Sentences with phrase «of insurance operations»

«This is not designed to affect housing market activity,» said Steven Mennill, CMHC's vice-president of insurance operations.

We will utilize a seasonal employment model for parts of our services organization to accommodate the seasonality of our insurance operations.

Abel, 55, will be vice chairman of the non-insurance business, while Jain, 66, will be vice chairman of the insurance operations, the company said in a statement Wednesday.

the Company is also exposed to credit risk in certain of its insurance operations and with respect to certain guarantee or indemnification arrangements that we have with third parties;

Dispelling this myth, Leah Hunger, Tidewater AAA's director of Insurance Operation, says that the color of the car has nothing to do with the calculation of auto insurance premiums.

Not exact matches

Financial institutions including the Royal Bank of Scotland and insurance giant Standard Life have announced plans to transfer some operations south of the border to ensure they remain part of British tax and currency systems.

Moody's Investors Service maintained its ratings for Desjardins but said the transaction creates risks, mainly because of the increased exposure to the high - risk Ontario personal auto insurance market, which will make its insurance operations «a less predictable source of earnings.»

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Abel, 55, the chief executive officer of Berkshire Hathaway Energy, was named Berkshire's vice chairman for non-insurance business operations, while Jain, 66, Berkshire's top insurance executive, was named vice chairman for insurance operations.

Berkshire has more than 90 operating units including the BNSF railroad, Geico auto insurance, Dairy Queen ice cream, Fruit of the Loom underwear, See's Candies and a variety of industrial and chemical operations.

Additionally, we will be partnering with third parties for some of the seasonal work we do around insurance operations.

The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.

London's 328 - year old insurance market, Lloyd's of London, is planning to move some of its operations to the continent in reaction to the UK's Brexit vote.

QBE has swung to a full - year loss of $ 1.25 billion and says it is selling its Latin American operations to Zurich Insurance.

In fact, the insurance operations have been a main driver of Berkshire's success for much of its history.

Meanwhile, its reinsurance operation, one of the largest in the world, protects insurance companies when their losses get too large, as it did when it shouldered the asbestos - related obligations of insurers including American International Group Inc., Liberty Mutual Holding Co. and Lloyd's of London.

This profile reflects in part the operations of the employment insurance (EI) program, with premium rates increasing to 2016 and falling thereafter, as the deficit in the EI Operating Account is «paid off».

Because it owns extensive insurance operations that experience fluctuating profits, it is not as easy to determine Berkshire's normal earnings power as it would be, for say, Kraft's food packaging divisions which have pretty predictable demand for macaroni and cheese, Oscar Meyer hot dogs, and Maxwell House coffee, but still — $ 12 billion is a good estimate of what «normal» profits look like each year for Berkshire shareholders.

Canadian Banking, which represents about 50 per cent of our earnings, consists of domestic personal and business financial services, cards and payment solutions, and our global insurance operations.

Prior to founding of The Value Alliance, Ms. Bloxham devoted nearly twenty years of her professional career in financial services posts encompassing the banking, investments and insurance sectors, holding executive positions at Prudential Financial Services and at Bank One (now merged into JPMorganChase), where she managed strategic, financial, operations, technology, and compliance functions and at KPMG where she ran a global practice.

In the second Budget Omnibus Bill related to the 2012 Budget, the Government proposes to suspend the operations of the Canada Employment Insurance Financing Board (CEIFB) until such time the Employment Insurance (EI) Operating Account returns to balance.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

In the 1980's, though, huge latent problems from a few long - tail lines of insurance surfaced at Lloyds and, for a time, threatened to destroy its storied operation.

And as long as we can break even in our insurance underwriting - which we have done, on the average, during our 32 years in the business - the cost of the float developed from that operation is zero.

Whether you are opening a restaurant franchise, a fitness center, or a pet grooming business — any operation that has a physical location needs to budget for the added cost of insurance.

Trade credit insurance, as defined in this article, refers to insurance against the failure to pay trade debts in connection with a specific transaction or a portfolio of transactions or operations.

