Sentences with phrase «of insurance assets»

Our insurance recovery lawyers help clients manage their environmental liabilities by maximizing and preserving the value of their insurance assets.

I benefitted from the cleaning up of insurance assets 2002 - 3, and thought that the cleanup had persisted.

MFS is among the largest asset managers of insurance assets in the US through its Variable Insurance Trust (VIT) funds.

Not exact matches

If you're short on liability insurance, your house is just one of the assets that's up for grabs in a lawsuit.

Statutory capital and surplus represents the excess of an insurance company's admitted assets over its liabilities, including loss reserves, as determined in accordance with statutory accounting practices.

Most of its customers would be covered by government insurance, the Office of the Superintendent of Financial Institutions would ensure an orderly death, and vultures would swoop in quickly to grab the valuable assets.

«The banks have no interest in financing small business unless they are 100 % secured on company assets, personal insurance and guarantees,» said a Bank of Montreal client based in Saint - Laurent, Quebec.

On top of that, insurance companies invest nearly $ 7 trillion in assets.

As a result, risky asset classes such as equities and commodities will be assigned much higher reserve requirements than bonds, which is why some insurance industry players are already dumping equities to hold a greater proportion of bonds.

She joined the company in 1997 and has held a number of executive positions including CFO of Prudential Annuities, VP of Finance (Individual Life Insurance), and Managing Director & Asset Treasurer, Capital Markets and Corporate Finance.

The 11 billion pound merger triggered the right for Lloyds and Scottish Widows, which is part of the British bank, to review an agreement struck in 2014 for Aberdeen to manage pension assets on behalf of Lloyds» insurance and wealth units as Standard Life is a «material competitor» to both.

But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.

Instead, think of it as an insurance policy that is meant to protect the rights, assets and investments of everyone involved.

In many of those cases, of course, insurance covers replacement of physical assets.

One of Scroggin's clients had a $ 1 million life insurance policy, but didn't document it among his assets.

The life - insurance policy is considered part of your plan's assets.

That way you can be certain that its assets or insurance will cover estate taxes, which can be as high as 60 % of assets when an estate passes to anyone other than a spouse.

Some of the myths reflect our fears, like the need for a lot of insurance or maintaining a large portion of assets in cash.

Some of the most common other assets include cash value of life insurance, long - term investment property and compensation due from employees.

The agency, created in 1946 to build houses for veterans of the Second World War, liked to describe itself as the «heart of housing» — an enormous Crown corporation that dominated the mortgage insurance market, guaranteed complex, bond - like assets called mortgage - backed securities, and subsidized the building and upkeep of First Nations and social housing.

The asset is a supercharged type of dividend - paying whole life insurance.

You'll likely need to invest in multiple types of insurance, including basic property protection as well as specific asset protection and general liability insurance, in case someone is injured on your property.

Based in Winston - Salem, N.C., the company operates 2,139 financial centers in 15 states and Washington, D.C., and offers a full range of consumer and commercial banking, securities brokerage, asset management, mortgage and insurance products and services.

It cost every man, woman, and child in the United States 2000 dollars each to make sure the executives at AIG who wrote insurance and did not put capital reserves away to cover it were able to keep their pay, their bonuses, their future bonuses, and all of their personal assets.

The introductory clause is amended to reflect the June 9, 2017 applicability date of that section, as follows: «On or after June 9, 2017, if the insurance agent or broker, pension consultant, insurance company or investment company Principal Underwriter is a fiduciary within the meaning of ERISA section 3 (21)(A)(ii) or Code section 4975 (e)(3)(B) with respect to the assets involved in the transaction, the following conditions must be satisfied, with respect to the transaction to the extent they are applicable to the fiduciary's actions -LSB-.]»

Your individual deposits, up to $ 250,000 per institution, are insured by the federal government, through the Federal Deposit Insurance Corp., at virtually all banks — no matter the asset size or number of branches.

