Sentences with phrase «of keeping your policy»

He wrote: «At one end of the spectrum, the U.S. Federal Reserve has just started its interest rate normalization process after seven years of keeping its policy rate near zero.
Basically, this is the fee that is designed to cover the cost of keeping the policy on the insurance company's records.
The risk to the company is low because they know they can afford the $ 10,000 death benefit, and you get the advantage of keeping the policy in tact with all the benefits associated with an IUL.
But many insurance companies offer you the option of keeping your policy even if you switch lenders.
Since a healthy sum of cash value in a variable life or variable universal life insurance policy is needed to pay the costs of keeping the policy in force, policyholders should choose their sub-account investments with extreme caution.
If this happens when you get older the cost of keeping the policy may cause you to have to make additional premium payments to keep the policy in force.
A surrender charge is levied on policy holders upon cancellation of their policy before maturity; i.e. the pre-defined length of the policy term, and is designed to cover the cost of keeping the policy on an insurer's books.
Your child will then have the choice of keeping the policy, taking a loan against the cash value if needed, or requesting a payout.
To add to the upfront additional cash that can be realized from the sale of the policy, another large benefit of the transaction is eliminating the ongoing premium expense of keeping the policy in - force.
Consumer Reporter Lynda Baquero explains the basics of renters insurance after the Edgewater fire highlighted the importance of keeping a policy.

Not exact matches

Before Yellen addressed the Economic Club of Washington, her counterparts in Ottawa released their latest policy statement, in which Canada's central bank said it was keeping its benchmark interest rate at 0.5 %, a quarter - point shy of the lowest level ever.
Officials from the government shared their concerns about higher interest rates with a Bloomberg reporter, violating the convention of keeping politics out of the day - to - day handling of monetary policy.
But to assume prices will keep rising as a result misses an important point, says Josh Gordon, assistant professor at the School of Public Policy at Simon Fraser University.
«As a manager or as an employer, you can circulate a memo as you're approaching an election, for example, reminding everyone that they're encouraged to vote and have a right to their own opinion, but that their expressions of their political beliefs should be respectful and in keeping with workplace policy.
«Were the FOMC to delay the start of policy normalization for too long, we would likely end up having to tighten policy relatively abruptly to keep the economy from significantly overshooting both of our goals,» of price stability and full employment, Yellen said.
What the administration has is a policy of «maximum pressure» through sanctions to get North Korea to negotiate, while keeping military options on the table.
Considering the sprawling, federated nature of U.S. medicine, experts warn that a combination of government policies and health IT upgrades — as well as prophylactic human measures like changing passwords — will be necessary to keep patients» data safe and health systems functioning.
In the category of communications policy, we also extended our estimate of how long we expect to keep the short - term interest rate at exceptionally low levels to at least mid-2015.
Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.
This policy helps keep private details out of the hands of attackers.
Still, Canada's politicians should keep in mind that uncertainty about trade policy is weighing on business investment, and therefore murmurs of trade wars will do nothing to build confidence.
The central bank kept its inflation forecast for this year at 2.7 percent but said that some of its monetary policy committee members «moved a little closer» to their limits for tolerating an overshoot in the bank's inflation target.
The memo changed federal policy to a more «hands off» approach as long as states properly regulate marijuana production and distribution, including keeping it out of the hands of minors.
«As well, yesterday's FOMC (Federal Open Market Committee) meeting was less dovish than expected as the Fed kept its policy forecasts unchanged despite clear deceleration in inflation and a couple of bad data points yesterday.»
In order to have an effective policy manual, the employer should take the time to identify what is important to the business, both in keeping the employees informed and happy, as well as accomplishing the business objectives of the company.
The Fed under Yellen has carefully stripped its policy statement of most future - oriented promises to keep rates low, along with ending crisis - era asset purchase programs.
Ivor Bamberger, chief financial officer of Beber Silverstein & Partners Advertising, a Coral Gables, Fla., ad agency, keeps his policy costs under control without alienating insurance carriers, by going to market for insurance bids every three years.
«These policies just keep kids separate and they put unnecessary stress on parents,» she said, adding that allowing transgender students to use the bathroom of their choice is the best solutions for all.
«Were the FOMC to delay increases in the federal funds rate for too long, it could end up having to tighten policy relatively abruptly to keep the economy from significantly overshooting both of the Committee's longer - run policy goals» on inflation and jobs, Yellen said.
«Keeping abreast of all the changes to Google's policies on a daily basis means changing our marketing strategies and SEO strategies to coincide with our goals to increase sales and continue to reduce costs — which is happening every single day.»
He has implemented a massive stimulus policy by cutting the central bank's benchmark interest rate to negative, keeping the 10 - year Japanese government bond yield near 0 percent in an effort to control the yield curve and stepping up the Bank of Japan's asset purchases.
«There are elements that are very critical for the euro zone and the EU 27 (members of the EU excluding Britain), elements which have to be addressed quickly and they've been kept unresolved over the last two or three years — things like the banking union and budgetary resources... And fiscal policy,» he said.
The most important policy action for mitigating the damage of a recession is for the central bank to keep interest rates low, according to the respondents, followed by increasing spending on transportation and other infrastructure projects.
Jackson did not consider the constitutionality of the policy but kept the door open for doing so.
The Bank of Japan (BOJ) kept its monetary policy on hold, leaving the short - term interest rate target at minus 0.1 percent.
These examinations are routine but comprehensive inspections to ensure that the firm is furnishing clients with proper disclosures and notices, maintaining adequate policies and procedures, a system of controls and the books, records and information it is obligated to keep.
The Bank of Japan kept its monetary policy on hold, leaving short - term interest rate target at minus 0.1 percent.
They both voted in favor of keeping the monetary policy on hold.
There are several other factors that need to be considered in evaluating the incubation programs, including their policy on graduation and exit, level of psychological support, ability to keep trade secrets and openness to double - loop learning and exchange of knowledge.
And when comparing these numbers, keep in mind that all Chick - fil - A restaurants are closed on Sundays, due to a national corporate policy — whereas most of their competitors are open seven days a week.
When I read this, I couldn't help but think of my colleague Chris Matyszczyk, who's kept tabs on all the nickel - and - diming policies airlines have instituted lately — from reducing the amount of food they serve to charging you to sit with your children.
But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.
Even at the Fed, where NIRP keeps popping up, the discussion is marked by a definite lack of enthusiasm for what might turn out to be one of the most toxic policies ever - not just for savers, bondholders, and stockholders, or the entire economy, but for banks!
«The failure to deliver tax reform and the slower relative growth likely keep us on the path of gradual normalization in interest rate policy,» said the analysts, who see the S&P 500 falling to 2,550 from its Monday close of 2,572.83.
He might find, if this policy battle keeps heating up in the coming weeks, that the less familiar voice he gave reporters a taste of today might come in handy, too.
Keeps its sales clerks in a state of enforced rapture through policies vaguely reminiscent of the old East German Stasi.
So if you're rethinking your own company's level of LGBT policies and activism in the wake of the Nike - Pacquiao news, keep in mind that your culture's openness to LGBT employees is more than just a rating in an index, or a public stance against a celebrity's remarks.
Having a standardized set of policies is crucial to keeping that «Us Versus Them» mentality at bay.
«McDonald's plan is a bold vision that will help preserve the effectiveness of these critical medications to fight infections and keep us healthy,» Jean Halloran, director of food policy initiatives at Consumers Union, said in a statement.
After the Fed's policy statement, traders of U.S. short - term interest - rate futures on Wednesday kept bets the Fed will raise interest rates at least two more times this year.
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