The cash flow statement with proper bookings should show how the cash has flowed, so if it is according to standards, household operations should show a positive flow from labor / investments less the amount
of interest expense while financing will show a negative flow from principal repayment.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness
of any
interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter
while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices,
interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses
while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Some
of us are
interested in building wealth
while others are merely trying to cover
expenses, but whatever the motivation, if we work for a living, we all share one general belief: more money is better.
This leads to value investors often ignoring them believing they are too
expense,
while growth investors will often only be excited during the early stages
of rapid growth but lose
interest when the growth rate slows to solid, but not exciting, levels.
While zero - closing - cost mortgages save out -
of - pocket
expense, they can come with higher
interest rates.
While small business owners gain prestige and influence by contributing to community improvement, corporate managers garner status by advancing the company's
interest, even at the
expense of the community.
St. Louis financial planner Chad Slagle recommends determining how much coverage to get this way: «Add up all your debt — autos, house, credit cards, outstanding student loans — and calculate how much insurance would pay off that debt and then give you enough
interest income to cover your
expenses while staying home to take care
of your family.»
But
while the SNP's shift towards constitutional conservatism may be an awkward act to pull off, there is no doubt that the Conservatives will be wary
of these reforms being painted as attempts to promote English
interests at the
expense of Scottish ones.
One
of the crucial early questions surrounding Ms. Nixon is whether Democratic voters have any
interest in elevating a celebrity
while Donald Trump is serving as president, let alone doing so at the
expense of Mr. Cuomo, whose liberal accomplishments as governor include legalizing same - sex marriage, increasing the minimum wage and establishing paid - family leave.
While ruby denies any wrongdoing, the parties have agreed to the proposed settlement in order to avoid the uncertainty,
expense, and inconvenience associated with continued litigation, and believe that the proposed settlement agreement is in the best
interest of ruby and its customers.
While some charter schools use related - party transactions to achieve cost savings in the best
interest of their students, in most cases they are used to produce questionable salaries and profits for the charter holders, at the
expense of students and taxpayers.»
Comment from Morna McDermott: How can we escape the trap that high stakes testing both serves corporate
interest like Pearson at the
expense of children's real learning
while acknowledging that tests are being used to shut down public community schools for corporate model charter schools that have proven to be no better than the schools they replaced?
Isolating your project costs on a separate credit card will make it easier to keep those
expenses separate from your usual spending,
while a no -
interest offer will minimize the cost
of borrowing the money.
While you don't get a better
interest rate, you will likely have lower monthly payments at the
expense of a longer loan term.
College students should be doing everything in their power to reduce their college
expenses and begin paying down their student loans
while they're still in school, because this will limit the number
of student loans that they'll need, amount
of interest that they'll pay over the life
of their loans.
If I can see a period
of unemployment coming up (currently my contract is over at the end
of September, so I can expect to not get paid for a
while if I don't renew it and don't look for another job), I can keep money available to pay my living
expenses (and avoid the LOC
interest charges), but this is different then saving money for UNEXPECTED periods without income.
While some elements
of homeownership, such as mortgage
interest, may be partially tax deductible, the premiums you pay for a home insurance policy are treated similarly to any other personal
expense related to your home, such as a utility bill.
Some
of these programs offer small - dollar or low - to no -
interest rate loans,
while others provide assistance for
expenses you may need help covering, such as food and utility payments.
Since a higher rate means lower fees
while a reduced
interest rate increases fees, TD's range
of mortgage products allow borrowers to tweak the inverse relationship between upfront
expenses and the lifetime cost
of interest to fit their budget.
While many people have chosen to purchase their first home during these times
of lower
interest rates, there has also been a large movement to refinance home loans and pull out equity for home improvements, investments, college
expenses, and even high
interest debt consolidation.
While these loans may not cover all
of your
expenses, borrowing some
of the necessary funds at a 0 %
interest rate could still save you quite a bit
of money.
You may choose to undertake a cash - out refinance if you have large
expenses that you want to fund; wish to make substantial improvements on your home; or to take advantage
of current
interest rates
while freeing up equity.
What was great about NCCC is that it allowed me to work part - time, learn about many different types
of non-profit jobs, receive a living stipend, paid room and board, paid food and health insurance
expenses, money toward my student loans, and they even paid the loan
interest that accrued
while I was employed by them.
You wouldn't be taking on more debt, the
interest on your current debt would decrease significantly (if not completely), and you can work out a repayment schedule that fits your budget
while still taking care
of your everyday
expenses.
While zero - closing - cost mortgages save out -
of - pocket
expense, they can come with higher
interest rates.
IDFC Bank provides a choice
of 2 personal loan product to its customers like IDFC Bank Simple Personal Loan, and IDFC Bank Smart Personal Loan
while keeping in mind the rising
expenses and needs with lowest
interest rates, quick and hassle free approvals.
Regardless
of the specific method, however, the overarching goal
of all consolidation efforts is to pay off debt quickly
while minimizing
interest expenses.
