Sentences with phrase «of insurance policy premium»

I believe you are asking about waiver of insurance policy premium.

You'll be able to weigh a company's discounts against their customer service and you'll have a bit more to go on than just the price of their insurance policy premium.

30 % of the part of an insurance policy premium (for a policy that is not a * whole of life policy or an * endowment policy) that is specified in the policy as being for a distinct part of the policy, if that part would have been a whole of life policy had it been a separate policy

The prices of your insurance policy premiums decrease with higher deductibles.

Not exact matches

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 %.

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

The cyber insurance policy is the hottest insurance product in the market, but it is untested for wide - range, catastrophic cyber events, and many risk managers and security experts warn the days of low premiums and cover - everything policies are numbered.

Indeed, premiums for life insurance coverage vary widely depending upon the type of policy you own.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

Permanent life insurance refers to a set of life insurance policies that provide coverage for your entire lifespan, so long as premiums are paid.

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

If you die during the grace period, your beneficiary will receive the full value of the death proceeds of your life insurance policy minus any premium that is owed to your life insurance company.

When an insurance company writes a policy, it often bases the policy and premiums on its historical experience of losses in that area.

Dividends on a life insurance policy are generally treated as a return of investment and are not treated as taxable income to the policyowner unless they exceed the amount of the aggregate gross premiums paid on the policy.

But we sometimes hedge our asset class views through the adoption of a currency - hedged ETF — the cost of that is essentially the insurance premium you pay in case our broad asset class views turn out to be incorrect due to monetary - and macro-regime policies.

Although the payment of the insurance premiums is not tax deductible, any increase in the cash value of the insurance policy due to investment gains is not taxed until you begin to withdraw the money after you retire.

You will receive tax receipts based on the present value of a paid - up policy or equal to the insurance premiums you pay for the policy.

That's money that insurance companies get from premiums years before they pay out policies, and it's played a major role in the success of Berkshire since it owns several insurance companies.

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy.

Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your circumstances change.

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

The second reason why FHA loan closings are up is the new FHA policy on FHA mortgage insurance premiums (FHA MIP), the insurance payment FHA - backed homeowners pay as part of their monthly mortgage.

FHA MIP, or mortgage insurance premium, is a type of insurance policy that protects lenders if an FHA loan holder defaults on his or her mortgage.

Return of premium term life insurance (ROP) is a term insurance policy where the insurance carrier will return to you all the premiums you have paid, if you outlive your policy's term length.

If John is alive when his policy expires at the end of 20 years, the insurance company returns John's paid premiums, a total of $ 34,466.40.

Medical care expenses are a big category, and you should check out the IRS list of what qualifies, such as fees to doctors, dentists, surgeons, chiropractors, psychiatrists, psychologists and nontraditional medical practitioners, as well as insurance premiums you paid for policies that cover medical care or for a qualified long - term care insurance policy.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

The analyses found that the policy change would help support immigrant families by expanding job opportunities, while modestly lowering insurance premiums for all state drivers and improving public safety on roadways, with the fiscal costs of implementing the proposal more than offset by added revenues.

The Interinsurance Exchange of the Automobile Club, which collected $ 2.1 billion in premiums last year, writes homeowners insurance policies in Missouri, Texas and California.

So the kinds of insurance policies they can buy tend to have lower premiums and less benefits.»

A new congressionally mandated report from the National Academies of Sciences, Engineering, and Medicine identifies an approach for the Federal Emergency Management Agency (FEMA) to evaluate policy options for making premiums through the National Flood Insurance Program (NFIP) more affordable for those who have limited ability to pay.

That could be very important if the insurance company you're with decides to go out of this business and sells your policy to someone else who jacks up your premium so much you can't afford it anymore.

A study published in the International Journal of Obesity showed that nearly half of people diagnosed as obese using BMI measurements are actually healthy, leading some to believe that there is no value of a BMI measurement at all, except for life insurance policies to increase premiums.

Faced with what they say is their worst year in memory and concerned with continuing reports of child abuse in day care centers, insurance companies are raising premiums of child - care providers and even cancelling their policies.

Add to that 34 vacation days, 30 days of paid consulting time (which come out of her vacation or personal days), and perks like a car and premiums toward a $ 1 million life insurance policy.»

Vacant buildings depress the value of homes and businesses around them, increase insurance premiums and insurance policy cancellations.

If a policy is cancelled, the insurance company no longer needs to keep the reserve to fund the policy in the later years, so it will refund to you the overpayment of premiums, called the cash surrender value.

One great benefit of the Penn Mutual Guaranteed Choice Whole Life insurance policy is that you can choose how long you pay premiums.

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

Spectrum Insurance Group specializes in finding these policies for their clients, due to the fact that many carriers will not offer a level (guaranteed fixed) premium on the purchase of critical illness insuranInsurance Group specializes in finding these policies for their clients, due to the fact that many carriers will not offer a level (guaranteed fixed) premium on the purchase of critical illness insuranceinsurance alone.

Make sure that you obtain a free quote to find out what your premiums and deductibles will be like prior to signing up with this or any type of insurance policy provider.

(a) The premium for a whole life insurance policy is generally much higher than that of a term life insurance policy.

The property settlement agreement should specify the policy death benefit amount, the type of life insurance policy, what the policy is intended to secure, and who make the premium payments.