Sentences with phrase «of items lost»

I received a check from the insurance company for the «actual cash value» (replacement cost less depreciation) of items lost in the fire and In order to recover depreciation (50 -90 % of the total value in many instances), I need to buy the items, obtain a receipt, and then submit it to the insurance company.

I can understand a receipt specifically identifies the market value or replacement cost of items lost in the fire and serves as the limit of their obligation.

less than the total actual cash value of all items lost.

While cash policies provide coverage for the exact value of the items lost in the claim, replacement policies provide coverage for the amount of money necessary to replace the items in the condo — regardless of their current value.

If you ever make a claim on a renters policy, you will likely have to provide evidence of ownership such as photographs and documentation showing replacement value of items lost.

The former is the cheaper of the two and at the time of loss the insurer will pay the actual cost of the items lost minus depreciation.

If a disaster strikes the home you live in, this kind of insurance kicks in by compensating you for any of your items lost.

Actual cash value will reimburse you the value of the items you lost or had damaged at the time the accident happened.

The insurer pays you the actual cash value of the items lost or damaged by deducting depreciation at the time a loss is claimed.

With this method, the insurance company pays the real cost of the items lost with no adjustment for depreciation.

Although replacement cost coverage is more expensive, it will provide you with the full amount of compensation necessary to replace lost or damaged items with brand new ones, regardless of the depreciated value of the items you lost.

If your baggage is lost, damaged or destroyed during your trip we reimburse you for the actual cash value subject to the plan limits of the items lost, damaged or destroyed.

If you own renter's insurance and your valuables are destroyed or damaged by any covered causes, the policy will pay you the value of the items lost, up to the face value of your policy.

This insurance will cover up to $ 500 for the replacement cost of items lost in checked baggage and up to $ 1,250 for the replacement cost of items lost in carry - on baggage.

Amex baggage insurance will cover up to $ 2,000 for the replacement cost of items lost in checked baggage and up to $ 3,000 for the replacement cost of items lost in carry - on baggage.

The ACV policy is less expensive than the RCV, but it only pays the value of the item lost or damaged minus depreciation.

Or, do you want the insurance company to pay you the replacement value of the item lost?

This type reimburses you as a covered policy holder for the present day market or cash value of the item lost or destroyed in the claim situation.

Actual cash value or ACV coverage has a less expensive premium, but it only reimburses the policy holder for the depreciated value of an item lost in a claim situation, while full replacement pays out for the present - day cost of a new replacement item.

Under actual cash value, you are only reimbursed for the current value of the item lost.

Not exact matches

Partly because I didn't want it to get lost or crushed at the bottom of my large shopping bag filled with other items, partly just because I could.

And while Taco Bell loses points for quality, it more than makes up for it in the creativity of menu items and a nearly impossible - to - beat price point.

«If you send a $ 15 item [free of charge], you can really lose money on the order,» he says.

By contrast, Pope Francis observed the following in November: «How can it be that it is not a news item when an elderly homeless person dies of exposure, but it is news when the stock market loses two points?»

«The insurer will place a higher value on your saying you lost something when you can show them a picture of the item in your living room,» he said.

For certain items, like sandwich bags or ketchup, retailers probably won't lose customers if they restrict the number of brands available.

Best Quote: «It is much more profitable for salespeople to present the expensive item first, not only because to fail to do so will lose the influence of the contrast principle; to fail to do so will also cause the principle to work actively against them.

Replacement Cost policies have higher premiums; however, they can help your business recover from a loss faster, since you can replace all of the lost or damaged property with new items.

Following Kmart's anti-Christmas commercial that rolled out last week, Wal - Mart on Wednesday released its second annual Chosen by Kids Top 20 Toys List — a list it hopes will get parents spending on the troubled toy category, and help it identify hot items to prevent out - of - stocks and lost sales.

He has carefully crafted the shelf items so that the ingredients don't lose their essence if not consumed immediately, as some of his store - brewed coffees do.

The free - flying robots are called Astrobees, and they might prowl around the ISS, film astronaut activities, power new science experiments, and help NASA locate lost items by the end of 2017.

Sorry I had to put on my stern pants on for a bit in this post, but more often than not so many inspiring social entrepreneurs lose site of these critical items and shoot themselves in the foot immediately out of the gate — and that's the last thing I want to see happen.

Excluding items, FireEye lost 41 cents per share, which was less than analysts» average estimate of 48 cents.

I think we're just losing too much of the conversion from the store traffic in the store, so one of the things we're considering is next year, layering back in some of the holiday decor, and gift items.

If you have valuable computer equipment or technology that mostly stays in your home, both types of policies should help you recover the lost value of those items after covered events, such as a fire or theft.

While you might lose a few dollars on the mistake, it might not be worth your time to deal with the full return process, and its great customer service to offer to simply send out the new item without returning the first accessory and you will be much more likely to turn a problem order into a repeat customer because of how you handled the issue.

I've always heard of prayers helping with a real estate deal, a lost item of jewelery, headaches, hemorrhoids, & the shame of psoriasis.

Risking goverment shut down for three items that don't even affect the budget for a small miniorty radicals in a religion and the insane tea party knowing full well shut down will cause thousands of jobs lost and the end of aid for those who need it is completely ridiculous, why don't they care for the majority that voted them in and not a small insignificant group?

Twenty - five was the number suggested, and I have breezed past that, and I see that the next item on the list I quickly scribbled on the back of an envelope is Chateaubriand's Mémoires d'Outre - Tombe, which suggests that I was beginning to lose all sense of proportion.

Instead of a plea for information or the outright return of the lost relic by the thief, why not simply pray that the stolen items get magically returned?

Absent the owners, the items lose their meaning, so that even Ed and Edna's kids and closest friends think, My God, there's a lot of stuff here.

Readers may remember an item in these pages some while back that described the sorry plight of the racial justice office of the NCC, which lost its director because there was no money for basics such as travel expenses.

We can barely keep track of the items in our lives that aren't lost, accumulating so many things that we have to rent storage units to contain them all.

I used to believe that these passages referred to unbelievers, but my eyes were opened when I considered the position of the lost items.

Its only because people do take some sense of security in their groups of indoctrination, that prevents most people who barely have time to survive on a day to day basis, to want to take the time to challenge and possibly lose a source of social comfort, over what they also may deem to be other questionable items if doctrine.

We know that while consumers are strongly attracted to «free TV,» they also spend an enormous sum supporting it, through the purchase of their TV sets, the cost of electricity, and the add - on costs to every item they purchase which is advertised, not to mention the lost revenue in tax - deductible billions spent by advertisers.

On another occasion when after a revival in Wales the clergy resolved to put away their concubines, the bishop actually forbade them because he would lose the revenue derived from the tax on such infractions of the canon law.64 The abolition of clerical concubinage was a major item on the docket alike of the Protestant and the Catholic reformers of the sixteenth century.

We saw everything from a solar eclipse (estimated to have caused nearly $ 700 million in lost productivity), to the reveal of Chipotle queso (too grainy for my tastes) and the popularization of «unicorn» food items (yikes).

Displays attract customers and by increasing potato sales, retailers are able to off - set some of the margins lost on items that are not performing as well,» said Seth Pemsler, Vice President, Retail / International, IPC.

From proprietary methods of preparation to an experienced staff focused on nutritional standards, JTM reduces sodium and fat in hundreds of existing menu items with an eye toward always developing healthier new offerings without losing flavor.