you hold individual bonds to maturity, you may be able to ride out price fluctuations, knowing that as long as the bond issuer doesn't default, you will get your principal back at maturity and interest payments along the way.

All interested parties, namely: - members of management of companies seeking financing, particularly early stage businesses and other small and medium - sized enterprises; - individual and institutional investors; - dealers, representatives and other registered persons; and - lawyers, accountants and other professionals offering services to issuers.

«The Commission could consider leaving the current income and net worth thresholds in the accredited investor definition in place, but limiting investments for individuals who qualify as accredited investors solely based on those thresholds to a percentage of their income or net worth (e.g., 10 % of prior year income or 10 % of net worth, as applicable, per issuer, in any 12 - month period).»

Holding an individual bond to maturity will result in the return of principal (assuming the bond issuer doesn't default), but those nominal dollars will be worth less with inflation and during periods of higher interest rates.

- PIV Trusted Agent: A PIV Trusted Agent is an individual designated by the AA to perform certain duties of either the PIV Issuer or the PIV Registrar.

You should also try to diversify among individual bonds, perhaps by holding a number of securities from different issuers.

Illiquid asset Immediate - or - cancel Income bond Income statement Indenture Index Indication of interest Individual Retirement Account (IRA) Industrial revenue bonds Inflation Inflation rate Initial public offering Inside market Insider Instinet Institutional investor Intangible drilling and development costs Integration Interbank market Interest Intermarket Trading System (ITS) Interpositioning In - the - money Intrastate offering Intrinsic value Introducing broker / dealers Inventory Inverted head and shoulders pattern Investment Investment adviser Investment Advisers Act of 1940 Investment banker Investment Company Investment Company Act of 1940 Investment contract Investment grade securities Investor brochure In - whole call IOC IPO Issue Issuer

Other factors to consider when looking at individual bonds include the credit quality of the issuer and the time until the bond matures.

The MSRB's portal EMMA also provides free access to annual continuing disclosure about the financial condition of an issuer as well as additional specific data on individual municipal securities.

Other credit card issuers, meanwhile, don't set prearranged limits, but rather do a more indepth analysis of each customer's finances to arrive at individual numbers.

Rewards programs are individual card issuers» way of incentivizing the public to use their card over a competitor's.

My first stop is PC and not individual card issuers since I get a running list of transactions from all accounts.

Of course, if you hold individual bonds to maturity, you may be able to ride out price fluctuations, knowing that as long as the bond issuer doesn't default, you will get your principal back at maturity and interest payments along the way.

On the flip side, some of these cards do not offer bonus rewards, they may have an annual fee, or the card issuer typically only considers individuals with good or excellent credit (keep in mind that your credit score as well as other factors are involved in determining if you qualify for a credit card).

With individual bonds, the risk level depends on the bond's characteristics like the credit worthiness of the issuer.

Just as individuals have their own credit report and rating issued by credit bureaus, bond issuers generally are evaluated by their own set of ratings agencies to assess their creditworthiness.

For individual bonds, there is a maturity date at which you can expect to receive the face value of the bond (the issuer's creditworthiness is important here).

However, not all kinds of agency bond issues are considered liquid, including some of which may be structured for a particular issuer or class of investors and may not be suitable for individual investors.

measurement of the risk of default of an individual fixed - income security or the issuer of a fixed - income security; generally measured by one of the major ratings agencies

They will force someone to issue a credit card to a homeless individual with no job or income of any sort and then tell the card issuer they can't penalize the homeless individual for paying late and can't try to collect the debt in any way.

Filed Under: Investing Tagged With: Ben Graham, Individual Investors, Investing, Investor, Portfolio, Schloss, Stock Market, The Intelligent Investor, Value Investing, Walter Schloss, Warren Buffett, Zen, Zen Investor Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

An individual's credit limit is the maximum line of credit extended by the credit card issuer or lender.

Although the Department of Education is the largest issuer of federal student loans for borrowers in the United States, they do not often service the loans issued to individuals after funds are disbursed.