Troy Bender, President and CEO at Asset Retention Insurance Services Inc., has more than 30 years of experience in the insurance and annuity Insurance Services Inc., has more than 30 years of experience in the insurance and annuity insurance and annuity industry.

Many lenders will require that you take out insurance on the asset you're purchasing throughout the term of the loan when the asset being purchased is also being used as collateral for the loan.

Insurance Select Sector SPDR (KIE) is among a limited group of passively - managed ETFs that justifies its fees (above the XLF benchmark) through focused asset allocation.

A number of asset managers are being hit with similar lawsuits by employees, such as New York Life Insurance Co. and American Century.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Many banks will also require a borrower to insure an asset being purchased over the course of a loan (with an insurance policy acquired for that purpose), to protect the value of the asset being purchased with the loan proceeds.

GLOBAL RISKS AND OPPORTUNITIES: The World View Hosted by Zurich Insurance Group Mary Callahan Erdoes, Chief Executive Officer, J.P. Morgan Asset Management Efrat Peled, Chairman and CEO, Arison Investments Susan Schwab, Former U.S. Trade Representative; Strategic Advisor, Mayer Brown; Professor, School of Public Policy, University of Maryland Isabelle Welton, Chief Human Resources Officer and Regional Chairman of Latin America, Zurich Insurance Group Moderator: Nina Easton, Washington Columnist; Senior Editor; Chair, MPW International and Co-chair, Global Forum, Fortune

We've helped donors contribute other assets, including the cash value of life insurance policies, artwork, collectibles, Bitcoin, and even livestock.

Similar to the portfolio, methodology of insurance documented in equity markets, the contingent immunization provides executives with the innate ability to exchange underperforming fixed income assets with better performing ones while restricting their powers in cases where declines...

Since the early 1980s, the proportion of household financial assets held as deposits has fallen from about 50 per cent to below 30 per cent; this has been mirrored by a comparable rise in the proportion of household assets held as claims on life insurance and superannuation funds (Graph 11).

Notably, the National Financial Work Conference has been the stage for: forming agencies to regulate the insurance and securities industries and bank bailout strategies in 1997, creating banking regulators and listing state - owned banks on exchanges abroad in 2002, creating the sovereign wealth fund, establishing the China Investment Corporation in 2007, which currently has assets of $ 813.5 billion, and developing methodologies for dealing with the global financial crisis of 2008.

She is a past director of Magna Vista Investment Management, PJ Doherty Associates, Canso Investment Counsel IRC, Cypress Capital Management, TAL Private Management, TAL Global Asset Management, Jones Brown Insurance, and the Canadian Investment Counseling Association.

Asset holdings are lower in states with high exemptions, suggesting that the consumption smoothing result is driven by lack of self - insurance, not by less access to credit.

«The biggest winners are likely to be Asian and global financial sector firms with intra-Asia regional capabilities and a focus on securities markets, pensions, insurance, asset management, and cross-border banking,» says Anil Agarwal, head of Asian financial research.

One example of an outcome of that work is work that our individual life insurance business is doing with Mission Asset Fund, which is a non-profit here in the Bay area.

You can not control the risk of the asset like you could with real estate by using creative legal structuring, having proper insurance, or protecting yourself against economic cycles through positive cash flow.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

There are other types of legacy gifts you may wish to consider, such as a charitable remainder trust, a gift of life insurance, or a gift of retirement plan assets.

When the Group expects some or all of a provision to be reimbursed, for example, under an insurance contract, the reimbursement is recognized as a separate asset, but only when the reimbursement is virtually certain.

Portfolio insurance should focus on the risk of a sharp rise in bond yields that results in a decline in the valuation of broad assets.

But we sometimes hedge our asset class views through the adoption of a currency - hedged ETF — the cost of that is essentially the insurance premium you pay in case our broad asset class views turn out to be incorrect due to monetary - and macro-regime policies.

Perhaps one of the more impressive aspects of this project is how it allows for regulation - compatible crypto asset insurance.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

The RIA, or asset manager, has little or no say over what an insurance agent will recommend and cedes control of the insurance relationship.