Sentences with phrase «of issuing the policy»

That personalized approach doesn't mean that the process takes longer, it just means that we've streamlined the process of issuing policies so that we can focus on you.

A pregnant lady is not covered if claims fall under exclusions of pregnancy clause imposed by the insurer at the time of issuing the policy.

Applying for No Medical Exam Term Life Insurance can be a very good choice for people that can take advantage of the speed of issuing the policy with the advantage of not having to take some of the tests that go with the process of a fully underwritten policy.

Simplified issue refers to the concept of issuing a policy quickly due to less underwriting.

Suicide Exclusion - In case the policyholder commits suicide within one year of the date of issue policy, only 80 % of the paid premium is payable to the nominee.

In underwriting, the insurance company considers your eligibility for coverage and assesses its risk of issuing you a policy.

According to section 45 of the Insurance Act, 1938, an insurer can not reject any life insurance claim after 3 years of issuing the policy.

Also in your case if you knowingly don't disclose your diabetes and cholesterol condition the insurance company through their technical people can easily find out at the time of issuing the policy or at the time it becomes a claim.

Even if the insurance company chooses to reject the claim; the onus is on the insurance company to prove that some material fact was knowingly supressed by the life insured with fraudulent intentions and that fact was material to be disclosed in the process of issuing the policy.

That personalized approach doesn't mean that the process takes longer, it just means that we've streamlined the process of issuing policies so that we can focus on you.

Not exact matches

In a statement, Lee said that the «growing «sharing economy» is leveraging technology and innovation to generate new jobs and income for San Franciscans in every neighborhood and at every income level... San Francisco must be at the forefront of nurturing its growth, modernizing our laws, and confronting emerging policy issues and concerns.»

Under this hypothetical policy, governments transfer money directly to taxpayers to encourage spending, a handout funded by issuing bonds with a coupon of zero and no maturity date, which central banks buy.

Harvard public policy professor and behavioral economist Iris Bohnet says one solution to solving this issue is «micro-sponsorship,» which is the act of advocating for a colleague who has been wronged.

Deep policy divisions appear to exist between the business and labor groups: The report cites the «majority» of members preferring to focus on issues outside trade deficits in favor of a «mutually beneficial» trade deal, sentiments to which the labor union representatives dissent in favor of promoting U.S. investment and jobs.

Last March, San Francisco Mayor Ed Lee announced the formation of a «sharing economy» working group, which would «bring together City Departments, neighborhood and community stakeholders and sharing economy companies to... explore policy alternatives and legislation to modernize those laws and / or address emerging impacts and issues.»

Rasco: Well China is at an inflection point where they have some negative demographic issues going on due to the one child policy of years ago.

«We need a pro-growth policy environment from the government that provides a degree of certainty around longstanding issues that have proved frustratingly elusive to solve,» Dimon wrote in the new letter.

Levitt, a senior fellow at the Washington Institute for Near East Policy and a former US intelligence agent, told jurors he did not know if the materials found on Tsarnaev's computer, including sermons by US - born Al Qaeda figure Anwar al - Awlaki and issues of Al Qaeda's «Inspire» magazine, were put there by Tsarnaev or by someone else, such as his brother.

Fortune: You've spoken up about the issue of paid leave and the need for a federal policy.

«This is an extremely generous benefit, and while it's fantastic for the women who work there, I don't know how feasible it is going to be for the majority of industries to do something to this extent,» said Alina Salganicoff, vice-president and director of women's health policy for Kaiser Family Foundation, a non-profit that researches health care issues.

While top - down channels are used to communicate vision and strategy in order to get policies and processes aligned with them, bottom - up processes are necessary too, in order for leaders to be aware of the issues faced at the lower levels, as well as to measure the impact of the policies and practices implemented.

Before you can oversee the implementation of public policy, you have to get your feet wet by getting hired into the field of public administration and working directly with policy issues.

«We are horrified that [Love] experienced this assault on her vacation in Mexico, and other travelers should be aware of this incident,» TripAdvisor said, claiming that its policies and procedures have evolved since 2010, and that it was creating a notification system to warn about health and safety or discrimination issues at businesses.

Small business consultants strongly urge even the most modest of business enterprises to implement and document policies regarding human resource issues.

