Sentences with phrase «of joint insurance»

However, in the case of joint insurance policies, the terms and conditions for both spouses are the same.

Typically this type of joint insurance is on a husband and wife, and the policy death benefit is paid only after both die.

Typically this type of joint insurance is on a husband and wife, and the policy death benefit is paid only after both die.

Not exact matches

Many of the potential data buyers Otonomo has signed are the same ones the automakers talk about: insurance companies, mechanics, gas stations, city planners, fast - food joints.

This study, a joint project of PricewaterhouseCoopers and the London Business School, looked at the choices that managers in insurance, wealth management, and banking make with respect to bonuses, pay raises, and promotions.

The Corporation shall maintain insurance to the extent reasonably available, at its expense, to protect itself and any such director, officer, employee or agent of the Corporation or another corporation, partnership, joint venture, trust or other enterprise against any such expense, liability or loss, whether or not the Corporation would have the power to indemnify such person against such expense, liability or loss under the Delaware General Corporation Law.

Hartford HealthCare, which operates Hartford Hospital and five other hospitals in Connecticut, will announce a joint venture Wednesday to form a health insurance company, a first for Connecticut and another sign of transformation that is shaking up the...

Industry sources are reporting that Manulife of Canada will withdraw its investment in Young Poong Manulife Insurance Co., a joint venture between Manulife and Korea Zinc.

Lapidus has arranged joint venture transactions with some of the most respected names in the industry including Prudential Real Estate Investors, The Florida State Board of Administration, Carlyle Realty Partners, General Electric Pension Trust, Principal Real Estate Advisors, JP Morgan Asset Management, Beacon Capital Partners, Morgan Stanley, Lehman Brothers, Zurich Insurance, Investcorp, RREEF, Blackrock, GreenOak, Tokyu Land Corporation and Columbia Property Trust.

The Russian Agency for Export Credit and Investment Insurance (EXIAR) and the Central Bank of Iran (CBI) agree on the main conditions of bank - to - bank cooperation to facilitate ECA - backed financing of Russian - Iranian joint projects and boost their realization in various sectors

Examples of will substitutes include: life insurance, retirement accounts, annuities, custodial accounts, trusts, government savings bonds, property held by joint tenancy, property transferred by deeds of title or gifts, and payable - on - death or transfer - on - death accounts.

The Canadian Council of Insurance Regulators (CCIR) and the Canadian Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance Insurance Regulators (CCIR) and the Canadian Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance insurance industry.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

According to DOMA, states are not required to recognize a same - sex marriage performed in another state, meaning these couples are not eligible for Social Security survivors» benefits, insurance for government employees, immigration status, filing of joint taxes and more.

From 1994 - 2008 she served on the Board of Directors of a Joint Underwriting Association created by the Washington State legislature to provide medical liability insurance to midwives providing out - of - hospital birth services.

The Association of British Insurers and the British Insurance Brokers» Association today launch a joint Code of Good Practice to help insurers and insurance brokers recognise and help potentially vulnerable customers, who may need extra support when renewing motor and home insurance Insurance Brokers» Association today launch a joint Code of Good Practice to help insurers and insurance brokers recognise and help potentially vulnerable customers, who may need extra support when renewing motor and home insurance insurance brokers recognise and help potentially vulnerable customers, who may need extra support when renewing motor and home insurance insurance policies.

As a member of the bi-partisan New York State Senate Joint Task Force on Heroin and Opioid Addiction, Senator Golden has fought for laws to establish Good Samaritan protections, create I - STOP, enhance insurance coverage to combat addiction, as well as expanding access to Naloxone.»

«It's not an exaggeration to say that the loss of insurance of insurance for millions, decreased stability of health care providers, jobs losses and higher taxes are among the outcomes that would allow implementation of this bill,» said the providers in the joint letter.

At a Senate press briefing Tuesday morning, heads of the Senate Joint Task Force on Heroin and Opioid Addiction said that it was time to bolster law enforcement officials» ability to arrest and prosecute drug dealers that put highly addictive heroin and even more dangerous opioids like fentanyl and carfentanyl on the street, after years of legislation aimed at prevention, treatment and insurance coverage.

Theresa Bauer, from new Windsor, was born bow - legged with very loose knee joints and is in danger of losing her apartment since Social Security Disabilities Insurance has reduced her monthly benefits by $ 150.

The study was the result of a joint initiative between MedUni Vienna and Ludwig Boltzmann Institute Health Promotion Research (which has meanwhile ceased its activity) and was funded from «Common Health Goals» within the framework pharmaceutical contract, a cooperative agreement between the Austrian pharmaceutical industry and the social insurance system.

This is the main finding of joint research conducted by the Insurance Institute for Highway Safety and the University of Michigan Transportation Research Institute (UMTRI).

