Sentences with phrase «of insurance policy»

These benefits are paid out of an insurance policy held by the employer which protects both employer and employee.

They noted that although the litigant may be the owner of an insurance policy, he or she may not be the insured individual to whom the health information pertains.

Given the broad wording of the insurance policy, insurers often take the position that there is insufficient evidence to satisfy the criteria for disability.

The requirement applies to communications from the covered entity to the individual, and also communications from the covered entity that would otherwise be sent to the named insured of an insurance policy that covers the individual as a dependent of the named insured.

A declaratory judgment action asks a federal court if an interpretation of the insurance policy — usually an exclusion clause — can be used to deny the claim.

Our insurance lawyers advise on the full spectrum of insurance policy types, including: Professional Indemnity, Property Damage and Business Interruption, Construction (All Risks and Delay in Start - Up), Cyber Risks, Public and Employers» Liability, Product Liability, Directors and Officers (D&O), Trustee Liability, Warranty & Indemnity, Title, Political Risk, Credit and Financial Institutions.

If you tend to make frequent or even occasional road trips throughout North America, being aware of the scope of your insurance policy can ensure you arenâ $ ™ t faced with any surprises â $ «should you become involved in a motor vehicle accident.

Claims adjuster explains conditions of his insurance policy require he provide a statement; failure to cooperate could result in denial of coverage.

Most significantly, they said that when it comes to interpreting the words of an insurance policy (or similar kind of document) the proper vantage point is what a reasonable non-expert member of the public would understand the words to mean when they enter into the contract.

Depending on the facts and circumstances surrounding your case, the applicable law, and the language of your insurance policy, you may be entitled to sue them for the original amount of benefits that you were seeking, plus additional damages, including attorneys fees, and the costs of filing suit.

The liability portion of an insurance policy is specifically for defending and settling any claims or paying any judgments rendered against the insured in an automobile negligence claim.

Individuals retain us because they require advice regarding their rights under the terms of their insurance policy.

This may also be true if the total value of your injuries and other losses exceeds the policy limit of the insurance policy applicable to your claim.

After a jury - waived trial, the judge determined, based on the terms of the insurance policy, that the insurer had a choice of methods to calculate the loss and found for the insurer on all claims.

If the defendant has very little insurance coverage, which happens very often in individual car accident cases, then the recovery may be limited to the value of that insurance policy.

He also regularly defends insurance and finance companies in claims by consumers and individuals alleging fraud, breach of contract, or inadequate performance of the insurance policy or financial product, including both individual and class actions.

Occasionally, however, an insurance company may claim that an injury resulted from actions by the defendant that were outside the scope of the insurance policy and, therefore, there is no coverage.

Among the most important requirements of an insurance policy is that the driver must have permission to operate the vehicle before coverage applies.

MedPay is an optional part of your insurance policy that can cover care for injuries if you get in a car accident in addition to your limits for personal bodily injury.

«In the end Mr. Smith forced them to pay the entire limits of the insurance policy.

The Appellant argues that the application Judge misapplied the pleadings rule and «wrongly assumed» the Respondents could not be occupiers (and so could avail themselves of the insurance policy) because the other family were also occupiers of the property.

If there is an insurance company involved, the type of insurance policy will vary depending on what type of party caused your injuries.

In some cases, coverage could be arguable depending on the interpretation of the insurance policy.

Insurance policy limits are determined by the individual terms of the insurance policy and can exceed the required minimum coverage amounts.

These factors include but are not limited to your role in the accident, the type and limits of the insurance policy the property owner carries, and the strength of the evidence you present to the insurance company.

Welcome to «After The Event» (ATE) insurance policies — the instigators of the insurance policy world.

Insurance documents are lengthily and have a lot of fine print, but it's important to read and understand all of the provisions of an insurance policy before signing up for it.

Sophie advises and acts in insurance matters, including the construction of insurance policy wordings, breach of warranty claims, avoidance of policies of insurance for misrepresentation and non-disclosure and claims under the Third Parties (Rights Against Insurers) Act 1930.

Your disability or illness is not eligible under the terms of your insurance policy.

The plaintiffs presented testimony that the damage was «sudden and accidental» within the terms of the insurance policy.

[92] In the case under appeal, it is common ground between the parties that an objective of the insurance policy was to secure a psychological benefit and that, at the time, the parties reasonably contemplated that a failure to pay benefits could cause the respondent mental distress.

In the UK, the government is clamping down on the «unacceptably high» number of personal injury claims; is this an issue in Romania, whereby clients may take advantage of their insurance policy?

The Kahler Personal Injury Law Firm will consider the conditions of your insurance policy along with details of your disability and situation in order to prove your eligibility for the benefits you are entitled to.

As an aside, it may be that your injuries are so severe that they are more than worth the value of the insurance policy.

If your injury was caused by a driver who had coverage, (i.e. the minimum amount required in Kentucky), but not nearly enough coverage to cover your total damages, you may recover Underinsured Motorist Benefits (UIM) from your own automobile insurance company if you have elected to purchase UIM coverage as part of your insurance policy.

Your lawyer will read the fine print of your insurance policy to see how it defines disability in the agreement.

At Assiff Law, we have the experience and knowledge needed to help you overcome the obstacles to recovering the benefits of your insurance policy, especially when filing insurance claims.

In short, a bad faith claim in this context usually arises when an auto accident victim files a claim against the defendant driver and there is a reasonable probability that the recovery will be in excess of the insurance policy.

Also, consider keeping a scanned - in or electronic copy of your insurance policy in cloud storage.

An action was brought on behalf of insurance policy holders for losses suffered from the removal of these funds from the PAR Account — a transaction that was alleged, among other things, to contravene sections of the Insurance Companies Act governing the handling of surplus funds.

There is no negotiation of the wording of the insurance policy: the statutory conditions, declarations and exclusions are carved in stone.

Under current law, if a wife falls on hard times, the former husband paying spouse maintenance remains a form of insurance policy, assuming he has money to spare.»

The «primary interpretive principle is that where the language of the insurance policy is unambiguous, effect should be given to that clear language, reading the contract as a whole»: Ledcor, at para. 49.

Working with an accident attorney ensures that the insurance company complies with all the terms of their insurance policy and state laws for injury compensation.

Under current law, if a wife falls on hard times, the former husband paying spousal maintenance remains a form of insurance policy, assuming he has money to spare.

One week before the scheduled trial date, Smucker helped negotiate a settlement for his client of $ 100,000, the maximum limit of the insurance policy.

The key provision of the insurance policy was:

After Alaska motorcycle accident lawyer, Elliott T. Dennis, became involved in the case it was resolved by payment of the insurance policy limits.

The term «insurance» is a contractual agreement, most commonly in the of an insurance policy, which legal binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy.

An insurer's liability may be excluded or limited where the insured person has made or allowed software alterations to be made in violation of the insurance policy, or has failed to install a safety - critical software update.