Sentences with phrase «of insurance companies do»

However, lately, it has been observed that majority of insurance companies do not ask for an original death certificate to settle the claims; a photocopy of the certificate works well too.

A lot of insurance companies do provide discounts for customers who take defensive driving.

That's a unique benefit that a lot of insurance companies don't have.

If the house is remodeled many of the insurance companies do not support such kind of homes.

We make sure insurance that the representatives of insurance companies do not try to cheat you from fair compensation for your injuries.

Also, a lot of insurance companies don't cover office visits for regular check ups.

Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

footnote ** Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

Keep in mind that the vast majority of insurance companies do not allow IBCLC's to become in - network providers.

footnote ** Ratings of the insurance companies don't apply to the Vanguard Variable Annuity portfolios and don't provide protection against investment risk.

footnote † Ratings of the insurance company don't apply to the Vanguard portfolios and don't provide protection against investment risk.

You assume the investment risk, and you select and monitor your own underlying investment options, instead of the insurance company doing it for you.

We routinely examine the financial information of all insurance companies doing business in Montana to ensure they are on solid financial footing.

Hi Jon — The quality of an insurance company does depend on who's doing the rating, and what the specific criteria are.

However, it also puts greater responsibility on you - you assume the investment and mortality risks, and you select and monitor your own underlying investment options, instead of the insurance company doing it for you.

A. M. Best keeps abreast of all insurance companies doing business in the United States.

Not exact matches

We initially backed that with our own reserves, which was a very scary thing to do, but then we got a lot of interest from insurance companies.

They do this by offering quick service, and by presenting insurance companies as more worried about their own bottom lines than the well - being of clients.

That said, the number of companies offering pet insurance as a benefit did jump — from 6 % in 2012 to 9 % in 2016, according to SHRM.

«Many people think that you only need insurance if you are going abroad, but travel insurance can be applied [to] any type of trip and can easily be purchased either through your travel agent if you are working with one — or you can do it yourself with companies like AIG Travel Guard or Travelex.»

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

But if you already offer health insurance, as do more than 90 percent of large companies, things may look worse than they really are, according to a new study conducted by ADP, a large benefit and payroll processing firm based in Roseland, New Jersey.

I still do primarily claims relating to motor vehicle accidents and I do a fair amount of statutory accident benefits, defending those on behalf of the insurance companies.

Many folks will simply choose to go without insurance because they're no longer fined for doing so, and companies with large numbers of young employees are likely to drop all coverage, since the AHCA is far more generous with the 20 to 40 crowd than the ACA.

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

When federal politicians finally did intervene in health care with the passage of Medicare in 1965, the insurance company model had been developing for decades.

The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE:company (NYSE: HCHC).

Glickman: A common pivot we see is around health care: Students want to do something for patients, and as they develop their idea, they realize that it's the insurance companies that pay for this service, so they need to pivot one part of the business by thinking about the needs of who's paying.

The other issue is that many insurance companies that service small business don't carry all of the types of insurance that you are required by your client to carry or they may not carry the coverage at the levels required by the client.

Of course, the Oracle doesn't worry himself with the day - to - day management of companies he owns; his biggest act of participation in four decades was in 2006 when he installed longtime Berkshire insurance man Brad Kinstler to run things after Chuck Huggins, who had been with the company 54 years and was CEO for 33 of them, retireOf course, the Oracle doesn't worry himself with the day - to - day management of companies he owns; his biggest act of participation in four decades was in 2006 when he installed longtime Berkshire insurance man Brad Kinstler to run things after Chuck Huggins, who had been with the company 54 years and was CEO for 33 of them, retireof companies he owns; his biggest act of participation in four decades was in 2006 when he installed longtime Berkshire insurance man Brad Kinstler to run things after Chuck Huggins, who had been with the company 54 years and was CEO for 33 of them, retireof participation in four decades was in 2006 when he installed longtime Berkshire insurance man Brad Kinstler to run things after Chuck Huggins, who had been with the company 54 years and was CEO for 33 of them, retireof them, retired.

«We saw that [the internet] was a fundamental change in the way companies did business, and that it was going to create a fundamentally new type of risk,» says Robert Parisi, cyber product leader at insurance brokerage firm Marsh USA.

Several of those groups, including the National Restaurant Association, the Retail Industry Leaders Association and the Food Marketing Institute, had been fighting hard for what they referred to as «transition relief,» extra time for companies that must provide health insurance to their workers under the new law to implement the changes without having to fear financial penalties for not doing so properly.

Written by insurance - claims specialists at Coopers & Lybrand, the brochure is chock - full of useful information, such as what your company should do during the first 30 days after a disaster, how you should quantify your losses on work in process and finished goods, how to calculate business - interruption costs, and most important of all, how to wrap up all the paperwork quickly.

But note that that's what insurance companies do, too, and none of us wants to be without those.

With the rise of Uber, Lyft, and other ride - sharing companies, traditional car and insurance companies will need to do something drastically different if they want to survive.

«Here you can work condensed work weeks; we have many [employees] that do part time; we have an internship program that focuses on moms reentering the workforce,» said Chrissy Toskos, vice president of campus recruiting at Prudential Financial, the 140 - year - old insurance company that uses nontraditional work schedules as one way to compete for millennial talent.

Forde also explains how the blockchain could replace some repetitive work done by lawyers, insurance companies, and bankers and how the blockchain could usher in a new era of digital rights management that could change the music and media industry.

Furthermore, the final rule could also let insurance companies cover a smaller share of plan holders» medical costs and drop coverage for people who don't pay premiums, among other changes.

In a recent post, we reported that Zenefits, a software company and online brokerage firm that claims to have automated much of what brokers do, seems to have alarmed enough insurance agents that last month, the insurance commissioner in Utah banned Zenefits from serving as a broker in the state.

While the companies say that they screen drivers and provide sufficient insurance, some of the drivers don't have commercial licenses and there's no independent verification of the screenings or insurance, Lindh said.

Muni demand from banks and insurance companies should decline somewhat after the large corporate federal income tax rate cut from 35 % to 21 %, but we don't expect widespread liquidation of their portfolios.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The final DOL regulation «unfairly targets certain types of fixed annuity products, making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»

Meanwhile, its reinsurance operation, one of the largest in the world, protects insurance companies when their losses get too large, as it did when it shouldered the asbestos - related obligations of insurers including American International Group Inc., Liberty Mutual Holding Co. and Lloyd's of London.

When a retirement plan uses variable annuities, participants own «units» of an account that holds mutual funds owned by the insurance company — they don't own mutual fund shares.

The reasons behind the soaring cost of health care in the US that insurance companies don't want you to know about.

Don't shy away from an insurance company you haven't heard of, as each has their own specialties and differences which make them most suitable for certain types of insurance or specific products.

For auditors of public interest entities, such as banks, insurance companies and listed companies, the committee agreed that audit firms would have to provide shareholders and investors with a detailed understanding of what the auditor did and an overall assurance of the accuracy of the company's accounts.

It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).