Here's a rundown of Berkshire's insurance operations, and why Buffett loves the insurance business so much.

* Change in operating cash flow is replaced with: (i) tangible book value per share growth for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) growth in funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

As Berkshire has gotten bigger and diversified its businesses, its insurance operations have become a smaller contributor to earnings than in the past, currently making up 26 % of total company earnings.

As with our pay - for - performance model, operating cash flow is replaced with: (i) tangible book value for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

Total International Insurance reported adjusted operating income of $ 856 million, up 7.1 % year over year, driven by higher contribution from Life Planner and Gibraltar Life and Other operations.

The purpose of this guide is to provide detailed descriptions and explanations of the business insurance policies technology companies and startups should consider putting in place to properly protect their operation.

Ajit Jain, who runs some of Berkshire's insurance operations, plays a game of bridge during Berkshire Hathaway Shareholders annual meeting in Omaha, Nebraska in this May 3, 2009 file photo.

PR Seniors Housing Management Ltd. and Cedar Tree Investment Canada Inc. (an affiliate of the Anbang Insurance Group) completed a partnership transaction valued at over $ 1 billion in February 2017 with respect to 23 of its seniors communities, wherein PR Seniors Housing Management Ltd.'s subsidiaries continues to manage the day - to - day operations at these communities.

A global insurance company in the outsourcing of all of their back - office financial services and accounting operations.

When markets get expensive, investors should focus at least a portion of their portfolios on companies with stable business operations like insurance companies.

We've done the hard yards to realign our activities around our core business — global commercial specialty insurance and reinsurance — and to embed the principles of operational excellence into our day - to - day operations.»

To ensure that your business is successful and compliant, make sure you're aware of everything from taxes and insurance, to intellectual property and operations.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Well as heard in the news that those arriving to the west are being well trained on sophisticated equipment's and combat training and then sent back to Somalia to fight as opposition to prolong suffering for the area and others sent to lead pirate operations in the area and that is all done to give an excuse for the western Navy to be present in the area as well as to cause the raise of the insurance premium against the ships passing the area raising therefore the costs of commodities as well as an opportunity for private security companies to flourish guarding the passing ships?

This is evident in such cases as the regulation of banking and insurance and the operations of airlines and telecommunications.

By requiring Catholic organizations (such as schools and hospitals) to cover contraception and sterilization does not force anyone to to get contraceptives or to be sterilized, it just means if the employees of these organizations have insurance coverage of contraceptives IF they CHOOSE to use contraceptives or an operation such as a vasectomy or tubal ligation for sterilization.

The Associated Press reports that Franklin County Circuit judge Thomas Wingate ruled yesterday that the Florida - based organization run by Christian Care Ministry must acquire approval from the Kentucky Department of Insurance before it can continue operations in the state.

«He's like the insurance company tagline, We know a thing or two, because we've seen a thing or two,» says Milton Neal, director of equipment operations at Washington State.

Make sure you have insurance, as I heard a lot of horror stories about people who did not and had to pay thousands of dollars for an operation.

Funding for the Department of Insurance is reduced by $ 32 million, reflecting savings achieved through a $ 30 million reduction in health insurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operationsInsurance is reduced by $ 32 million, reflecting savings achieved through a $ 30 million reduction in health insurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operationsinsurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operations changes.

HM Treasury: «Integrating the operation of income tax and National Insurance contributions: next steps» — November 2011

In the 2011 Budget, plans were announced for a consultation to be held on the possibility of integrating the operation of income tax and National Insurance contributions.

The Mohawk valley has become a center of major back office operations including insurance claims, check processing and call centers.

Cuomo's budget also settles another question posed by some Republican lawmakers and health insurance industry officials in recent months: how exactly the state would pay for the continued operations of its health insurance exchange, which must become self - sustaining this year, but hasn't yet generated enough revenue to fund its roughly $ 150 million in annual operating costs.