«The removal of supply management will be a huge trade issue when it finally goes down, and it certainly will in the next 10 to 20 years,» says Saul Schwartz, a professor at Carleton University's School of Public Policy & Administration in Ottawa.

«This is a pro-business issue,» says Dean Baker, co-director of the nonpartisan Center for Economic and Policy Research in Washington, D.C. «You have a lot of firms that lose workers; making child care accessible and affordable can increase the labor pool.»

Clinton strung together a laundry list of policy ideas and issues she champions.

And while that issue is newly top - of - mind for many voters, some bedrock economic policy issues also deserve attention from the candidates during their last in - person exchange of the year:

That's a pretty decent number of companies whose policies support women, and hopefully that number will grow as attention to the index fund, and women's issues in business and elsewhere, increases.

The bulk of that involves smaller policies issued to small to midsize businesses.

Other countries have argued that discussions and decisions on this issue should be tackled at a global level and with the help of the Organisation for Economic Cooperation and Development, a group that advises its 35 members on tax policy.

«From time to time, I will get called by the director general of export controls at Global Affairs Canada, asking for my feedback regarding a policy issue.

The magazine's warnings echoed those issued days earlier by the Bank of Canada in its April 2015 monetary policy report.

For years now, the issue of internet sales tax has been a lit match held to a public policy fuse.

Between the wall on the U.S. - Mexico border and the status of the undocumented young people who were brought to the country as children (known as Dreamers), immigration has been a major policy issue for the Trump administration.

They follow up on all outstanding issues, check in on employees, and monitor the effectiveness of company policies and procedures.

A report issued by Deloitte in 2011 called for revamping the K - 12 curriculum to expose kids to entrepreneurial concepts, and Stuart says government officials and policy experts are even considering the possibility of specialized, innovation - focused schools.Programs like the lecture series currently offered at Toronto French School that brings in entrepreneurs to talk to students can make a difference, he says.

Flaherty's policy resume includes the Registered Disability Savings Plan, an issue close to his heart after raising a son mentally disabled by an infant bout of encephalitis.

Drug policy is one of the major issues in Mexico's July 1 presidential election.

As Aaron Wright, chair of the alliance's Legal Industry Working Group, told Coin Telegraph, «Lawyers are poised to serve as the catalysts for blockchain technology, and the Legal Working Group will serve as a neutral space to explore blockchain - based legal technology, develop standards for «smart» legal agreements, support emerging enterprise use cases, and tackle important policy issues raised by this new, impactful technology.»

The issue with Facebook's privacy policies is that the user information they collect is buried and scattered across a number of pages, which is not ideal for most users.

They are wondering what is going to happen next, what kind of policy is going to be issued next.

Mitchells & Butlers (mbpff) said the use of antibiotics in livestock production is an important issue and the company is reviewing the matter across all species as part of its sourcing policy.

«That's a rounding error in Texas» budget,» said economist Frederick Floss, executive director of the Fiscal Policy Institute, a New York - based think tank that has researched the issue of immigration and state economics.

Kochhar echoed some of Trump's comments about so - called women's issues affecting everyone, and said, «If people say, do you have special policies for women, we actually do not.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

A study by the University of Chicago legal scholar Nicholas Stephanopoulosreveals how policy issues preferred by African Americans get low priority.

All along, the rhetoric has focused less on policy than on Campbell's reversal on the HST issue since the 2009 election campaign, and the extension of sales taxes to services the PST overlooked.

During one event attended by the prime minister that week, an investment seminar hosted by the Japan External Trade Organization and the Japanese Ministry of Economy, Trade, and Industry at the Pierre Hotel, Dr. Ziad Haider, special representative for commercial and business affairs at the US Department of State said, «Secretary Kerry... likes to say that foreign policy is economic policy, and in saying that he's referring to that interplay between foreign policy, foreign affairs, economic issues, and it's certainly true with bilateral diplomatic relations, as well.»

But in a letter to Kerry and other State Department officials, Kristin Delkus, TransCanada's general counsel, pointed to new policies on carbon emissions in Canada, specifically a federal rule issued in May to cut emissions down to 70 percent of their 2005 levels within 15 years.