While lenders didn't show much variation in third - party costs or prepaid
expenses, their quoted
interest rates relied on very different amounts
of points.
While you may not have to worry about
interest expenses during this promotional period, you still need to worry about making on - time payments for the health
of your credit score.
Trump's plan would also: reduce individual tax rates from 10, 15, 25, 28, 33, 35, and 39.6 to 12, 25, and 33 (previously he proposed 10, 20, and 25); expand the standard deduction from $ 12,600 per couple to $ 30,000
while eliminating personal exemptions (previously he proposed expanding the standard deduction to $ 50,000); cap the amount
of itemized deductions a couple could take to $ 200,000; offer U.S. manufacturers the option
of fully
expensing, instead
of depreciating, their equipment in exchange for giving up the deductibility
of interest; and tax capital gains beyond $ 10 million at death in place
of the estate tax.
If you have debts you can not timely make
interest payments on
while reducing the principal amount
of the debt within a five year period, and / or you can not continue to make payments on all normal and reasonable living
expenses, you may be bankrupt.
After you lock in your low
interest rate then you can strategically apply for a handful
of new credit cards and meet the minimum spend for big bonuses
while paying for the the big
expenses that will come with your new home!
While a premium bond still makes coupon payments at the stated higher coupon rate, both a premium bond's seller and buyer do not actually pay
interest expense and receive
interest income, respectively, in the amount
of the coupon payments.
In many cases, home equity loans and lines
of credit can offer you a lower
interest rate as compared to other types
of loans
while providing you with access to credit for unexpected
expenses or home improvement projects.
While the private money loan
interest rates are higher compared to bank loans, the flexible lending criteria and quick funding is worth the added
expense, especially for real estate investors looking to take advantage
of a limited - time opportunity.
It is small, fierce as a bag
of marshmallows, willing to live above a garage or in a basement with its owner,
interested in going to work and lay around all day
while the owner takes a nap or works on the computer, doesn't eat a lot so the owner doesn't have to worry about
expenses, and if the slacker is not willing to spend the time on grooming he can give the dog a «puppy cut» and only brush the little beast as often as he is in the mood.
Users can choose to pay the minimum amount requested by the issuer bank,
while the rest
of the balance due accrues
interest expense.
While you may not have to worry about
interest expenses during this promotional period, you still need to worry about making on - time payments for the health
of your credit score.
While I'm
interested in the political discussion, endless energy is expended on trying to figure out why scientific illiteracy reigns and nature is being ignored; how wealth promotes self -
interest at the
expense of the future; and what can be done about it.
For instance, the UK is seeing the emergence
of charitable and not - for - profit ABS,
while Trebilcock has also written about the potential
of our public legal aid agencies to become legal services innovators in the public
interest (although that piece looked to a public legal
expense insurance scheme as the possible source
of capital).
While the insurance adjuster works for the best
interests of the insurance company, your attorney will work to protect your best
interests and to negotiate a fair settlement that compensates you for your past and future medical
expenses, lost income, out -
of - pocket costs, and pain and suffering.
(i) Whether the applicant has provided evidence sufficient to raise a valid, bona fide or reasonable claim; (ii) Whether the applicant has established a relationship with the third party from whom the information is sought such that it establishes that the third party is somehow involved in the acts complained
of; (iii) Whether the third party is the only practicable source
of the information available; (iv) Whether the third party can be indemnified for costs to which the third party may be exposed because
of the disclosure, some [authorities] refer to the associated
expenses of complying with the orders,
while others speak
of damages; and (v) Whether the
interests of justice favour the obtaining
of disclosure.
The Canada Business Corporations Act allows corporations to indemnify directors and officers against costs and
expenses incurred
while carrying out their responsibilities provided they acted honestly and in good faith with a view to the best
interests of the corporation.
Current Assumption Life insurance policies that provide for contractually guaranteed minimum
interest rates and maximum costs
of insurance
while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs
of insurance and other
expenses.
4) A whole life policy may not be the best bet here... a UL will be cheaper and will have definable
interest a fees
while a Whole life dividend rate is not guaranteed and the true
expense of the policy are hidden.
While a permanent policy's cash value can be borrowed against to help with
expenses such as retirement or college tuitions, the loans can reduce the death benefit and cash value
of the policy and the loan
interest may be charged on the amount borrowed.
While some elements
of homeownership, such as mortgage
interest, may be partially tax deductible, the premiums you pay for a home insurance policy are treated similarly to any other personal
expense related to your home, such as a utility bill.
Life insurance policies that provide for contractually guaranteed minimum
interest rates and maximum costs
of insurance
while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs
of insurance and other
expenses.
While not to take the place
of a savings account, some permanent insurance products have a cash value component that accumulates
interest which can be used, via surrendering the policy or borrowing against it, for future
expenses such as medical bills; however, the value grows more slowly than a typical investment plan and if you don't repay the policy loans with
interest, your death benefit will be reduced.