Assets owned individually by a decedent at death that don't pass to another person by trust (i.e. revocable living trust), contract / beneficiary designation (i.e. life insurance, annuity or 401 (k)-RRB-, or operation of law (i.e. joint tenancy with right of survivorship) may be subject to probate if the applicable threshold is exceeded.

This list can include life insurances, long - term care plans, joint accounts, power of attorney documentation, IRAs and other investments, and any estate planning documents like a will.

Hi Les, plenty of insurance companies still offer joint first - to - die term and UL policies.

The main drawback of a joint first - to - die life insurance policy is the lack of flexibility compared to two single life policies.

Any of these types of credit insurance might be offered as a single policy (only you are covered) or joint policy (you and your spouse are covered).

Students can opt for a strategy of «joint» Tangerine accounts (with a parent, sibling or a friend) to benefit from even greater CIDC insurance.

It's also worth mentioning that while the implications of being married or common - law are identical from a tax perspective, that's not always the case when it comes to other financial milestones like estate planning, insurance, joint investments etc..

Joint accounts multiply the FDIC insurance limit applicable to the account (normally $ 250,000) by the number of owners of the account.

if «X» included his wife in joint life term insurance (eg.bajaj allianz offering inclusion of wife) then wife of «X» died during pregnancy due to some jaundice or any other disease (in policy tenure of his husband), will «X» get sum assured amount?

The Second Circuit overruled this line of cases Wornick v. Gaffney 554 F3d 486, decision 9/24/08, and ruled that the cash value of reciprocal life insurance policies in joint cases are exempt.

Another use of joint last - to - die life insurance is when employing the insured annuity strategy.

Whether you are the sole breadwinner, one half of a joint - income couple, or a stay - at - home - parent, a term life insurance death benefit (the funds that your beneficiaries will receive upon your passing) can do much more than add a temporary boost to family finances and pay for funeral and burial expenses.

Joint - Survivor (Second to Die) Life Insurance Joint - Survivor Life is a type of coverage that can be a part of any type of permanent cash - value policy.

They can use $ 866 to make the first monthly payment of a joint last - to - die universal life insurance policy with a $ 500,000 death benefit (1).

As of November 1, 2012, FDIC Insured Cash Balances are eligible for FDIC insurance up to $ 250,000 (including interest and principal) per individual depositor and up to $ 500,000 per joint depositors, subject to the limitation that such amounts are aggregated against all other similarly held deposits at Capital One, N.A. for purposes of calculating FDIC insurance limits.

In the past, one form of kick - back was to create a joint venture (partly owned by the title insurer, and partly owned by the lender) to perform title insurance and / or settlement services.

Joint life insurance offers a number of benefits for married couples.

There are two types of joint life insurance, and your family's circumstances will dictate which one is a better fit.

The significance of the new social insurance program was that it sought to address the long - range problem of economic security for the aged through a contributory system in which the workers themselves contributed to their own future retirement benefit by making regular payments into a joint fund.

A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.

Because the premium for survivorship insurance is based on joint life expectancy, the cost is usually less (per thousand dollars of death benefit) than it would be for a policy covering either life alone — and significantly less expensive than buying two separate policies.

Annuities: A fixed - income annuity is a contract with an insurance company that, in return for an up - front investment, guarantees3 to pay you (or you and your spouse) a set amount of income either for the rest of your life (and the life of a surviving spouse in the case of a joint and survivor annuity) or a set period of time.

For example, many larger breed dogs are prone to hip dysphasia and certain disorders of the bones and joints, so many pet insurance plans list these ailments in the exclusions for the breeds most prone to the disorders.

For example, Dr. Jules Benson, a vice president of veterinary services at the pet insurance company Petplan, notes that elevated levels of antioxidants can provide some benefit in fighting senile dementia in dogs, while upping fatty acids and glucosamine can help relieve arthritis and joint pain.

TIP: Formulas that include joint health supplements for active medium breeds provide insurance towards joint health and reducing risk of orthopedic injuries.

He has recently completed a comprehensive internship with the Pet Industry Joint Advisory Council, which included focused research on the topic of insurance policy as it relates to pet ownership.

The most recent estimates of these amounts by CBO and the staff of the Joint Committee on Taxation (JCT) were included in the September 2017 report Federal Subsidies for Health Insurance Coverage for People Under Age 65: 2017 to 2027.

Caroline is instructed in a wide range of commercial and chancery disputes including: general contractual disputes; civil fraud; breach of directors» duties; shareholder disputes; derivative claims; jurisdiction issues; applications under the Bankers» Books Evidence Act 1879; joint venture agreements; financial services disputes; insurance / re-insurance; enforcement of foreign judgments; mortgage fraud and claims concerning undue influence.