In the above - mentioned list of companies, whose common stocks all are selling at meaningful discounts from NAV and which also enjoy super-strong financial positions, long - term returns to TAM investors would likely be more than satisfactory, if the individual issuers could increase their NAV after adding back dividends by at least 10 % per annum compounded.

Filed Under: Daily Investing Tip Tagged With: Individual Retirement Accounts, invest, Investing Tips, retirement Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

The collateral behind these bonds often consists of a pool of high - yield bonds diversified by issuers and industries, which enables the pool to obtain a higher rating than any individual bond in the pool.

Price risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate due to a change in market prices (other than those arising from interest rate risk or currency risk), whether those changes are caused by factors specific to the individual financial instrument or its issuer, or factors affecting similar financial instruments traded in the market.

The Bank of America Merrill Lynch U.S. High Yield Constrained Index limits any individual issuer included in the Bank of America Merrill Lynch U.S. High Yield Index to a maximum of 2 % benchmark exposure.

While the actual upper limit will vary by scoring model, the type of credit product, and even the individual credit card issuer, many consumers with credit scores below 650 will fall into the «Bad Credit» category.

In the case of resident aliens, foreign nationals, and other immigrants who don't qualify for an SSN, some issuers will accept an Individual Taxpayer Identification Number (ITIN) in its place.

That said, individual issuers sometimes have their own limitations on how many of their cards a particular cardholder can obtain.

Many issuers offer corporate cards that can be issued to individual employees, and many of these can offer cash - back rewards.

That's why it's important to carefully study your individual spending patterns, determine the perks you find most valuable, and think about the type of service you expect from a card issuer.

An issuer or selling security holder is no longer entitled to accept an individual investor's standard representations in a subscription agreement or initials beside the applicable category on the relevant form: the seller now has a positive responsibility to take reasonable steps to verify the investor's representations and ensure the terms of the exemption relied upon are met, and to retain relevant documentation to evidence the steps it took to establish that the investor met the exemption's conditions.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

We assist our clients with corporate and securities compliance issues, such as continuous disclosure and insider trading requirements of issuers and individuals.

In addition, our securities and litigation attorneys have substantial experience in the representation of issuers, officers and directors, broker - dealers, registered representatives and individuals in a broad range of investment, compliance and employment matters, including in SEC, FINRA and state investigations and proceedings.

(1) an interest in the individual holdings within a mutual or common investment fund; (2) an interest in securities held by an educational, religious, charitable, fraternal, or civic organization in which the judge or the judge's spouse, domestic partner, parent, or child serves as a director, an officer, an advisor, or other participant; (3) a deposit in a financial institution or deposits or proprietary interests the judge may maintain as a member of a mutual savings association or credit union, or similar proprietary interests; or (4) an interest in the issuer of government securities held by the judge.

If a group health plan provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and the group health plan creates or receives protected health information in addition to summary information (as defined in § 164.504 (a)-RRB- and information about individuals» enrollment in or disenrollment from a health insurance issuer or HMO offered by the group health plan, the group health plan must maintain a notice that meets the requirements of this section and must provide the notice upon request of any person.

In addition, group health plans that provide health benefits only through an insurance contract and do not create, maintain, or receive protected health information (except for summary information described below or information that merely states whether an individual is enrolled in or has been disenrolled from the plan) do not have to meet the notice requirements of § 164.520 or the administrative requirements of § 164.530, except for the documentation requirement in § 164.530 (j), because these requirements are satisfied by the issuer or HMO that is providing benefits under the group health plan.

First, we include a group health plan and an issuer or HMO with respect to the group health plan within the definition, but only with respect to the protected health information of the issuer or HMO that relates to individuals who are or have been participants or beneficiaries in the group health plan.

Individuals enrolled in such group health plans have the right to notice of the health insurance issuer or HMO's privacy practices and, on request, to notice of the group health plan's privacy practices.

In this case, the individuals enrolled in the group health plan would receive notice of the health insurance issuer or HMO's privacy practices, but would not be entitled to notice of the group health plan's privacy practices.